JMR
ActiveSummary
JMR has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-10k) and a net result of €-7k. Equity is shrinking by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-50
Solvency0▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
30 d late
2022
21 d late
2021
31 d late
2020
111 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-10k▼ 231%
2024 · €-3k
2018: €30k
2019: €34k▲ +12.9% vs 2018
2020: €28k▼ -18.4% vs 2019
2021: €19k▼ -30.7% vs 2020
2022: €36k▲ +87.2% vs 2021highest in 8 years
2023: €10k▼ -72.7% vs 2022
2024: €-3k▼ -130% vs 2023
2025: €-10k▼ -231% vs 2024lowest in 8 years
2018 → 2025
Total assets
€4k▼ 74.1%
2024 · €15k
2018: €92k
2019: €105k▲ +13.3% vs 2018
2020: €127k▲ +21.4% vs 2019
2021: €136k▲ +7.4% vs 2020
2022: €140k▲ +2.8% vs 2021highest in 8 years
2023: €47k▼ -66.4% vs 2022
2024: €15k▼ -67.4% vs 2023
2025: €4k▼ -74.1% vs 2024lowest in 8 years
2018 → 2025
Net result
€-7k▲ 46.6%
2024 · €-13k
2018: €51
2019: €4k▲ +7577% vs 2018
2020: €-6k▼ -262% vs 2019
2021: €-9k▼ -35.7% vs 2020
2022: €17k▲ +297% vs 2021highest in 8 years
2023: €-26k▼ -256% vs 2022lowest in 8 years
2024: €-13k▲ +51.3% vs 2023
2025: €-7k▲ +46.6% vs 2024
2018 → 2025
Working capital
€-6k▲ 39.0%
2024 · €-10k
2018: €24k
2019: €25k▲ +7.5% vs 2018highest in 8 years
2020: €9k▼ -66.1% vs 2019
2021: €2k▼ -81.6% vs 2020
2022: €19k▲ +1134% vs 2021
2023: €-13k▼ -167% vs 2022lowest in 8 years
2024: €-10k▲ +23.7% vs 2023
2025: €-6k▲ +39.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€36k▲ 87.2%€10k▼ 72.7%€-3k€-10k▼ 231%
2021: €19k
2022: €36k▲ +87.2% vs 2021highest in 5 years
2023: €10k▼ -72.7% vs 2022
2024: €-3k▼ -130% vs 2023
2025: €-10k▼ -231% vs 2024lowest in 5 years
Operating result€-9k-€26k€-27k€-13k▲ 53.0%€-7k▲ 47.7%
2021: €-9k
2022: €26k▲ +400% vs 2021highest in 5 years
2023: €-27k▼ -203% vs 2022lowest in 5 years
2024: €-13k▲ +53.0% vs 2023
2025: €-7k▲ +47.7% vs 2024
Net result€-9k-€17k€-26k€-13k▲ 51.3%€-7k▲ 46.6%
2021: €-9k
2022: €17k▲ +297% vs 2021highest in 5 years
2023: €-26k▼ -256% vs 2022lowest in 5 years
2024: €-13k▲ +51.3% vs 2023
2025: €-7k▲ +46.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€1k ▼ 89.5%
Current assets
€3k ▼ 19.8%
Key figures and ratios
EBITDA
€-6k▼
2024 · €3k
Cash flow
€-6k▼
2024 · €3k
Interest coverage
-28.28▼
2024 · 21.38
Debt
€14k▼
2024 · €18k
Debt ≤ 1 year
€9k▼
2024 · €13k
Debt > 1 year
€5k=
2024 · €5k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€4k▼
Fixed assets21/28€12k€1k▼
Tangible fixed assets22/27€12k€1k▼
Plant, machinery and equipment23€6k€1k▼
Furniture and vehicles24€6k-
Current assets29/58€3k€3k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€477€284▼
Cash at bank and in hand54/58€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€15k€4k▼
Equity10/15€-3k€-10k▼
Contributions10/11€31k€31k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€-38k€-45k▼
Amounts payable17/49€18k€14k▼
Amounts payable after more than one year17€5k€5k=
Financial debts170/4€5k€5k=
Amounts payable within one year42/48€13k€9k▼
Trade debts44€8k€125▼
Suppliers440/4€8k€125▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€8-
Taxes450/3€8-
Other amounts payable47/48€6k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€628▼
Other operating charges640/8€342€11k▲
Gross operating margin9900€3k€5k▲
Operating profit (loss)9901€-13k€-7k▲
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€148€212▲
Recurring financial charges65€148€212▲
Profit (loss) for the period before taxes9903€-13k€-7k▲
Profit (loss) for the period9904€-13k€-7k▲
Profit (loss) for the period to be appropriated9905€-13k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-45k▼
Profit (loss) brought forward from the previous period14P€-25k€-38k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €17k | - | - | - | - |
| Remuneration, social security and pensions62 | €190k | €185k | €23k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €15k | €16k | €16k | €628 | ▼ 96.0% |
| Other operating charges640/8 | €7k | €1k | €500 | €342 | €11k | ▲ 3,179% |
| Gross operating margin9900 | €203k | €228k | €12k | €3k | €5k | ▲ 48.8% |
| Operating profit (loss)9901 | €-9k | €26k | €-27k | €-13k | €-7k | ▲ 47.7% |
| Financial income75/76B | €2k | €410 | €986 | €7 | - | - |
| Recurring financial income75 | €386 | €410 | €986 | €7 | - | - |
| Non-recurring financial income76B | €2k | - | - | - | - | - |
| Financial charges65/66B | €2k | €2k | €324 | €148 | €212 | ▲ 43.8% |
| Recurring financial charges65 | €2k | €2k | €324 | €148 | €212 | ▲ 43.8% |
| Profit (loss) for the period before taxes9903 | €-9k | €25k | €-26k | €-13k | €-7k | ▲ 46.6% |
| Income taxes67/77 | - | €8k | - | - | - | - |
| Profit (loss) for the period9904 | €-9k | €17k | €-26k | €-13k | €-7k | ▲ 46.6% |
| Profit (loss) for the period to be appropriated9905 | €-9k | €17k | €-26k | €-13k | €-7k | ▲ 46.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €136k | €140k | €47k | €15k | €4k | ▼ 74.1% |
| Fixed assets21/28 | €51k | €41k | €28k | €12k | €1k | ▼ 89.5% |
| Tangible fixed assets22/27 | €51k | €40k | €28k | €12k | €1k | ▼ 89.5% |
| Land and buildings22 | €10k | - | - | - | - | - |
| Plant, machinery and equipment23 | €9k | €8k | €9k | €6k | €1k | ▼ 79.6% |
| Furniture and vehicles24 | €9k | €18k | €12k | €6k | - | - |
| Leasing and similar rights25 | €23k | €15k | €8k | - | - | - |
| Financial fixed assets28 | €148 | €60 | €60 | - | - | - |
| Current assets29/58 | €85k | €100k | €19k | €3k | €3k | ▼ 19.8% |
| Stocks and contracts in progress3 | €12k | €11k | - | - | - | - |
| Stocks30/36 | €12k | €11k | - | - | - | - |
| Amounts receivable within one year40/41 | €65k | €64k | €12k | €2k | €1k | ▼ 37.1% |
| Trade receivables40 | €57k | €53k | €10k | €2k | €1k | ▼ 36.3% |
| Other amounts receivable41 | €9k | €11k | €2k | €477 | €284 | ▼ 40.4% |
| Cash at bank and in hand54/58 | €7k | €23k | €8k | €1k | €1k | ▲ 17.9% |
| Deferred charges and accrued income490/1 | €807 | €2k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €136k | €140k | €47k | €15k | €4k | ▼ 74.1% |
| Equity10/15 | €19k | €36k | €10k | €-3k | €-10k | ▼ 231% |
| Contributions10/11 | €31k | €31k | €31k | €31k | €31k | = |
| Reserves13 | €4k | €4k | €4k | €4k | €4k | = |
| Non-distributable reserves130/1 | €4k | €4k | €4k | €4k | €4k | = |
| Reserves not available under the articles1311 | €4k | €4k | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €-15k | €1k | €-25k | €-38k | €-45k | ▼ 18.2% |
| Amounts payable17/49 | €117k | €104k | €37k | €18k | €14k | ▼ 24.7% |
| Amounts payable after more than one year17 | €33k | €24k | €5k | €5k | €5k | = |
| Financial debts170/4 | €33k | €24k | €5k | €5k | €5k | = |
| Amounts payable within one year42/48 | €84k | €80k | €32k | €13k | €9k | ▼ 34.1% |
| Current portion of amounts payable after more than one year42 | €5k | - | - | - | - | - |
| Trade debts44 | €57k | €62k | €24k | €8k | €125 | ▼ 98.3% |
| Suppliers440/4 | €57k | €62k | €24k | €8k | €125 | ▼ 98.3% |
| Advances received on contracts in progress46 | - | - | - | - | €2k | - |
| Taxes, remuneration and social security45 | €21k | €18k | €8k | €8 | - | - |
| Taxes450/3 | €44 | €8k | €8k | €8 | - | - |
| Remuneration and social security454/9 | €21k | €10k | - | - | - | - |
| Other amounts payable47/48 | €566 | - | - | €6k | €6k | ▲ 10.7% |
| Accrued charges and deferred income492/3 | €429 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-9k | €17k | €-26k | €-13k | €-7k | ▲ 46.6% |
| + Depreciation and write-downs630 | €15k | €15k | €16k | €16k | €628 | ▼ 96.0% |
| Operating cash flow (approximation) | €6k | €32k | €-10k | €3k | €-6k | ▼ 306% |
| Investment in fixed assets (approximation) | - | €-5k | €-3k | €60 | €10k | ▲ 16,685% |
| Change in cash | - | €16k | €-16k | €-6k | €191 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2003
Ground area
763 m²
Building footprint
100 m²
Volume, LiDAR
855 m³
Parcel 25033B0723/00A000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Avenue des Combattants 72, 1332 Rixensart
since 20032.113.990.383
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0723/00A000 | Wallonia | 763 m² | 1 · 100 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VYK
BE 1026.401.441
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Debie Elektriek
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 5,490 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded13-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Scores and ratios are computed by Checked and are not a credit decision.