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Jo Beck

Active
Public limited companyfounded 1991active for 35 yearsKBO/BCE: BE 0443.775.691
Summary

The computed 12-month bankruptcy probability of Jo Beck is 2.4% (moderate). The annual accounts of Jo Beck for financial year 2025 show a net loss of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €7,357 and a net result of -€26,981. Equity has been shrinking by about 23% per year since 2018. Its solvency ranks better than 12% of 2,074 sector peers (NACE 01, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 3 administrative register entries.

Overview

Official details

Source: KBO
Status
Active since 29-03-1991 Normal situation
Legal form
Public limited company
Activity
Growing of cereals (except rice), leguminous crops and oil seeds NACE 01110and 5 others
Establishment unit
2.052.467.243 since 16-04-1991
Financial year end
31 December
Peppol
Reachable since 23-02-2026

Board and ownership

Board
  • Beck JosephDirector

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
-€24,065
Loss
€26,981
▲ 82.6%
Equity
€7,357
▼ 78.6%
Total assets
€116,562
▲ 2.4%
  • 2025 accounts filed 54 days after the deadline
Turnover not published (abbreviated or micro format)
Score breakdownraises riskLast filed accounts filed 54 days late; 3 of the last 3 accounts lateLoss of €26,981, the second in a row (financial year 2025)2 ex-officio strike-offs in the KBOlowers riskSize: total assets €116,562Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 8% of micro companies in crop and animal production (NACE 01)
Financial strength · tick: 2024
Weak
Solvency 31-24
equity 6.3% of total assets
Liquidity 0-13
short-term debt 93.7% · cash 0.3%
Profitability 0-38
return on assets -23.1%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,695 companies, NACE 01, micro)
Last 24 months 12-2024: 6.6% 01-2025: 6.6%● unchanged vs 12-2024 02-2025: 6.6%● unchanged vs 01-2025 03-2025: 6.6%● unchanged vs 02-2025 04-2025: 6.6%● unchanged vs 03-2025 05-2025: 6.6%● unchanged vs 04-2025 06-2025: 6.6%● unchanged vs 05-2025 07-2025: 6.6%● unchanged vs 06-2025 08-2025: 6.6%● unchanged vs 07-2025 09-2025: 6.6%● unchanged vs 08-2025 10-2025: 11.7%▲ +5.1 percentage points vs 09-2025highest value 11-2025: 11.7%● unchanged vs 10-2025highest value 12-2025: 11.7%● unchanged vs 11-2025highest value 01-2026: 11.7%● unchanged vs 12-2025highest value 02-2026: 11.7%● unchanged vs 01-2026highest value 03-2026: 11.7%● unchanged vs 02-2026highest value 04-2026: 11.7%● unchanged vs 03-2026highest value 05-2026: 11.7%● unchanged vs 04-2026highest value 06-2026: 11.7%● unchanged vs 05-2026highest value 07-2026: 11.7%● unchanged vs 06-2026highest value 08-2026: 11.7%● unchanged vs 07-2026highest value 09-2026: 8.7%▼ -3.0 percentage points vs 08-2026 10-2026: 2.4%▼ -6.3 percentage points vs 09-2026lowest value 11-2026: 2.4%● unchanged vs 10-2026lowest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.07 (1.42 in 2024), below the usual 1.5. Short-term debt is 93.7% and cash 0.3% of total assets. 93.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 20% of them on solvency, 2% on liquidity, 4% on profitability and 5% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Eight signals.
lowers riskraises risk
raises risk · Last filed accounts filed 54 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Loss of €26,981, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €116,562
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2 ex-officio strike-offs in the KBO
KBO publications
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€26,981
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2074 sector peers (2025).
NBB · sector comparison
Position among 2074 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
54 days late
2024
418 days late
2023
742 days late
2022
1107 days late
2021
1472 days late
2020
200 days late
2019
104 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 585 days after the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 3 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Accounts not filedAddress struckStrikeout withdrawn
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 5 accounts filed within 689 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€26,981 View
  • Caution: Less equity than 90% of companies in crop and animal productionsector median €582,335 · 2,074 companies €7,357 View

Recent changes

  1. · KBO administration Address struckeffective 11-10-2026
  2. · KBO administration Strikeout withdrawneffective 23-09-2026
  3. · KBO administration Accounts not filed
All 18 events

Comparable companies

These companies have the same main activity as Jo Beck: growing of cereals (except rice), leguminous crops and oil seeds (NACE 01110). They are comparable in size and age: total assets between €115,000 and €187,000, founded between 1979 and 1994.

CompanyTotal assetsGross margin
Jo Beck€116,562-€24,065
AGRICUMES Remicourt€115,465-€7,314
WILFRIED DE BRABANDER Brugge€132,305-€6,695
BIOP Braine-l'Alleud€145,573-€1,378
AGRI-ROEULX Huy€180,440-€6,463
VOEDERS SAVAT Lievegem€138,036-€775
MAGRILHOVE Le Roeulx€186,988-€28,428
Full comparison

Key facts about Jo Beck

What is the company number of Jo Beck?
The company number of Jo Beck is 0443.775.691. The VAT number is the same number with BE in front: BE 0443.775.691.
What does Jo Beck do?
According to the KBO register, the main activity is growing of cereals (except rice), leguminous crops and oil seeds (NACE 01110).
What is the legal form of Jo Beck?
The legal form of Jo Beck is Public limited company (NV).
When was Jo Beck founded?
Jo Beck was founded on 29-03-1991.
Is Jo Beck still active?
Yes, Jo Beck is an active enterprise in the KBO register.Company details
What is the turnover of Jo Beck?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is Jo Beck profitable?
In financial year 2025, Jo Beck made a loss of €26,981.
Where can I find the annual accounts of Jo Beck?
Jo Beck filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Jo Beck due?
Jo Beck must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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