JMPC
ActiveJMPC has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €974k and a net result of €97. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 83% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+9
Solvency100▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.45 in 2024; short-term debt: 20.8% and cash: 2.9% of total assets), and 22.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.6%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
1 d late
2023
26 d late
2022
28 d late
2021
18 d late
2020
25 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€974k=
2024 · €974k
2018: €801k
2019: €847k
2020: €952k
2021: €1.21M
2022: €974k
2023: €1.00M
2024: €974k
2018 → 2025
Total assets
€1.26M▼ 5.4%
2024 · €1.33M
2018: €2.41M
2019: €2.34M
2020: €2.32M
2021: €2.48M
2022: €1.53M
2023: €1.45M
2024: €1.33M
2018 → 2025
Net result
€97
2024 · €-30k
2018: €42k
2019: €46k
2020: €104k
2021: €259k
2022: €13k
2023: €31k
2024: €-30k
2018 → 2025
Working capital
€141k▼ 4.6%
2024 · €148k
2018: €103k
2019: €79k
2020: €237k
2021: €567k
2022: €205k
2023: €176k
2024: €148k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.21M-€974k▼ 19.6%€1.00M▲ 3.2%€974k▼ 3.0%€974k=
Operating result€86k-€39k▼ 55.1%€50k▲ 28.4%€-10k€13k
Net result€259k-€13k▼ 95.0%€31k▲ 138%€-30k€97
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€853k▼ 0.1%
Current assets
€403k▼ 15.0%
Equity and liabilities €1.26M
Equity
€974k=
Debt
€282k▼ 20.3%
The debt ratio falls from 26.6% to 22.4%. Debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €-9k
Cash flow
€3k▲
2024 · €-29k
Solvency
77.6%▲
2024 · 73.4%
Current ratio
1.54▲
2024 · 1.45
Quick ratio
1.54▲
2024 · 1.45
Debt / equity
0.29▼
2024 · 0.36
ROE
0.0%▲
2024 · -3.1%
ROA
0.0%▲
2024 · -2.3%
Interest coverage
0.76▲
2024 · -0.31
Debt
€282k▼
2024 · €353k
Debt ≤ 1 year
€262k▼
2024 · €326k
Income taxes
€303▲
2024 · €291
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.26M▼
Fixed assets21/28€854k€853k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€849k€849k=
Current assets29/58€474k€403k▼
Amounts receivable within one year40/41€417k€366k▼
Trade receivables40€50k€45k▼
Other amounts receivable41€367k€321k▼
Cash at bank and in hand54/58€57k€36k▼
Deferred charges and accrued income490/1€52€52▼
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.26M▼
Equity10/15€974k€974k=
Contributions10/11€165k€165k=
Reserves13€810k€810k=
Distributable reserves133€810k€810k=
Amounts payable17/49€353k€282k▼
Amounts payable within one year42/48€326k€262k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€636€5k▲
Taxes450/3€636€5k▲
Other amounts payable47/48€323k€255k▼
Accrued charges and deferred income492/3€27k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€969€2k▲
Other operating charges640/8€382€208▼
Gross operating margin9900€-9k€15k▲
Operating profit (loss)9901€-10k€13k▲
Financial income75/76B€11k€8k▼
Recurring financial income75€11k€8k▼
Financial charges65/66B€30k€20k▼
Recurring financial charges65€30k€20k▼
Profit (loss) for the period before taxes9903€-30k€401▲
Income taxes67/77€291€303▲
Profit (loss) for the period9904€-30k€97▲
Profit (loss) for the period to be appropriated9905€-30k€97▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€97▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€30k€0▼
Transfer to equity691/2€0€97▲
To other reserves6921€0€97▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €97
Net result €97 after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
31-12
Financial
Weakest financial yearnet €-30k ▼198%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Equity above €1MEq €1.00M ▲3.2%
6 profitable years in a row build equity to €1.00M.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €259k ▲148%
Net result €259k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.21M ▲27.2%
4 profitable years in a row build equity to €1.21M.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 71 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 3512110 WijnegemGround area
613 m²
Building footprint
266 m²
Volume, LiDAR
2,367 m³
Parcel 11050B0146/00L007, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JMPC
since 20062.151.522.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0146/00L007 | Flanders | 613 m² | 1 · 266 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DORP 1709
BE 0770.675.985
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CRONUS
BE 0871.335.162
Sint-Niklaas · Eq €975k
ISTI
BE 0795.664.769
Merelbeke-Melle · Eq €976k
VANODA
BE 0449.165.725
Bornem · Eq €977k
Plataan 21
BE 0759.527.519
Gistel · Eq €971k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2005
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.