JMVDM
ActiveJMVDM has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €5k. Its solvency ranks better than 23% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability93
Solvency44
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1904 sector peers (2025).
NBB · sector comparisonPosition among 1904 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€28k
Net result
€5k
Working capital
€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €28k
Fixed assets
€18k
Current assets
€10k
Equity and liabilities €28k
Equity
€5k
Debt
€22k
Debt finances 80.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k
Cash flow
€7k
Solvency
19.3%
Current ratio
0.88
Quick ratio
0.88
Debt / equity
4.19
ROE
100.0%
ROA
19.3%
Interest coverage
30.67
Debt
€22k
Debt ≤ 1 year
€11k
Debt > 1 year
€12k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€28k
Fixed assets21/28€18k
Tangible fixed assets22/27€18k
Leasing and similar rights25€18k
Current assets29/58€10k
Amounts receivable within one year40/41€7k
Trade receivables40€6k
Other amounts receivable41€999
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€28k
Equity10/15€5k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€22k
Amounts payable after more than one year17€12k
Financial debts170/4€12k
Amounts payable within one year42/48€11k
Current portion of amounts payable after more than one year42€4k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€836
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€2k
Gross operating margin9900€12k
Operating profit (loss)9901€8k
Financial charges65/66B€336
Recurring financial charges65€336
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€3k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Averegtenlaan 32220 Heist-op-den-BergGround area
872 m²
Building footprint
168 m²
Volume, LiDAR
1,263 m³
Parcel 12014A0780/00M002, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JMVDM
since 20252.372.355.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014A0780/00M002 | Flanders | 872 m² | 1 · 168 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QJ METAL
BE 0568.825.321
Fernelmont · Eq €5k
KWALITI CONSTRUCT
BE 0801.669.762
Dessel · Eq €5k
DUMETAL
BE 0768.247.720
Aiseau-Presles · Eq €5k
GRMI
BE 1018.855.039
Dour · Eq €5k
CGK Kunststoftechniek
BE 1003.249.818
Antwerpen · Eq €6k
Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2025
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
41001General construction of residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.