Summary
JO-NA has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12.4m and a net result of €3.2m. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 2345 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €12.4m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
30 d early
2023
35 d early
2022
28 d early
2021
27 d early
2020
30 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by total assets in Ravels, Administrative and support services sector#2 company by equity in Ravels, Administrative and support services sector
Equity
€12.4m▲ 21.7%
2024 · €10.2m
Total assets
€12.6m▲ 12.9%
2024 · €11.2m
Net result
€3.2m▲ 525%
2024 · €513,064
Working capital
€211,334▼ 53.6%
2024 · €455,449
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€84,248▲ 5.9%€147,344▲ 74.9%€143,539▼ 2.6%€130,541▼ 9.1%€156,607▲ 20.0%
Net result€130,766above the sector's middle half▲ 31.4%€85,055within the sector's middle half▼ 35.0%€223,892above the sector's middle half▲ 163%€513,064above the sector's middle half▲ 129%€3.2mabove the sector's middle half▲ 525%
Equity€10.7mabove the sector's middle half▲ 1.2%€10.8mabove the sector's middle half▲ 0.8%€11.0mabove the sector's middle half▲ 2.1%€10.2mabove the sector's middle half▼ 8.0%€12.4mabove the sector's middle half▲ 21.7%
Total assets€10.9mabove the sector's middle half▲ 3.0%€10.9mabove the sector's middle half▼ 0.1%€11.1mabove the sector's middle half▲ 1.2%€11.2mabove the sector's middle half▲ 0.9%€12.6mabove the sector's middle half▲ 12.9%
Debt€204,054▲ 1,340%€110,133▼ 46.0%€20,763▼ 81.1%€1.0m▲ 4,757%€247,418▼ 75.5%
Working capital€1.2mabove the sector's middle half▲ 8.8%€1.2mabove the sector's middle half▲ 2.4%€1.3mabove the sector's middle half▲ 7.5%€455,449within the sector's middle half▼ 65.2%€211,334within the sector's middle half▼ 53.6%
Solvency98.1%above the sector's middle half▼ 1.7pp99.0%above the sector's middle half▲ 0.9pp99.8%above the sector's middle half▲ 0.8pp91.0%above the sector's middle half▼ 8.8pp98.0%above the sector's middle half▲ 7.1pp
Current ratio64.03above the sector's middle half1.45within the sector's middle half▼ 62.581.86within the sector's middle half▲ 0.41
Return on assets (ROA)1.2%within the sector's middle half▲ 0.3pp0.8%within the sector's middle half▼ 0.4pp2.0%within the sector's middle half▲ 1.2pp4.6%within the sector's middle half▲ 2.6pp25.4%above the sector's middle half▲ 20.8pp
Staff (FTE)0below the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.6m
Fixed assets
€12.1m ▲ 25.3%
Current assets
€458,003 ▼ 68.7%
Equity and liabilities €12.6m
Equity
€12.4m ▲ 21.7%
Debt
€247,418 ▼ 75.5%
Debt's share of the balance-sheet total falls from 9.0% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
25.9%▲
2024 · 5.1%
Debt ≤ 1 year
€246,668▼
2024 · €1.0m
Income taxes
€266,710▲
2024 · €40,244
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,043 | €41,214 | €32,052 | €33,582 | €33,011 | ▼ 1.7% |
| Other operating charges640/8 | €31,041 | €7,971 | €8,936 | €9,797 | €11,376 | ▲ 16.1% |
| Non-recurring operating charges66A | €5,035 | €541 | €0 | - | - | - |
| Gross operating margin9900 | €158,367 | €197,070 | €184,527 | €173,920 | €200,994 | ▲ 15.6% |
| Operating profit (loss)9901 | €84,248 | €147,344 | €143,539 | €130,541 | €156,607 | ▲ 20.0% |
| Financial income75/76B | €77,696 | €41,856 | €71,222 | €411,016 | €3.3m | ▲ 707% |
| Recurring financial income75 | €77,696 | €41,856 | €71,222 | €411,016 | €839,469 | ▲ 104% |
| Non-recurring financial income76B | - | - | - | - | €2.5m | - |
| Financial charges65/66B | €1,813 | €63,279 | -€46,251 | -€11,751 | €480 | ▲ 104% |
| Recurring financial charges65 | €1,813 | €63,279 | -€46,251 | -€11,751 | €480 | ▲ 104% |
| Profit (loss) for the period before taxes9903 | €160,132 | €125,921 | €261,012 | €553,308 | €3.5m | ▲ 528% |
| Income taxes67/77 | €29,366 | €40,866 | €37,121 | €40,244 | €266,710 | ▲ 563% |
| Profit (loss) for the period9904 | €130,766 | €85,055 | €223,892 | €513,064 | €3.2m | ▲ 525% |
| Profit (loss) for the period to be appropriated9905 | €130,766 | €85,055 | €223,892 | €513,064 | €3.2m | ▲ 525% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10.9m | €10.9m | €11.1m | €11.2m | €12.6m | ▲ 12.9% |
| Fixed assets21/28 | €9.7m | €9.7m | €9.7m | €9.7m | €12.1m | ▲ 25.3% |
| Tangible fixed assets22/27 | €834,607 | €795,237 | €827,625 | €794,043 | €767,794 | ▼ 3.3% |
| Land and buildings22 | €815,237 | €787,917 | €820,777 | €789,056 | €762,903 | ▼ 3.3% |
| Plant, machinery and equipment23 | €6,461 | €5,761 | €6,059 | €4,967 | €4,891 | ▼ 1.5% |
| Furniture and vehicles24 | €12,909 | €1,558 | €789 | €20 | €0 | ▼ 100% |
| Financial fixed assets28 | €8.9m | €8.9m | €8.9m | €8.9m | €11.4m | ▲ 27.8% |
| Current assets29/58 | €1.2m | €1.2m | €1.3m | €1.5m | €458,003 | ▼ 68.7% |
| Amounts receivable within one year40/41 | €33,983 | €26,839 | €63,107 | €33,839 | €47,439 | ▲ 40.2% |
| Trade receivables40 | €27,187 | €22,448 | €62,117 | €33,015 | €45,448 | ▲ 37.7% |
| Other amounts receivable41 | €6,796 | €4,390 | €990 | €824 | €1,992 | ▲ 142% |
| Current investments50/53 | €938,105 | €881,372 | €930,041 | €1.3m | €323,903 | ▼ 75.5% |
| Cash at bank and in hand54/58 | €217,891 | €298,083 | €316,546 | €104,216 | €86,089 | ▼ 17.4% |
| Deferred charges and accrued income490/1 | €6,950 | €21,139 | €19,873 | €4,827 | €572 | ▼ 88.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10.9m | €10.9m | €11.1m | €11.2m | €12.6m | ▲ 12.9% |
| Equity10/15 | €10.7m | €10.8m | €11.0m | €10.2m | €12.4m | ▲ 21.7% |
| Contributions10/11 | €10.5m | €10.5m | €10.5m | €9.1m | €8.1m | ▼ 11.0% |
| Reserves13 | €2.1m | €2.0m | €2.0m | €2.0m | €4.2m | ▲ 109% |
| Non-distributable reserves130/1 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - | - |
| Distributable reserves133 | €2.1m | €2.0m | €2.0m | €2.0m | €4.2m | ▲ 109% |
| Profit (loss) carried forward14 | -€1.9m | -€1.7m | -€1.5m | -€996,328 | €0 | ▲ 100% |
| Amounts payable17/49 | €204,054 | €110,133 | €20,763 | €1.0m | €247,418 | ▼ 75.5% |
| Amounts payable after more than one year17 | €196,000 | €100,000 | €0 | - | - | - |
| Financial debts170/4 | €196,000 | €100,000 | €0 | - | - | - |
| Amounts payable within one year42/48 | €8,054 | €10,133 | €20,763 | €1.0m | €246,668 | ▼ 75.5% |
| Trade debts44 | €407 | €4,487 | €11,599 | €2,151 | €23,595 | ▲ 997% |
| Suppliers440/4 | €407 | €4,487 | €11,599 | €2,151 | €23,595 | ▲ 997% |
| Taxes, remuneration and social security45 | €7,647 | €5,646 | €9,164 | €6,133 | €223,073 | ▲ 3,537% |
| Taxes450/3 | €3,317 | €4,444 | €9,164 | €4,883 | €221,823 | ▲ 4,442% |
| Remuneration and social security454/9 | €4,331 | €1,202 | €0 | €1,250 | €1,250 | = |
| Other amounts payable47/48 | €0 | - | - | €1.0m | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | €750 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €130,766 | €85,055 | €223,892 | €513,064 | €3.2m | ▲ 525% |
| + Depreciation and write-downs630 | €38,043 | €41,214 | €32,052 | €33,582 | €33,011 | ▼ 1.7% |
| Operating cash flow (approximation) | €168,809 | €126,269 | €255,943 | €546,646 | €3.2m | ▲ 492% |
| Investment in fixed assets (approximation) | - | -€1,843 | -€64,440 | €0 | -€2.5m | - |
| Change in cash | - | €80,192 | €18,463 | -€212,330 | -€18,127 | ▲ 91.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €3.2m ▲525%
Operating result €156,607, net result €3.2m, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €99,531
Net result €99,531 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 90.85
Current ratio from 16.83 to 90.85; short-term debt falls from €60,167 to €12,166.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€4.0m
Net result drops to -€4.0m, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 16.83
Current ratio from 4.10 to 16.83; short-term debt falls from €282,002 to €60,167.
Show earlier events
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2010
Ground area
2,615 m²
Building footprint
252 m²
Volume, LiDAR
1,216 m³
Parcel 13035C0468/00Y000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jo-Na
since 20102.192.053.510
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035C0468/00Y000 | Flanders | 2,615 m² | 1 · 252 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
25%
According to the 2025 annual accounts of JO-NA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPrivate limited company
Founded14-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0829286256
Also
9925:BE0829286256
Registered
30-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.