JO-HANNAH
ActiveSummary
JO-HANNAH has been active since 2014 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €82k and a net result of €9k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-18
Solvency100=
Growth78=
Track record92
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.66 against 4.54 in 2024; short-term debt: 19.3% and cash: 15.5% of total assets), and 19.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
8.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
5 d early
2022
2 d early
2021
2 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 12.2%
2024 · €73k
2018: €49k
2019: €21k▼ -56.6% vs 2018
2020: €16k▼ -24.5% vs 2019lowest in 8 years
2021: €17k▲ +8.3% vs 2020
2022: €34k▲ +98.8% vs 2021
2023: €51k▲ +49.6% vs 2022
2024: €73k▲ +41.6% vs 2023
2025: €82k▲ +12.2% vs 2024highest in 8 years
2018 → 2025
Total assets
€101k▲ 11.6%
2024 · €91k
2018: €71k
2019: €109k▲ +54.4% vs 2018highest in 8 years
2020: €77k▼ -29.2% vs 2019
2021: €24k▼ -68.5% vs 2020lowest in 8 years
2022: €43k▲ +77.1% vs 2021
2023: €61k▲ +40.8% vs 2022
2024: €91k▲ +49.7% vs 2023
2025: €101k▲ +11.6% vs 2024
2018 → 2025
Net result
€9k▼ 58.4%
2024 · €21k
2018: €371
2019: €-35k▼ -9444% vs 2018lowest in 8 years
2020: €-5k▲ +85.1% vs 2019
2021: €1k▲ +126% vs 2020
2022: €17k▲ +1185% vs 2021
2023: €17k▼ -0.1% vs 2022
2024: €21k▲ +25.5% vs 2023highest in 8 years
2025: €9k▼ -58.4% vs 2024
2018 → 2025
Working capital
€71k▲ 12.7%
2024 · €63k
2018: €49k
2019: €-13k▼ -127% vs 2018lowest in 8 years
2020: €16k▲ +219% vs 2019
2021: €17k▲ +8.3% vs 2020
2022: €32k▲ +84.9% vs 2021
2023: €44k▲ +37.5% vs 2022
2024: €63k▲ +44.3% vs 2023
2025: €71k▲ +12.7% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€34k▲ 98.8%€51k▲ 49.6%€73k▲ 41.6%€82k▲ 12.2%
2021: €17klowest in 5 years
2022: €34k▲ +98.8% vs 2021
2023: €51k▲ +49.6% vs 2022
2024: €73k▲ +41.6% vs 2023
2025: €82k▲ +12.2% vs 2024highest in 5 years
Operating result€2k-€19k▲ 1,039%€22k▲ 12.5%€26k▲ 22.8%€13k▼ 50.7%
2021: €2klowest in 5 years
2022: €19k▲ +1039% vs 2021
2023: €22k▲ +12.5% vs 2022
2024: €26k▲ +22.8% vs 2023highest in 5 years
2025: €13k▼ -50.7% vs 2024
Net result€1k-€17k▲ 1,185%€17k▼ 0.1%€21k▲ 25.5%€9k▼ 58.4%
2021: €1klowest in 5 years
2022: €17k▲ +1185% vs 2021
2023: €17k▼ -0.1% vs 2022
2024: €21k▲ +25.5% vs 2023highest in 5 years
2025: €9k▼ -58.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€10k ▲ 9.3%
Current assets
€91k ▲ 11.8%
Equity and liabilities €101k
Equity
€82k ▲ 12.2%
Debt
€19k ▲ 8.9%
Debt's share of the balance-sheet total falls from 19.7% to 19.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €29k
Cash flow
€12k▼
2024 · €24k
Current ratio
4.66▲
2024 · 4.54
Debt to equity
0.24▼
2024 · 0.25
ROE
10.9%▼
2024 · 29.4%
ROA
8.8%▼
2024 · 23.6%
Interest coverage
22.97▼
2024 · 240.98
Debt ≤ 1 year
€19k▲
2024 · €18k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€91k€101k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28-€4k
Current assets29/58€81k€91k▲
Amounts receivable within one year40/41€66k€74k▲
Trade receivables40€7k€11k▲
Other amounts receivable41€58k€63k▲
Cash at bank and in hand54/58€7k€16k▲
Deferred charges and accrued income490/1€8k€1k▼
Equity and liabilities
Total equity and liabilities10/49€91k€101k▲
Equity10/15€73k€82k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€52k€61k▲
Amounts payable17/49€18k€19k▲
Amounts payable within one year42/48€18k€19k▲
Financial debts43€4k€4k=
Other loans439€4k€4k=
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€30k€17k▼
Operating profit (loss)9901€26k€13k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€119€685▲
Recurring financial charges65€119€685▲
Profit (loss) for the period before taxes9903€28k€14k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€21k€9k▼
Profit (loss) for the period to be appropriated9905€21k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€61k▲
Profit (loss) brought forward from the previous period14P€36k€52k▲
Profit to be distributed694/7€5k-
Directors or managers695€5k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4k | €547 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €31 | €2k | €3k | ▲ 23.5% |
| Other operating charges640/8 | €389 | €1k | €1k | €1k | €1k | ▼ 13.0% |
| Gross operating margin9900 | €6k | €21k | €23k | €30k | €17k | ▼ 43.4% |
| Operating profit (loss)9901 | €2k | €19k | €22k | €26k | €13k | ▼ 50.7% |
| Financial income75/76B | €95 | €603 | €941 | €2k | €1k | ▼ 26.4% |
| Recurring financial income75 | €95 | €603 | €941 | €2k | €1k | ▼ 26.4% |
| Financial charges65/66B | €445 | €3k | €5k | €119 | €685 | ▲ 477% |
| Recurring financial charges65 | €445 | €3k | €5k | €119 | €685 | ▲ 477% |
| Profit (loss) for the period before taxes9903 | €1k | €17k | €17k | €28k | €14k | ▼ 51.5% |
| Income taxes67/77 | - | - | €160 | €7k | €5k | ▼ 29.1% |
| Profit (loss) for the period9904 | €1k | €17k | €17k | €21k | €9k | ▼ 58.4% |
| Profit (loss) for the period to be appropriated9905 | €1k | €17k | €17k | €21k | €9k | ▼ 58.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24k | €43k | €61k | €91k | €101k | ▲ 11.6% |
| Fixed assets21/28 | - | €2k | €7k | €9k | €10k | ▲ 9.3% |
| Tangible fixed assets22/27 | - | - | €5k | €9k | €7k | ▼ 29.0% |
| Plant, machinery and equipment23 | - | - | - | €6k | €4k | ▼ 25.9% |
| Furniture and vehicles24 | - | - | €5k | €4k | €3k | ▼ 33.6% |
| Financial fixed assets28 | - | €2k | €2k | - | €4k | - |
| Current assets29/58 | €24k | €41k | €53k | €81k | €91k | ▲ 11.8% |
| Amounts receivable within one year40/41 | €19k | €28k | €50k | €66k | €74k | ▲ 13.0% |
| Trade receivables40 | €10k | €8k | €14k | €7k | €11k | ▲ 55.1% |
| Other amounts receivable41 | €9k | €19k | €36k | €58k | €63k | ▲ 7.7% |
| Cash at bank and in hand54/58 | €4k | €11k | €791 | €7k | €16k | ▲ 115% |
| Deferred charges and accrued income490/1 | €2k | €2k | €3k | €8k | €1k | ▼ 86.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24k | €43k | €61k | €91k | €101k | ▲ 11.6% |
| Equity10/15 | €17k | €34k | €51k | €73k | €82k | ▲ 12.2% |
| Contributions10/11 | €14k | €14k | €14k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €2k | €19k | €36k | €52k | €61k | ▲ 17.0% |
| Amounts payable17/49 | €7k | €9k | €9k | €18k | €19k | ▲ 8.9% |
| Amounts payable within one year42/48 | €7k | €9k | €9k | €18k | €19k | ▲ 8.9% |
| Financial debts43 | - | - | €5k | €4k | €4k | = |
| Other loans439 | - | - | €5k | €4k | €4k | = |
| Trade debts44 | €7k | €3k | €2k | €1k | €5k | ▲ 287% |
| Suppliers440/4 | €7k | €3k | €2k | €1k | €5k | ▲ 287% |
| Taxes, remuneration and social security45 | €243 | €6k | €2k | €8k | €11k | ▲ 35.4% |
| Taxes450/3 | - | €6k | €2k | €8k | €11k | ▲ 35.4% |
| Remuneration and social security454/9 | €243 | €243 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €5k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €17k | €17k | €21k | €9k | ▼ 58.4% |
| + Depreciation and write-downs630 | - | - | €31 | €2k | €3k | ▲ 23.5% |
| Operating cash flow (approximation) | €1k | €17k | €17k | €24k | €12k | ▼ 50.7% |
| Investment in fixed assets (approximation) | - | - | €-5k | €-4k | €-4k | ▲ 12.9% |
| Change in cash | - | €7k | €-10k | €6k | €8k | ▲ 29.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
15-12
KBO administration
Address struck
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €21k ▲25.5%
Operating result €26k, net result €21k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 3.46
Current ratio from 1.26 to 3.46; short-term debt falls from €61k to €7k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
Show earlier events
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Ground area
87 m²
Building footprint
159 m²
Volume, LiDAR
2,940 m³
Parcel 11811L3714/00F000, Flanders · tallest building 20.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Jo-Hannah
since 20142.233.172.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3714/00F000 | Flanders | 87 m² | 1 · 159 m² | 20.9 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 7,148 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-05-2014
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.