Summary
JN C&S is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €311,029 and a net result of €129,149. Equity is growing by ~20.3% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
42 d early
2024
38 d early
2023
44 d early
2022
34 d early
2021
27 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€311,029▼ 36.8%
2023 · €492,512
Net result
€129,149▲ 3.2%
2023 · €125,174
Total assets
€368,004▼ 37.3%
2023 · €587,286
Solvency
84.5%▲ 0.7pp
2023 · 83.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€319,701-€146,689▼ 54.1%€156,478▲ 6.7%€156,662▲ 0.1%
Net result€244,950above the sector's middle half-€117,388above the sector's middle half▼ 52.1%€125,174above the sector's middle half▲ 6.6%€129,149above the sector's middle half▲ 3.2%
Equity€249,950within the sector's middle half-€367,338within the sector's middle half▲ 47.0%€492,512above the sector's middle half▲ 34.1%€311,029within the sector's middle half▼ 36.8%
Total assets€407,651within the sector's middle half-€511,320within the sector's middle half▲ 25.4%€587,286within the sector's middle half▲ 14.9%€368,004within the sector's middle half▼ 37.3%
Debt€157,702-€143,982▼ 8.7%€94,774▼ 34.2%€56,975▼ 39.9%
Working capital€241,682above the sector's middle half-€359,744above the sector's middle half▲ 48.9%€482,529above the sector's middle half▲ 34.1%€308,673above the sector's middle half▼ 36.0%
Solvency61.3%within the sector's middle half-71.8%within the sector's middle half▲ 10.5pp83.9%above the sector's middle half▲ 12.0pp84.5%above the sector's middle half▲ 0.7pp
Current ratio2.76within the sector's middle half-3.74within the sector's middle half▲ 0.976.26above the sector's middle half▲ 2.526.51above the sector's middle half▲ 0.26
Return on assets (ROA)60.1%above the sector's middle half-23.0%within the sector's middle half▼ 37.1pp21.3%within the sector's middle half▼ 1.6pp35.1%above the sector's middle half▲ 13.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 0% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €368,004
Fixed assets
€3,344 ▼ 74.2%
Current assets
€364,660 ▼ 36.5%
Equity and liabilities €368,004
Equity
€311,029 ▼ 36.8%
Debt
€56,975 ▼ 39.9%
Debt's share of the balance-sheet total falls from 16.1% to 15.5%. Equity and debt are lower.
Key figures and ratios
ROE
41.5%▲
2023 · 25.4%
Debt ≤ 1 year
€55,987▼
2023 · €91,814
Debt > 1 year
€0▼
2023 · €2,288
Income taxes
€37,223▲
2023 · €36,001
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,694 | €8,926 | €9,163 | €9,600 | ▲ 4.8% |
| Other operating charges640/8 | €703 | €1,065 | €1,200 | €1,469 | ▲ 22.4% |
| Gross operating margin9900 | €327,098 | €156,680 | €166,841 | €167,731 | ▲ 0.5% |
| Operating profit (loss)9901 | €319,701 | €146,689 | €156,478 | €156,662 | ▲ 0.1% |
| Financial income75/76B | €940 | €3,900 | €4,994 | €9,886 | ▲ 98.0% |
| Recurring financial income75 | €940 | €3,900 | €4,994 | €9,886 | ▲ 98.0% |
| Financial charges65/66B | €392 | €416 | €297 | €175 | ▼ 41.1% |
| Recurring financial charges65 | €392 | €416 | €297 | €175 | ▼ 41.1% |
| Profit (loss) for the period before taxes9903 | €320,250 | €150,174 | €161,175 | €166,372 | ▲ 3.2% |
| Income taxes67/77 | €75,300 | €32,786 | €36,001 | €37,223 | ▲ 3.4% |
| Profit (loss) for the period9904 | €244,950 | €117,388 | €125,174 | €129,149 | ▲ 3.2% |
| Profit (loss) for the period to be appropriated9905 | €244,950 | €117,388 | €125,174 | €129,149 | ▲ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €407,651 | €511,320 | €587,286 | €368,004 | ▼ 37.3% |
| Fixed assets21/28 | €29,008 | €20,083 | €12,944 | €3,344 | ▼ 74.2% |
| Tangible fixed assets22/27 | €29,008 | €20,083 | €12,944 | €3,344 | ▼ 74.2% |
| Furniture and vehicles24 | - | - | €1,787 | €1,112 | ▼ 37.8% |
| Leasing and similar rights25 | €29,008 | €20,083 | €11,157 | €2,231 | ▼ 80.0% |
| Current assets29/58 | €378,643 | €491,238 | €574,343 | €364,660 | ▼ 36.5% |
| Amounts receivable after more than one year29 | €150,000 | €150,000 | €150,000 | €100,000 | ▼ 33.3% |
| Other amounts receivable291 | €150,000 | €150,000 | €150,000 | €100,000 | ▼ 33.3% |
| Amounts receivable within one year40/41 | €18,755 | €25,208 | €50,417 | €25,208 | ▼ 50.0% |
| Trade receivables40 | €18,755 | €25,208 | €50,417 | €25,208 | ▼ 50.0% |
| Current investments50/53 | - | - | €200,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €207,812 | €310,034 | €162,822 | €233,363 | ▲ 43.3% |
| Deferred charges and accrued income490/1 | €2,076 | €5,996 | €11,104 | €6,089 | ▼ 45.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €407,651 | €511,320 | €587,286 | €368,004 | ▼ 37.3% |
| Equity10/15 | €249,950 | €367,338 | €492,512 | €311,029 | ▼ 36.8% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €244,950 | €362,338 | €487,512 | €306,029 | ▼ 37.2% |
| Amounts payable17/49 | €157,702 | €143,982 | €94,774 | €56,975 | ▼ 39.9% |
| Amounts payable after more than one year17 | €20,316 | €11,362 | €2,288 | €0 | ▼ 100% |
| Financial debts170/4 | €20,316 | €11,362 | €2,288 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €136,961 | €131,493 | €91,814 | €55,987 | ▼ 39.0% |
| Current portion of amounts payable after more than one year42 | €9,019 | €9,146 | €9,074 | €2,288 | ▼ 74.8% |
| Trade debts44 | €1,888 | €1,489 | €136 | €513 | ▲ 277% |
| Suppliers440/4 | €1,888 | €1,489 | €136 | €513 | ▲ 277% |
| Taxes, remuneration and social security45 | €126,054 | €120,681 | €82,098 | €52,989 | ▼ 35.5% |
| Taxes450/3 | €126,054 | €120,681 | €82,098 | €52,989 | ▼ 35.5% |
| Other amounts payable47/48 | - | €178 | €506 | €198 | ▼ 60.9% |
| Accrued charges and deferred income492/3 | €424 | €1,127 | €673 | €988 | ▲ 46.8% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €244,950 | €117,388 | €125,174 | €129,149 | ▲ 3.2% |
| + Depreciation and write-downs630 | €6,694 | €8,926 | €9,163 | €9,600 | ▲ 4.8% |
| Operating cash flow (approximation) | €251,644 | €126,314 | €134,337 | €138,749 | ▲ 3.3% |
| Investment in fixed assets (approximation) | - | €0 | -€2,024 | €0 | ▲ 100% |
| Change in cash | - | €102,222 | -€147,212 | €70,541 | ▲ 148% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €117,388 ▼52.1%
Net result drops to €117,388, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
837 m²
Building footprint
320 m²
Volume, LiDAR
4,232 m³
Parcel 11303B0424/00H003, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JN C&S
since 20212.315.096.921
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0424/00H003 | Flanders | 837 m² | 1 · 320 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 24,721 companies in this sector we hold annual accounts for 19,799. 13,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded15-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0765192517
Also
9925:BE0765192517
Registered
18-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.