Turnover
≈ €65,000 estimated
The micro format states no turnover.
JnZ
Lifetime
6 annual accounts with figures on one time axispeak €38,800 (2021)
€9,538▼ 50.5%
lowest -€23,609 (2022)
€653▼ 87.6%
peak €53,355 (2021)
€34,099▲ 2.0%
€20,727▲ 20.2%
Board2 names since 2020
2 directorsFRAËYS de VEUBEKE Judith Anne Catherine Colette and 1 other
Documentsfilings and deeds
17-06-202644 days before the deadline
2025micro format
Gross margin from €19,264 to €9,538Result from €5,256 to €653Debts from €17,239 to €20,727Cash from €9,949 to €13,584
Key points
from the 2025 annual accountsFilings
6 annual accounts since 2020
The last five annual accounts were filed 2 to 44 days before the end of the period.
At the same address
12 companies
Checked score
83
Excellent
Financially stronger than 54% of micro companies in fabricated metal products (NACE 25)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,710 companies (NACE 25, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.5%▼ -0.1 percentage points vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.6%▲ +0.1 percentage points vs 03-2025
05-2025: 1.7%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 1.6%▼ -0.1 percentage points vs 05-2025
07-2025: 0.5%▼ -1.1 percentage points vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%▼ -0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.2 percentage points vs 07-2026
09-2026: 0.9%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €54,826
Founded in 2020
lowers risk
Liquidity: current ratio 2.59, cash €13,584
Equity €34,099 (62.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro). It does better than 67% of them on solvency, 69% on liquidity, 39% on profitability and 42% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as JnZ has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of JnZ itself is lower: 0.4% within 12 months. It rests on far more data about JnZ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for JnZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.59 (3.71 in 2024), above the usual 1.5. Short-term debt is 30.3% and cash 24.8% of total assets. 37.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €34,099
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
44 days early
2024
42 days early
2023
33 days early
2022
4 days early
2021
2 days early
2020
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 25 days before the deadline. In the sector (NACE 25), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- FRAËYS de VEUBEKE Judith Anne Catherine Colette 50 sharesdeed of 25-02-2020
- LEURQUIN Cédric Jacques Roland 50 sharesdeed of 25-02-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0743976736
Registered office moved from Hamme-Mille to Ittre
New registered office: rue du Halage 13 à 1460 Ittre (Belgique) · Previous registered office: chaussée de Louvain 59 à 1320 Hamme-Mille (Belgique) · Board meeting of 15-03-2022 · Gazette deed
Incorporation
Founding capital of €40,000, 100 shares · Founders: FRAËYS de VEUBEKE Judith Anne Catherine Colette and LEURQUIN Cédric Jacques Roland · Appointments: FRAËYS de VEUBEKE Judith Anne Catherine Colette (director) and LEURQUIN Cédric Jacques Roland (director) · published on 25-02-2020 · Gazette deed
First establishment
Chaussée de Louvain,H.-M. 59, Beauvechain
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JnZ Ittre | €54,826 | €9,538 | 62.2% | - |
| S & OLIVEIRA Enghien | €49,097 | €9,004 | 64.4% | - |
| JAHECO Evergem | €46,974 | €12,090 | 64.7% | - |
| Steel Green Leuven | €71,105 | €10,552 | 26.4% | - |
| PVF Theux | €55,010 | €10,673 | 49.2% | - |
| KINOX Soumagne | €63,064 | €14,816 | 35.2% | - |
| M-PROOF Langemark-Poelkapelle | €66,716 | €10,867 | 65.3% | - |
These companies have the same main activity as JnZ: manufacture of metal structures and parts of structures (NACE 25110). They are comparable in size and age: total assets between €47,000 and €71,100, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 21-02-2020Normal situation
- Registered office
- 13 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Manufacture of metal structures and parts of structuresNACE 25110and 1 other
- Establishment unit
- 2.300.593.0451320 Beauvechain, since 21-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- €54,826▲ 8.2%
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on JnZ
JnZ files the micro format. That format states no turnover. The gross margin rose from -€5,182 in 2020 to €9,538 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JnZ
- What is the company number of JnZ?
- The company number of JnZ is 0743.976.736. The VAT number is the same number with BE in front: BE 0743.976.736.
- Where is JnZ based?
- The registered office is at Rue du Halage 13, 1460 Ittre.Company details
- What does JnZ do?
- According to the KBO register, the main activity is manufacture of metal structures and parts of structures (NACE 25110).
- What is the legal form of JnZ?
- JnZ is a private limited company (BV).
- When was JnZ founded?
- JnZ was founded on 21-02-2020.
- Is JnZ still active?
- Yes, JnZ is an active enterprise in the KBO register.
- What is the turnover of JnZ?
- The turnover in financial year 2025 is ≈ €65,000. This figure is estimated from the gross margin of €9,538 and 35 comparable companies (NACE 25). It probably lies between €27,000 and €130,000. It is a rough estimate.Financials
- Is JnZ profitable?
- In financial year 2025, JnZ made a profit of €653.
- Where can I find the annual accounts of JnZ?
- JnZ filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JnZ due?
- JnZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.