Financials
- Fiscal year
- 2025
- Total assets
- €55,242
- Profit
- €2,935
- Solvency
- 6.3%
Total assets▲ 41.7%
Net result
20182025
JMV MENUISERIE
ActiveSummary
JMV MENUISERIE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,495 and a net result of €2,935. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
Retail sale of souvenirs and religious articles
NACE 47784NACE 47786NACE 52497
1 site
How big
€55,242total assets 2025
- Equity
- €3,495
- Profit
- €2,935
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 1 deed read
Why 72- Latest accounts 31 days late; 3 of the last 3 late- Equity €3,495 (6.3% of total assets)- Sector Retail trade (NACE 47)+ Founded in 2006Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2024
Average
Solvency
31+5
equity 6.3% of total assets
Liquidity
44+14
short-term debt 81.0% · cash 31.0%
Profitability
75-9
return on assets 5.3%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 6.6%highest value
12-2024: 6.6%● 0.0% vs 11-2024highest value
01-2025: 6.6%● 0.0% vs 12-2024highest value
02-2025: 1.3%▼ -80.7% vs 01-2025
03-2025: 1.3%▲ +1.4% vs 02-2025
04-2025: 1.3%▲ +0.6% vs 03-2025
05-2025: 1.3%▼ -2.9% vs 04-2025
06-2025: 1.2%▼ -5.7% vs 05-2025
07-2025: 1.3%▲ +5.9% vs 06-2025
08-2025: 1.5%▲ +20.8% vs 07-2025
09-2025: 1.6%▲ +6.7% vs 08-2025
10-2025: 0.6%▼ -62.5% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.6%▼ -1.6% vs 12-2025
02-2026: 0.6%● 0.0% vs 01-2026
03-2026: 0.6%● 0.0% vs 02-2026
04-2026: 0.6%▲ +0.5% vs 03-2026
05-2026: 0.6%▼ -2.7% vs 04-2026
06-2026: 0.6%▼ -0.7% vs 05-2026lowest value
07-2026: 0.6%▲ +8.2% vs 06-2026
08-2026: 1.2%▲ +91.4% vs 07-2026
09-2026: 0.7%▼ -43.4% vs 08-2026
10-2026: 0.7%● 0.0% vs 09-2026
- Latest accounts 31 days late; 3 of the last 3 late raises the probability
- Founded in 2006 lowers the probability for this profile
- Equity €3,495 (6.3% of total assets) raises the probability
- Sector Retail trade (NACE 47) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: from the bankruptcy probability alone, as no sector peers are known.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
148 d late
2021
4 d early
2020
14 d early
2019
5 d early
2018
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 118 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €4,631
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of souvenirs and religious articlesNACE 47784
- Founded
- 13-04-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.