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JNV

Active
Private limited companyfounded 201313 yrs activeNetestraat 4, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0534.902.441
Summary

The computed 12-month bankruptcy probability of JNV is 1.9% (moderate). The 2025 annual accounts show negative equity (-€69,012) and a net result of -€5,366. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 10485 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€69,012
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
21 d late
2023
49 d early
2022
3 d early
2021
6 d early
2020
40 d early
2019
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 May 2013, JNV was incorporated.1 Total assets went from EUR 22,104 in 2018 to EUR 27,362 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€69,012▼ 8.4%
2024 · -€63,646
Total assets
€715▲ 38.4%
2024 · €517
Net result
-€5,366▲ 7.0%
2024 · -€5,772
Working capital
-€67,512▼ 8.6%
2024 · -€62,146
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€47,233▲ 415%€19,324▼ 59.1%-€4,193-€3,169▲ 24.4%-€3,194▼ 0.8%
Net result€46,741▲ 463%€17,859▼ 61.8%-€7,089-€5,772▲ 18.6%-€5,366▲ 7.0%
Equity-€68,645▲ 40.5%-€50,786▲ 26.0%-€57,874▼ 14.0%-€63,646▼ 10.0%-€69,012▼ 8.4%
Total assets€505▼ 33.8%€27,362▲ 5,318%€728▼ 97.3%€517▼ 29.0%€715▲ 38.4%
Debt€69,150▼ 40.5%€78,148▲ 13.0%€58,602▼ 25.0%€64,162▲ 9.5%€69,727▲ 8.7%
Working capital-€67,145▲ 41.0%-€48,938▲ 27.1%-€56,374▼ 15.2%-€62,146▼ 10.2%-€67,512▼ 8.6%
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: €47,233€47,233Net result 2021: €46,741€46,741Operating result 2022: €19,324€19,324Net result 2022: €17,859€17,859Operating result 2023: -€4,193-€4,193Net result 2023: -€7,089-€7,089Operating result 2024: -€3,169-€3,169Net result 2024: -€5,772-€5,772Operating result 2025: -€3,194-€3,194Net result 2025: -€5,366-€5,36620212022202320242025-€8,000-€6,000-€4,000-€2,000€0Operating result 2023: -€4,193-€4,190Net result 2023: -€7,089-€7,090Operating result 2024: -€3,169-€3,170Net result 2024: -€5,772-€5,770Operating result 2025: -€3,194-€3,190Net result 2025: -€5,366-€5,370202320242025
The operating result stays negative: a loss of €3,194 in 2025 against €3,169 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€68,227▲
2024 · €62,662
Ratios withheld: a balance sheet total of €715 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,943 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.1% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,943 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€517€715▲
Current assets29/58€517€715▲
Amounts receivable within one year40/41€429€346▼
Other amounts receivable41€429€346▼
Cash at bank and in hand54/58€87€186▲
Deferred charges and accrued income490/1-€183
Equity and liabilities
Total equity and liabilities10/49€517€715▲
Equity10/15-€63,646-€69,012▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€69,846-€75,212▼
Amounts payable17/49€64,162€69,727▲
Amounts payable within one year42/48€62,662€68,227▲
Trade debts44€123€266▲
Suppliers440/4€123€266▲
Other amounts payable47/48€62,539€67,961▲
Accrued charges and deferred income492/3€1,500€1,500=
Income statement Code20242025
Other operating charges640/8€505€630▲
Gross operating margin9900-€2,664-€2,564▲
Operating profit (loss)9901-€3,169-€3,194▼
Financial charges65/66B€2,602€2,172▼
Recurring financial charges65€2,602€2,172▼
Profit (loss) for the period before taxes9903-€5,772-€5,366▲
Profit (loss) for the period9904-€5,772-€5,366▲
Profit (loss) for the period to be appropriated9905-€5,772-€5,366▲
Appropriation of the result
Profit (loss) to be appropriated9906-€69,846-€75,212▼
Profit (loss) brought forward from the previous period14P-€64,074-€69,846▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€659€505€548€505€630▲ 24.6%
Gross operating margin9900€47,892€19,829-€3,645-€2,664-€2,564▲ 3.7%
Operating profit (loss)9901€47,233€19,324-€4,193-€3,169-€3,194▼ 0.8%
Financial charges65/66B€492€1,465€2,895€2,602€2,172▼ 16.5%
Recurring financial charges65€492€1,465€2,895€2,602€2,172▼ 16.5%
Profit (loss) for the period before taxes9903€46,741€17,859-€7,089-€5,772-€5,366▲ 7.0%
Profit (loss) for the period9904€46,741€17,859-€7,089-€5,772-€5,366▲ 7.0%
Profit (loss) for the period to be appropriated9905€46,741€17,859-€7,089-€5,772-€5,366▲ 7.0%
Line20212022202320242025Change
Assets
Total assets20/58€505€27,362€728€517€715▲ 38.4%
Current assets29/58€505€27,362€728€517€715▲ 38.4%
Amounts receivable within one year40/41€150€12,826€654€429€346▼ 19.4%
Trade receivables40-€12,826€0---
Other amounts receivable41€150€0€654€429€346▼ 19.4%
Cash at bank and in hand54/58€355€14,536€74€87€186▲ 114%
Deferred charges and accrued income490/1----€183-
Equity and liabilities
Total equity and liabilities10/49€505€27,362€728€517€715▲ 38.4%
Equity10/15-€68,645-€50,786-€57,874-€63,646-€69,012▼ 8.4%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€74,845-€56,986-€64,074-€69,846-€75,212▼ 7.7%
Amounts payable17/49€69,150€78,148€58,602€64,162€69,727▲ 8.7%
Amounts payable within one year42/48€67,650€76,300€57,102€62,662€68,227▲ 8.9%
Trade debts44-€429€976€123€266▲ 116%
Suppliers440/4-€429€976€123€266▲ 116%
Taxes, remuneration and social security45-€4,551€0---
Taxes450/3-€4,551€0---
Other amounts payable47/48€67,650€71,321€56,126€62,539€67,961▲ 8.7%
Accrued charges and deferred income492/3€1,500€1,848€1,500€1,500€1,500=
Line20212022202320242025Change
Profit (loss) for the period9904€46,741€17,859-€7,089-€5,772-€5,366▲ 7.0%
Operating cash flow (approximation)€46,741€17,859-€7,089-€5,772-€5,366▲ 7.0%
Change in cash-€14,181-€14,462€13€99▲ 667%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
12-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet -€7,089
Net result drops to -€7,089, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €46,741 ▲463%
Operating result €47,233, net result €46,741, both a record.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
2,245 m²
Building footprint
175 m²
Volume, LiDAR
1,934 m³
Parcel 13010C0124/00V000, Flanders · tallest building 20.0 m, ±4 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
JNV BVBA
Netestraat 4, 2280 GrobbendonkGeneral electrical installation work
since 20132.221.338.701
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010C0124/00V000 Flanders 2,245 m² 1 · 175 m² 20.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-05-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
43211General electrical installation work
46431Wholesale of electrical household appliances and audio-video equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0534902441
Also 9925:BE0534902441

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.