JMRINVEST
ActiveJMRINVEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.40M and a net result of €404k. Equity is growing by ~1061.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+63
Solvency100▲+66
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.07 in 2024; short-term debt: 6.7% and cash: 6.9% of total assets), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
27%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
76 d early
2023
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€404k
2024 · €-228
2023: €-7k
2024: €-228
2023 → 2025
Working capital
€57k
2024 · €-180k
2023: €-116k
2024: €-180k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€63k-€63k▼ 0.4%€1.40M▲ 2,131%
Operating result€-4k-€-23k▼ 542%€101k
Net result€-7k-€-228▲ 96.8%€404k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €101k after a loss of €23k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€1.34M▲ 91.7%
Current assets
€158k▲ 1,099%
Equity and liabilities €1.50M
Equity
€1.40M▲ 2,131%
Debt
€101k▼ 84.5%
The debt ratio falls from 91.2% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k
Cash flow
€405k
Solvency
93.3%▲
2024 · 8.8%
Current ratio
1.56▲
2024 · 0.07
Quick ratio
1.56▲
2024 · 0.07
Debt / equity
0.07▼
2024 · 10.37
ROE
28.9%▲
2024 · -0.4%
ROA
27.0%▲
2024 · 0.0%
Interest coverage
7.12
Debt
€101k▼
2024 · €650k
Debt ≤ 1 year
€101k▼
2024 · €193k
Debt > 1 year
€0▼
2024 · €457k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€713k€1.50M▲
Fixed assets21/28€700k€1.34M▲
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€700k€1.34M▲
Current assets29/58€13k€158k▲
Amounts receivable within one year40/41€9k€52k▲
Trade receivables40-€19k
Other amounts receivable41€9k€33k▲
Cash at bank and in hand54/58€4k€104k▲
Deferred charges and accrued income490/1€199€1k▲
Equity and liabilities
Total equity and liabilities10/49€713k€1.50M▲
Equity10/15€63k€1.40M▲
Contributions10/11€70k€1.00M▲
Profit (loss) carried forward14€-7k€397k▲
Amounts payable17/49€650k€101k▼
Amounts payable after more than one year17€457k€0▼
Financial debts170/4€457k€0▼
Amounts payable within one year42/48€193k€101k▼
Current portion of amounts payable after more than one year42€67k€0▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45-€16k
Taxes450/3-€16k
Other amounts payable47/48€124k€83k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€557
Other operating charges640/8-€205
Gross operating margin9900€-23k€102k▲
Operating profit (loss)9901€-23k€101k▲
Financial income75/76B€47k€319k▲
Recurring financial income75€47k€319k▲
Financial charges65/66B€24k€14k▼
Recurring financial charges65€24k€14k▼
Profit (loss) for the period before taxes9903€-228€406k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-228€404k▲
Profit (loss) for the period to be appropriated9905€-228€404k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€397k▲
Profit (loss) brought forward from the previous period14P€-7k€-7k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €404k
Net result €404k after 2 loss-making years.
31-12
Financial
Liquidity times 23current ratio 1.56
Current ratio from 0.07 to 1.56; short-term debt falls from €193k to €101k.
31-12
Financial
Equity above €1MEq €1.40M ▲2131%
Equity rises from €63k to €1.40M.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Princesse Astrid 14671 BlégnyGround area
2,024 m²
Parcel 62084C0013/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Nos Délices
since 20232.338.717.213
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62084C0013/00H000 | Wallonia | 2,024 m² | - | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 24,144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46360Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:m.valencon@maisonvalenson.be
Phone:0499/734.104