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JN Terrassement

Active
Private limited companyfounded 2021active for 5 yearsRue de la Station 32, 4560 Clavier, BelgiumKBO/BCE: BE 0766.767.380

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

JN Terrassement has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,948 and a net result of €18,020. Equity has been shrinking by about 6.6% per year since 2021. Its solvency ranks better than 32% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 15-04-2021 Normal situation
Legal form
Private limited company
Registered office
Rue de la Station 32, 4560 Clavier
Activity
Site preparation NACE 43120and 1 other
Establishment unit
2.317.103.039 4560 Clavier, since 15-04-2021
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board
  • ROUELLE JFDirector

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€58,966
▼ 2.1%
Turnover
≈ €230,000
estimated
Profit
€18,020
▼ 5.6%
Equity
€31,948
▼ 43.9%
Total assets
€106,656
▼ 14.1%
2025 accounts filed 31 days after the deadline
Filed on 31-08-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateFounded in 2021Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.05, cash €71,942Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 44% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 55-16
equity 30.0% of total assets
Liquidity 62-16
short-term debt 70.0% · cash 67.5%
Profitability 90+2
return on assets 16.9%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.1% 12-2024: 0.8%▼ -0.3 percentage points vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -1.1 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%▼ -0.1 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (1.33 in 2024), below the usual 1.5. Short-term debt is 70% and cash 67.5% of total assets. 70% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 32% of them on solvency, 61% on liquidity, 76% on profitability and 10% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.05, cash €71,942
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
7 days late
2022
27 days late
2021
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 18 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about JN Terrassement

What is the company number of JN Terrassement?
The company number of JN Terrassement is 0766.767.380. The VAT number is the same number with BE in front: BE 0766.767.380.
Where is JN Terrassement based?
The registered office is at Rue de la Station 32, 4560 Clavier.Company details
What does JN Terrassement do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of JN Terrassement?
The legal form of JN Terrassement is Private limited company (BV).
When was JN Terrassement founded?
JN Terrassement was founded on 15-04-2021.
Is JN Terrassement still active?
Yes, JN Terrassement is an active enterprise in the KBO register.
What is the turnover of JN Terrassement?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €58,966 and 34 comparable companies (NACE 431). It probably lies between €170,000 and €380,000.Financials
Is JN Terrassement profitable?
In financial year 2025, JN Terrassement made a profit of €18,020.
Where can I find the annual accounts of JN Terrassement?
JN Terrassement filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of JN Terrassement due?
JN Terrassement must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as JN Terrassement: site preparation (NACE 43120). They are comparable in size and age: total assets between €94,800 and €105,000, founded between 2020 and 2022.

CompanyTotal assetsGross margin
JN Terrassement Clavier€106,656€58,966
PAT CONCEPT Anthisnes€98,201€60,577
HS Bouwwerken Deinze€105,443€57,146
DECOO CONSTRUCT Oudergem€98,878€61,327
CS Totaal Concept Izegem€102,252€55,198
DEKOR CONSTRUCT Sint-Jans-Molenbeek€94,815€57,991
ZACK BATI & GARDENS Brussel€97,837€55,113
Full comparison

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