JMV Management
ActiveJMV Management has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €94k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency41▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.92 in 2024; short-term debt: 83.5% and cash: 68% of total assets), and 83.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
57%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
28 d late
2022
28 d late
2021
61 d late
2020
26 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 14.9%
2024 · €23k
2018: €-117
2019: €20k
2020: €39
2021: €7k
2022: €2k
2023: €21k
2024: €23k
2018 → 2025
Total assets
€164k▲ 56.5%
2024 · €105k
2018: €11k
2019: €31k
2020: €11k
2021: €27k
2022: €16k
2023: €107k
2024: €105k
2018 → 2025
Net result
€94k▲ 99.7%
2024 · €47k
2018: €-6k
2019: €20k
2020: €-19k
2021: €12k
2022: €-5k
2023: €61k
2024: €47k
2018 → 2025
Working capital
€-23k▼ 242%
2024 · €-7k
2018: €-6k
2019: €15k
2020: €-3k
2021: €4k
2022: €-10k
2023: €273
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€2k▼ 69.8%€21k▲ 820%€23k▲ 13.0%€27k▲ 14.9%
Operating result€16k-€-4k€81k€63k▼ 22.8%€127k▲ 102%
Net result€12k-€-5k€61k€47k▼ 23.4%€94k▲ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 102% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€50k▲ 65.3%
Current assets
€114k▲ 52.9%
Equity and liabilities €164k
Equity
€27k▲ 14.9%
Debt
€137k▲ 68.5%
The debt ratio rises from 77.6% to 83.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€138k▲
2024 · €68k
Cash flow
€105k▲
2024 · €52k
Solvency
16.5%▼
2024 · 22.4%
Current ratio
0.83▼
2024 · 0.92
Quick ratio
0.83▼
2024 · 0.92
Debt / equity
5.08▲
2024 · 3.46
ROE
346.5%▲
2024 · 199.3%
ROA
57.0%▲
2024 · 44.7%
Interest coverage
32.92▼
2024 · 65.37
Debt
€137k▲
2024 · €81k
Debt ≤ 1 year
€137k▲
2024 · €81k
Income taxes
€29k▲
2024 · €15k
Staff costs
€794▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€164k▲
Fixed assets21/28€30k€50k▲
Tangible fixed assets22/27€30k€50k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€9k€7k▼
Leasing and similar rights25-€18k
Other tangible fixed assets26€20k€24k▲
Financial fixed assets28€30€30=
Current assets29/58€75k€114k▲
Amounts receivable within one year40/41€24k-
Trade receivables40€1k-
Other amounts receivable41€23k-
Cash at bank and in hand54/58€47k€112k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€105k€164k▲
Equity10/15€23k€27k▲
Contributions10/11€19k€19k=
Reserves13€667€667=
Distributable reserves133€667€667=
Profit (loss) carried forward14€4k€8k▲
Amounts payable17/49€81k€137k▲
Amounts payable within one year42/48€81k€137k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€32k€40k▲
Taxes450/3€31k€37k▲
Remuneration and social security454/9€532€3k▲
Other amounts payable47/48€47k€91k▲
Income statement
Code20242025
Remuneration, social security and pensions62€7k€794▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€12k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€77k€141k▲
Operating profit (loss)9901€63k€127k▲
Financial income75/76B€36€31▼
Recurring financial income75€36€31▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€62k€122k▲
Income taxes67/77€15k€29k▲
Profit (loss) for the period9904€47k€94k▲
Profit (loss) for the period to be appropriated9905€47k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€98k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
Profit to be distributed694/7€44k€90k▲
Return on contributions (dividend)694€44k€90k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €94k ▲99.7%
Operating result €127k, net result €94k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.00
Current ratio from 0.30 to 1.00.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-19k ▼199%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 2.31
Current ratio from 0.51 to 2.31; short-term debt falls from €11k to €11k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Labie,Leuze 755310 EghezéeGround area
1,296 m²
Building footprint
128 m²
Parcel 92072B0088/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JMV MANAGEMENT
since 20182.276.133.209
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92072B0088/00B000 | Wallonia | 1,296 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.