Skip to content

JO.LI

Active
Private limited company (pre-2019)founded 200719 yrs activeBredabaan (Centrum) 424, 2990 Wuustwezel, BelgiumKBO/BCE: BE 0890.730.610
Summary

JO.LI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €521,437 and a net result of €23,159. Equity is growing by ~5.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability48▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 11.7 against 22.66 in 2025; short-term debt: 2.6% and cash: 0.2% of total assets), and 2.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
97.4%
Return on assets
4.3%
Age of the figures
7 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 09-09-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
21 d early
2025
43 d early
2024
31 d early
2023
19 d early
2022
21 d early
2021
17 d early
2020
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 26 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 9 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today28-02-2027 close30-09-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 July 2007, JO.LI was incorporated.1 Total assets went from EUR 375,350 in 2019 to EUR 535,137 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, micro schema

Equity
€521,437▲ 4.6%
2025 · €498,278
Total assets
€535,137▲ 6.2%
2025 · €503,978
Net result
€23,159▼ 1.3%
2025 · €23,457
Working capital
€146,636▲ 18.8%
2025 · €123,477
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€31,783▼ 9.3%€31,565▼ 0.7%€31,164▼ 1.3%€31,311▲ 0.5%€31,032▼ 0.9%
Net result€23,260▼ 27.7%€23,508▲ 1.1%€23,180▼ 1.4%€23,457▲ 1.2%€23,159▼ 1.3%
Equity€428,132▲ 5.7%€451,640▲ 5.5%€474,821▲ 5.1%€498,278▲ 4.9%€521,437▲ 4.6%
Total assets€442,297▲ 7.0%€457,340▲ 3.4%€480,521▲ 5.1%€503,978▲ 4.9%€535,137▲ 6.2%
Debt€14,165▲ 66.6%€5,700▼ 59.8%€5,700=€5,700=€13,700▲ 140%
Working capital€53,331▲ 77.3%€76,840▲ 44.1%€100,020▲ 30.2%€123,477▲ 23.5%€146,636▲ 18.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2022: €31,783€31,783Net result 2022: €23,260€23,260Operating result 2023: €31,565€31,565Net result 2023: €23,508€23,508Operating result 2024: €31,164€31,164Net result 2024: €23,180€23,180Operating result 2025: €31,311€31,311Net result 2025: €23,457€23,457Operating result 2026: €31,032€31,032Net result 2026: €23,159€23,15920222023202420252026€0€10,000€20,000€30,000Operating result 2024: €31,164€31,200Net result 2024: €23,180€23,200Operating result 2025: €31,311€31,300Net result 2025: €23,457€23,500Operating result 2026: €31,032€31,000Net result 2026: €23,159€23,200202420252026
The operating result falls in 2026; 2026 is 1% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €535,137
Fixed assets €374,801 =
Current assets €160,336 ▲ 24.1%
Equity and liabilities €535,137
Equity €521,437 ▲ 4.6%
Debt €13,700 ▲ 140%
Debt's share of the balance-sheet total rises from 1.1% to 2.6%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
Current ratio
11.70▼
2025 · 22.66
Debt to equity
0.03▲
2025 · 0.01
ROE
4.4%▼
2025 · 4.7%
ROA
4.3%▼
2025 · 4.7%
Debt ≤ 1 year
€13,700▲
2025 · €5,700
Income taxes
€7,813▲
2025 · €7,795
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,048 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.4% went bankrupt
3.6% stopped otherwise
96% still going

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 29 lines
Balance sheet Code20252026
Assets
Total assets20/58€503,978€535,137▲
Fixed assets21/28€374,801€374,801=
Tangible fixed assets22/27€374,801€374,801=
Land and buildings22€374,801€374,801=
Current assets29/58€129,177€160,336▲
Cash at bank and in hand54/58€177€1,336▲
Deferred charges and accrued income490/1€129,000€159,000▲
Equity and liabilities
Total equity and liabilities10/49€503,978€535,137▲
Equity10/15€498,278€521,437▲
Contributions10/11€64,007€64,007=
Reserves13€434,271€457,430▲
Non-distributable reserves130/1€10,298€10,298=
Reserves not available under the articles1311€10,298€10,298=
Distributable reserves133€423,974€447,132▲
Amounts payable17/49€5,700€13,700▲
Amounts payable within one year42/48€5,700€13,700▲
Other amounts payable47/48€5,700€13,700▲
Income statement Code20252026
Other operating charges640/8€3,796€3,913▲
Gross operating margin9900€35,107€34,945▼
Operating profit (loss)9901€31,311€31,032▼
Financial charges65/66B€59€60▲
Recurring financial charges65€59€60▲
Profit (loss) for the period before taxes9903€31,253€30,972▼
Income taxes67/77€7,795€7,813▲
Profit (loss) for the period9904€23,457€23,159▼
Profit (loss) for the period to be appropriated9905€23,457€23,159▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,457€23,159▼
Transfer to equity691/2€23,457€23,159▼
To other reserves6921€23,457€23,159▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Other operating charges640/8€3,265€3,336€3,658€3,796€3,913▲ 3.1%
Gross operating margin9900€35,048€34,901€34,822€35,107€34,945▼ 0.5%
Operating profit (loss)9901€31,783€31,565€31,164€31,311€31,032▼ 0.9%
Financial charges65/66B€53€54€54€59€60▲ 2.6%
Recurring financial charges65€53€54€54€59€60▲ 2.6%
Profit (loss) for the period before taxes9903€31,730€31,511€31,110€31,253€30,972▼ 0.9%
Income taxes67/77€8,470€8,003€7,930€7,795€7,813▲ 0.2%
Profit (loss) for the period9904€23,260€23,508€23,180€23,457€23,159▼ 1.3%
Profit (loss) for the period to be appropriated9905€23,260€23,508€23,180€23,457€23,159▼ 1.3%
Line20222023202420252026Change
Assets
Total assets20/58€442,297€457,340€480,521€503,978€535,137▲ 6.2%
Fixed assets21/28€374,801€374,801€374,801€374,801€374,801=
Tangible fixed assets22/27€374,801€374,801€374,801€374,801€374,801=
Land and buildings22€374,801€374,801€374,801€374,801€374,801=
Current assets29/58€67,496€82,540€105,720€129,177€160,336▲ 24.1%
Cash at bank and in hand54/58€28,496€25,540€12,720€177€1,336▲ 653%
Deferred charges and accrued income490/1€39,000€57,000€93,000€129,000€159,000▲ 23.3%
Equity and liabilities
Total equity and liabilities10/49€442,297€457,340€480,521€503,978€535,137▲ 6.2%
Equity10/15€428,132€451,640€474,821€498,278€521,437▲ 4.6%
Contributions10/11€64,007€64,007€64,007€64,007€64,007=
Reserves13€364,125€387,633€410,814€434,271€457,430▲ 5.3%
Non-distributable reserves130/1€10,298€10,298€10,298€10,298€10,298=
Reserves not available under the articles1311€10,298€10,298€10,298€10,298€10,298=
Distributable reserves133€353,827€377,336€400,516€423,974€447,132▲ 5.5%
Amounts payable17/49€14,165€5,700€5,700€5,700€13,700▲ 140%
Amounts payable within one year42/48€14,165€5,700€5,700€5,700€13,700▲ 140%
Taxes, remuneration and social security45€8,465-----
Taxes450/3€8,465-----
Other amounts payable47/48€5,700€5,700€5,700€5,700€13,700▲ 140%
Line20222023202420252026Change
Profit (loss) for the period9904€23,260€23,508€23,180€23,457€23,159▼ 1.3%
Operating cash flow (approximation)€23,260€23,508€23,180€23,457€23,159▼ 1.3%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€2,957-€12,820-€12,543€1,159▲ 109%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 30-09-2027
2026
09-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
28-02
Financial Equity above €500,000Eq €521,437 ▲4.6%
7 profitable years in a row build equity to €521,437.
2025
18-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
11-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
28-02
Financial Liquidity triplescurrent ratio 14.48
Current ratio from 4.76 to 14.48; short-term debt falls from €14,165 to €5,700.
2022
09-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
13-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
28-02
Financial Highest result since 2019net €32,174 ▲1,270%
Operating result €35,025, net result €32,174, both a record.
28-02
Financial Liquidity times 6current ratio 4.54
Current ratio from 0.76 to 4.54; short-term debt falls from €8,700 to €8,500.
2020
02-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
29-02
Financial Back to profitnet €2,349
Net result €2,349 after one loss-making year.
Show earlier events
2019
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
20-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
1,673 m²
Building footprint
1,977 m²
Volume, LiDAR
6,864 m³
Parcel 11053D0917/00C007, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bredabaan (Centrum) 424, 2990 Wuustwezel
NACE 7415101
since 20072.164.289.536
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11053D0917/00C007 Flanders 1,673 m² 1 · 1,977 m² 6.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded10-07-2007
Fiscal year end28-02
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.