Jo Vandamme

Active

Private limited company (pre-2019)founded 1991active for 35 yearsBlankenbergse Steenweg 8, 8377 Zuienkerke, BelgiumKBO/BCE: BE 0442.887.746

Summary

Jo Vandamme has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247,058 and a net result of -€9,359. Equity is shrinking by about 28% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 63% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

Jo VandammeActiveChecked score 94/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310

2 sites

Size

€539,626total assets 2025

Equity: €247,058
Loss: -€9,359

Turnover not published (micro format)

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

2025 accounts filed 25 days late1 deed in the Belgian Official Gazette

Why 94raises riskLoss of €9,359 (financial year 2025)lowers riskLiquidity: current ratio 1.24, cash €360,617Size: total assets €539,626Equity €247,058 (45.8% of total assets)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 49% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 71=

equity 45.8% of total assets

Liquidity 72-1

short-term debt 54.1% · cash 66.8%

Profitability 17-83

return on assets -1.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,613 companies, NACE 68, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.7 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.24, compared with 1.26 in 2024, below the usual 1.5; short-term debt: 54.1% and cash: 66.8% of total assets), and 54.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 61% on solvency, 82% on liquidity, 18% on profitability and 36% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 1.24, cash €360,617

NBB · annual accounts

Size: total assets €539,626

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €9,359 (financial year 2025)

NBB · annual accounts

Equity €247,058 (45.8% of total assets)

NBB · annual accounts

2025 accounts filed 25 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

25 days late

2024

1 day early

2023

14 days late

2022

29 days late

2021

31 days late

2020

31 days late

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-08-2026 Annual accounts filedfinancial year 2025 · micro…
30-07-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €308,854

Key points

Caution: From profit to loss in 2025after €308,854 in 2024 -€9,359 View
Active since 1991founded 29-01-1991 35 years View
Total assets 20256 financial years filed €539,626 View

By topic

Financials

Financial year: 2025
Total assets: €539,626
Loss: -€9,359
Solvency: 45.8%

Total assets▼ 2.9%

Net result

20182025

Go to Financials

Timeline

Events: 38
Since: 1992
Next accounts: by 31-07-2027

31-12-2024Liquidity more than 21 times
31-12-2024Equity above €200,000
14-08-2024Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company (pre-2019)
Activity: Real estate agency activitiesNACE 68310
Founded: 29-01-1991
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about Jo Vandamme

What is the company number of Jo Vandamme?: 0442.887.746. In Belgium the VAT number is the company number with BE in front: BE 0442.887.746.
Where is Jo Vandamme based?: The registered office is at Blankenbergse Steenweg 8, 8377 Zuienkerke.Company details
What does Jo Vandamme do?: According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of Jo Vandamme?: Private limited company (pre-2019) (BVBA).
When was Jo Vandamme founded?: On 29-01-1991.
Is Jo Vandamme still active?: Yes, Jo Vandamme is an active enterprise in the KBO register.
What is the turnover of Jo Vandamme?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Jo Vandamme profitable?: In financial year 2025, Jo Vandamme made a loss of €9,359.
Where can I find the annual accounts of Jo Vandamme?: Jo Vandamme filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Jo Vandamme due?: By 31-07-2027, for financial year 2026.Timeline