JMP & Co
ActiveJMP & Co has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €-36k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 4454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency45▼-18
Growth52=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.0 against 1.5 in 2024), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
-17.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€36k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
70 d late
2023
58 d late
2022
27 d early
2021
29 d late
2020
31 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 37.5%
2024 · €96k
2018: €32k
2019: €52k
2020: €66k
2021: €80k
2022: €99k
2023: €105k
2024: €96k
2018 → 2025
Total assets
€209k▼ 27.8%
2024 · €289k
2018: €72k
2019: €103k
2020: €118k
2021: €124k
2022: €225k
2023: €197k
2024: €289k
2018 → 2025
Net result
€-36k▼ 285%
2024 · €-9k
2018: €727
2019: €19k
2020: €15k
2021: €14k
2022: €19k
2023: €6k
2024: €-9k
2018 → 2025
Working capital
€336▼ 99.2%
2024 · €43k
2018: €-2k
2019: €27k
2020: €31k
2021: €58k
2022: €74k
2023: €86k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€99k▲ 24.0%€105k▲ 6.2%€96k▼ 8.9%€60k▼ 37.5%
Operating result€24k-€27k▲ 10.3%€6k▼ 78.7%€-5k€-30k▼ 537%
Net result€14k-€19k▲ 39.5%€6k▼ 68.2%€-9k€-36k▼ 285%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €5k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€130k▼ 19.6%
Current assets
€79k▼ 38.3%
Equity and liabilities €209k
Equity
€60k▼ 37.5%
Debt
€149k▼ 23.0%
The debt ratio rises from 66.8% to 71.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€2k▼
2024 · €20k
Cash flow
€-4k▼
2024 · €15k
Solvency
28.8%▼
2024 · 33.2%
Current ratio
1.00▼
2024 · 1.50
Quick ratio
1.00▼
2024 · 1.50
Debt / equity
2.48▲
2024 · 2.01
ROE
-60.1%▼
2024 · -9.8%
ROA
-17.3%▼
2024 · -3.2%
Interest coverage
0.33▼
2024 · 4.21
Debt
€149k▼
2024 · €193k
Debt ≤ 1 year
€78k▼
2024 · €85k
Debt > 1 year
€70k▼
2024 · €108k
Income taxes
€232▲
2024 · €100
Staff costs
€38k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€289k€209k▼
Fixed assets21/28€162k€130k▼
Tangible fixed assets22/27€161k€129k▼
Land and buildings22€379€190▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€158k€128k▼
Financial fixed assets28€900€900=
Current assets29/58€127k€79k▼
Amounts receivable within one year40/41€45k€15k▼
Trade receivables40€30k€7k▼
Other amounts receivable41€15k€7k▼
Cash at bank and in hand54/58€76k€56k▼
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€289k€209k▼
Equity10/15€96k€60k▼
Contributions10/11€19k€19k=
Reserves13€87k€87k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€85k€87k▲
Profit (loss) carried forward14€-9k€-45k▼
Amounts payable17/49€193k€149k▼
Amounts payable after more than one year17€108k€70k▼
Financial debts170/4€108k€70k▼
Amounts payable within one year42/48€85k€78k▼
Current portion of amounts payable after more than one year42€37k€38k▲
Trade debts44-€485
Suppliers440/4-€485
Taxes, remuneration and social security45€19k€12k▼
Taxes450/3€13k€7k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€29k€28k▼
Accrued charges and deferred income492/3-€76
Income statement
Code20242025
Remuneration, social security and pensions62€38k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€32k▲
Other operating charges640/8€12k€2k▼
Gross operating margin9900€70k€42k▼
Operating profit (loss)9901€-5k€-30k▼
Financial income75/76B€40€216▲
Recurring financial income75€40€216▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-9k€-36k▼
Income taxes67/77€100€232▲
Profit (loss) for the period9904€-9k€-36k▼
Profit (loss) for the period to be appropriated9905€-9k€-36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-45k▼
Profit (loss) brought forward from the previous period14P-€-9k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series.
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Equity above €100kEq €105k ▲6.2%
6 profitable years in a row build equity to €105k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €19k ▲2580%
Operating result €32k, net result €19k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prinsenweg 573700 Tongeren-BorgloonGround area
3,483 m²
Building footprint
578 m²
Volume, LiDAR
2,535 m³
Parcel 73348B0672/00H000, Flanders · tallest building 5.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JMP & Co BVBA
since 20102.184.784.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73348B0672/00H000 | Flanders | 3,483 m² | 1 · 578 m² | 5.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 988 companies in sector 49420 we hold annual accounts for 446. 343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2010
Fiscal year end31-12
Activities, NACEBEL
49420Removal services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.