JMTC
ActiveJMTC has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €31k. Its solvency ranks better than 48% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.12; short-term debt: 39.3% and cash: 60.3% of total assets), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€33k
Total assets
€54k
Net result
€31k
Working capital
€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €54k
Fixed assets
€9k
Current assets
€45k
Equity and liabilities €54k
Equity
€33k
Debt
€21k
Debt finances 39.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€45k
Cash flow
€35k
Solvency
60.7%
Current ratio
2.12
Quick ratio
2.12
Debt / equity
0.65
ROE
93.9%
ROA
57.0%
Interest coverage
619.50
Debt
€21k
Debt ≤ 1 year
€21k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€54k
Fixed assets21/28€9k
Tangible fixed assets22/27€9k
Furniture and vehicles24€9k
Current assets29/58€45k
Amounts receivable within one year40/41€9k
Trade receivables40€9k
Other amounts receivable41€262
Cash at bank and in hand54/58€33k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€54k
Equity10/15€33k
Contributions10/11€2k
Profit (loss) carried forward14€31k
Amounts payable17/49€21k
Amounts payable within one year42/48€21k
Trade debts44€156
Suppliers440/4€156
Taxes, remuneration and social security45€8k
Taxes450/3€6k
Remuneration and social security454/9€2k
Other amounts payable47/48€13k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€250
Gross operating margin9900€45k
Operating profit (loss)9901€40k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€72
Recurring financial charges65€72
Profit (loss) for the period before taxes9903€40k
Income taxes67/77€9k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Buissons 154000 LiègeGround area
170 m²
Building footprint
44 m²
Volume, LiDAR
420 m³
Parcel 62818E0126/00W005, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JMTC
since 20242.354.688.163
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62818E0126/00W005 | Wallonia | 170 m² | 1 · 44 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.