Financials
- Financial year
- 2025
- Total assets
- €25,413
- Profit
- €16,251
- Solvency
- 80.3%
JMR Renovations
ActiveSummary
JMR Renovations has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,418 and a net result of €16,251. Its solvency ranks better than 85% of 34,190 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€25,413total assets 2025
- Equity
- €20,418
- Profit
- €16,251
Turnover not published (micro format)
Structure
Accounts filed 25 days late0 of 2 deeds read
Why 71raises riskSize: total assets €25,413Founded in 2025lowers riskLiquidity: current ratio 4.31, cash €5,232Equity €20,418 (80.3% of total assets)Show the evidence
Checked score
Score 2025
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 84% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
100
equity 80.3% of total assets
Liquidity
70
short-term debt 19.7% · cash 20.6%
Profitability
100
return on assets 63.9%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.9%
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 2.4%▲ +0.5 percentage points vs 05-2026
07-2026: 2.4%● unchanged vs 06-2026
08-2026: 2.7%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.7%▼ -2.0 percentage points vs 08-2026lowest value
10-2026: 0.8%▲ +0.1 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.31; short-term debt: 19.7% and cash: 20.6% of total assets), and 19.7% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 68% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 11-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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