JMP SERVICES
ActiveJMP SERVICES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €662k and a net result of €133k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 7974 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
5 d early
2022
6 d early
2021
13 d early
2020
11 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€662k▼ 0.6%
2024 · €666k
2018: €421k
2019: €486k
2020: €566k
2021: €673k
2022: €563k
2023: €564k
2024: €666k
2018 → 2025
Net result
€133k▼ 20.3%
2024 · €167k
2018: €66k
2019: €57k
2020: €80k
2021: €107k
2022: €111k
2023: €127k
2024: €167k
2018 → 2025
Total assets
€896k▼ 7.6%
2024 · €970k
2018: €853k
2019: €946k
2020: €967k
2021: €1.04M
2022: €869k
2023: €821k
2024: €970k
2018 → 2025
Solvency
73.8%▲ 5.2pp
2024 · 68.6%
2018: 49.3%
2019: 51.4%
2020: 58.6%
2021: 64.9%
2022: 64.9%
2023: 68.7%
2024: 68.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€673k-€563k▼ 16.3%€564k▲ 0.2%€666k▲ 18.0%€662k▼ 0.6%
Operating result€158k-€164k▲ 3.7%€187k▲ 14.3%€240k▲ 28.3%€193k▼ 19.4%
Net result€107k-€111k▲ 3.9%€127k▲ 14.5%€167k▲ 31.5%€133k▼ 20.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €896k
Fixed assets
€505k▼ 2.9%
Current assets
€391k▼ 13.1%
Equity and liabilities €896k
Equity
€662k▼ 0.6%
Debt
€234k▼ 23.0%
The debt ratio falls from 31.4% to 26.2%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
73.8%▲
2024 · 68.6%
ROE
20.1%▼
2024 · 25.1%
ROA
14.9%▼
2024 · 17.2%
Debt
€234k▼
2024 · €304k
Debt ≤ 1 year
€122k▼
2024 · €134k
Debt > 1 year
€112k▼
2024 · €170k
Income taxes
€56k▼
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€970k€896k▼
Fixed assets21/28€520k€505k▼
Tangible fixed assets22/27€520k€505k▼
Land and buildings22€420k€426k▲
Furniture and vehicles24€100k€79k▼
Current assets29/58€450k€391k▼
Amounts receivable within one year40/41€71k€619▼
Trade receivables40€912€619▼
Other amounts receivable41€70k€0▼
Current investments50/53-€22k
Cash at bank and in hand54/58€278k€277k▼
Deferred charges and accrued income490/1€101k€91k▼
Equity and liabilities
Total equity and liabilities10/49€970k€896k▼
Equity10/15€666k€662k▼
Contributions10/11€6k€6k=
Revaluation surpluses12€8k€8k=
Reserves13€651k€647k▼
Distributable reserves133€651k€647k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€304k€234k▼
Amounts payable after more than one year17€170k€112k▼
Financial debts170/4€170k€112k▼
Amounts payable within one year42/48€134k€122k▼
Current portion of amounts payable after more than one year42€57k€58k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€70k€60k▼
Taxes450/3€70k€60k▼
Other amounts payable47/48€5k€1k▼
Accrued charges and deferred income492/3€20€30▲
Income statement
Code20242025
Non-recurring operating income76A€33k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€41k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€273k€238k▼
Operating profit (loss)9901€240k€193k▼
Financial income75/76B€0€630▲
Recurring financial income75€0€630▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€236k€190k▼
Income taxes67/77€69k€56k▼
Profit (loss) for the period9904€167k€133k▼
Profit (loss) for the period to be appropriated9905€167k€133k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€133k▼
Transfer from equity791/2€66k€137k▲
Transfer to equity691/2€167k€133k▼
To other reserves6921€167k€133k▼
Profit to be distributed694/7€66k€137k▲
Return on contributions (dividend)694€66k€137k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €167k ▲31.5%
Operating result €240k, net result €167k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €566k ▲16.4%
3 profitable years in a row build equity to €566k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €57k ▼12.6%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeger van Heulestraat(Heu) 148501 KortrijkGround area
597 m²
Building footprint
159 m²
Volume, LiDAR
1,517 m³
2 parcels, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Zeger van Heulestraat(Heu) 14, 8501 Kortrijk
since 20112.200.435.892
Villa Louise
since 20202.303.640.726
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0187/00L000 | Flanders | 533 m² | 1 · 105 m² | 11.8 m · 3 fl. |
| 35386D0250/00K000 | Flanders | 64 m² | 1 · 53 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDL TOITURES
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CALAFATE
BE 0833.673.131
Bree · Eq €662k
HC INTERNATIONAL
BE 0783.394.467
Genk · Eq €662k
FREDERIC LEBLANC
BE 0475.002.268
Liège · Eq €661k
ELAN
BE 0469.655.885
Waregem · Eq €662k
Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
55203Holiday cottages, homes and apartments
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.