JML TRADING

Active

Private limited companyfounded 20232 yrs activeDamse Vaart-Zuid 8, 8340 Damme, BelgiumKBO/BCE: BE 1002.089.677

Summary

The computed 12-month bankruptcy probability of JML TRADING is 1.7% (moderate). The 2025 annual accounts show equity of €1k and a net result of €2k. Its solvency ranks better than 23% of 11322 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability74▲+74

Solvency31▲+15

Growth78

Track record82

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11322 sector peers (2025).

NBB · sector comparison

Position among 11322 sector peers

Solvency

better than 23%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

29 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€14k

EBIT margin

-24.8%

Net result

€2k

2024 · €-3k

2024: €-3k

2024 → 2025

Working capital

€1k

2024 · €-1k

2024: €-1k

2024 → 2025

Multi-year overview

Available amounts per fiscal year

Line20242025Trend

Turnover€14k-

Equity€-1k-€1k

Operating result€-3k-€3k

Net result€-3k-€2k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €3k after a loss of €3k in 2024.

Balance-sheet composition

Equity and liabilities €17k

93.7%

Equity €1k

Debt €16k

Debt finances 93.7% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

Current ratio

1.07▲

2024 · 0.92

Quick ratio

1.03▲

2024 · 0.40

Debt to equity

14.98▲

2024 · -12.41

ROE

235.0%

ROA

14.7%▲

2024 · -21.3%

Debt ≤ 1 year

€16k▼

2024 · €17k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines

Balance sheet Code20242025

Assets

Total assets20/58€16k€17k▲

Current assets29/58€16k€17k▲

Stocks and contracts in progress3€9k€495▼

Stocks30/36€9k€495▼

Amounts receivable within one year40/41€7k€10k▲

Trade receivables40€3k€10k▲

Other amounts receivable41€4k€594▼

Cash at bank and in hand54/58€154€6k▲

Equity and liabilities

Total equity and liabilities10/49€16k€17k▲

Equity10/15€-1k€1k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-3k€-965▲

Amounts payable17/49€17k€16k▼

Amounts payable within one year42/48€17k€16k▼

Trade debts44€545€101▼

Suppliers440/4€545€101▼

Other amounts payable47/48€17k€15k▼

Income statement Code20242025

Turnover70€14k-

Goods, raw materials, services and sundry goods60/61€17k-

Other operating charges640/8€142€126▼

Gross operating margin9900€-3k€3k▲

Operating profit (loss)9901€-3k€3k▲

Financial charges65/66B€13€175▲

Recurring financial charges65€13€175▲

Profit (loss) for the period before taxes9903€-3k€2k▲

Profit (loss) for the period9904€-3k€2k▲

Profit (loss) for the period to be appropriated9905€-3k€2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-3k€-965▲

Profit (loss) brought forward from the previous period14P-€-3k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Damme · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Damse Vaart-Zuid 88340 Damme

Ground area

260 m²

Building footprint

109 m²

Volume, LiDAR

899 m³

Parcel 31006C0099/02T000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

JML TRADING

Damse Vaart-Zuid 8, 8340 DammeWholesale trade

since 20232.352.332.449

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31006C0099/02T000 ProtectedTownscape or village viewStadskern DammeSource ↗	Flanders	260 m²	1 · 109 m²	11.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Rocket Lab

BE 0525.702.287

Etterbeek · Eq €1,008

Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 375 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-11-2023

Fiscal year end31-12

Activities, NACEBEL 2025

46190Agents in non-specialised wholesale trade

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.