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JNVS

Active
Private limited companyfounded 201411 yrs activeRue des Poiriers, Sauv. 5, 5030 Gembloux, BelgiumKBO/BCE: BE 0564.716.875
Summary

The computed 12-month bankruptcy probability of JNVS is 3.4% (moderate). The 2025 annual accounts show negative equity (-€20.4m) and a net result of -€4.0m. Equity is shrinking by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 1023 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
JNVSActiveChecked score 47/100
Risk analysis ReportCompare

Overview

Activity
Other sports activities
NACE 93199
#4 company by total assets in Gembloux, Arts, sports and recreation sector1 site
Size
€3.2mtotal assets 2025
Staff
2.2 FTE
Equity
-€20.4m
Loss
-€4.0m
Financial health
47 Fair Checked score 2025
Bankruptcy chance 12 m
3.4%
Structure
Parent
JMS FINANCE · 100%
Accounts filed 31 d late0 of 5 deeds read
Why 47- Loss of €4.0m, the second in a row (FY 2025)- Negative equity -€20.4m+ Size: 2.2 FTE, total assets €3.2m+ Figures for FY 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 93, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -641.0% of total assets
Liquidity 13+5
short-term debt 469.7% · cash 10.5%
Profitability 0=
return on assets -124.8%
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,227 companies)
Last 24 months 11-2024: 5.9% 12-2024: 4.5%▼ -22.6% vs 11-2024 01-2025: 5.7%▲ +25.1% vs 12-2024 02-2025: 5.7%● 0.0% vs 01-2025 03-2025: 5.7%● 0.0% vs 02-2025 04-2025: 4.9%▼ -13.4% vs 03-2025 05-2025: 4.6%▼ -5.5% vs 04-2025 06-2025: 4.6%● 0.0% vs 05-2025 07-2025: 6.9%▲ +49.0% vs 06-2025highest value 08-2025: 6.8%▼ -2.1% vs 07-2025 09-2025: 6.6%▼ -2.2% vs 08-2025 10-2025: 6.1%▼ -7.6% vs 09-2025 11-2025: 5.8%▼ -5.6% vs 10-2025 12-2025: 1.9%▼ -66.3% vs 11-2025 01-2026: 1.9%● 0.0% vs 12-2025 02-2026: 2.0%▲ +0.9% vs 01-2026 03-2026: 1.9%▼ -2.8% vs 02-2026lowest value 04-2026: 2.0%▲ +2.5% vs 03-2026 05-2026: 1.9%▼ -2.0% vs 04-2026 06-2026: 2.3%▲ +20.5% vs 05-2026 07-2026: 2.2%▼ -3.5% vs 06-2026 08-2026: 2.3%▲ +4.2% vs 07-2026 09-2026: 3.4%▲ +46.9% vs 08-2026 10-2026: 3.4%● 0.0% vs 09-2026
  • Loss of €4.0m, the second in a row (FY 2025) raises the probability
  • Negative equity -€20.4m raises the probability
  • Size: 2.2 FTE, total assets €3.2m lowers the probability for this profile
  • Figures for FY 2025 (filed 31-08-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.07 against 0.19 in 2024; short-term debt: 469.7% and cash: 10.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 93, micro). Better than this share of them on solvency 9%, liquidity 13%, profitability 7%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €4.0m, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€20.4m
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: 2.2 FTE, total assets €3.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
192022232425
2019 to 2025 · latest year -€20.4m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
110 d late
2023
308 d late
2022
302 d late
2020
45 d early
2019
41 d late
2018
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 106 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 February (3 of the last 4 filed years within 103 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€20.4m View
  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€4.0m View
  • Caution: Among the weakest 5% on solvencysector median 31.4% · 1,023 companies -641.0% View
  • Controlled by JMS FINANCE 100% View

By topic

Financials

Fiscal year
2025
Total assets
€3.2m
Loss
-€4.0m
Solvency
-641.0%
Turnover▼ 49.8%
Net result
20192020
Go to Financials

Timeline

Events
11
Since
2016
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 18-11-2025Annual accounts filed
  3. 04-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other sports activitiesNACE 93199
Founded
15-10-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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