Financials
- Fiscal year
- 2024
- Total assets
- €99,315
- Profit
- €54,539
- Solvency
- -24.2%
Total assets▲ 69.7%
Net result
20182024
JMPK CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of JMPK CONCEPT is 2.2% (moderate). The 2024 annual accounts show negative equity (-€24,050) and a net result of €54,539. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 26069 sector peers (fiscal year 2024). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of motor vehicle parts and accessories
NACE 47820NACE 45320NACE 50302
#5 oldest company in Spa, Wholesale and retail trade sector1 site
Size
€99,315total assets 2024
- Equity
- -€24,050
- Profit
- €54,539
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 2 deeds read
Why 54- Figures for FY 2024 (filed 03-10-2025)- Sector Retail trade (NACE 47)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late+ Founded in 1988Show the evidence
Checked score
Score 2024
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 59% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
1+1
equity -24.2% of total assets
Liquidity
41+13
short-term debt 34.7% · cash 4.9%
Profitability
100+100
return on assets 54.9%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.5%
12-2024: 3.5%● 0.0% vs 11-2024
01-2025: 3.5%▼ -0.8% vs 12-2024
02-2025: 3.5%● 0.0% vs 01-2025
03-2025: 3.4%▼ -1.9% vs 02-2025
04-2025: 3.4%● 0.0% vs 03-2025
05-2025: 3.4%● 0.0% vs 04-2025
06-2025: 3.3%▼ -2.4% vs 05-2025
07-2025: 3.7%▲ +12.4% vs 06-2025
08-2025: 4.2%▲ +13.9% vs 07-2025
09-2025: 4.3%▲ +0.2% vs 08-2025
10-2025: 4.4%▲ +3.6% vs 09-2025highest value
11-2025: 1.1%▼ -75.7% vs 10-2025
12-2025: 1.1%● 0.0% vs 11-2025
01-2026: 1.1%▼ -1.0% vs 12-2025
02-2026: 1.0%▼ -2.0% vs 01-2026
03-2026: 1.0%▼ -1.3% vs 02-2026
04-2026: 1.0%● 0.0% vs 03-2026
05-2026: 1.0%▲ +0.6% vs 04-2026
06-2026: 1.0%▼ -2.9% vs 05-2026lowest value
07-2026: 1.1%▲ +10.0% vs 06-2026
08-2026: 1.6%▲ +49.6% vs 07-2026
09-2026: 1.9%▲ +16.7% vs 08-2026
10-2026: 2.2%▲ +13.6% vs 09-2026
- Figures for FY 2024 (filed 03-10-2025) raises the probability
- Founded in 1988 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late raises the probability
No credit on open account
Liquidity ample (current ratio 1.96 against 1.43 in 2023; short-term debt: 34.7% and cash: 4.9% of total assets), but equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 13%, liquidity 38%, profitability 96%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 26069 sector peers (2024).
NBB · sector comparisonPosition among 26069 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
31 d late
2021
61 d late
2020
31 d late
2019
104 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €54,539
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 30-09-2025Annual accounts filed
- 31-12-2024Back to profit
- 30-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of motor vehicle parts and accessoriesNACE 47820
- Founded
- 09-03-1988
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.