JML CONSULT
ActiveSummary
JML CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€18,849) and a net result of -€11,705. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 14173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▲+50
Solvency0▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.3 in 2024; short-term debt: 221.9% and cash: 18.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-121.9%
Return on assets
-75.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€18,849
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
15 d early
2023
37 d early
2022
68 d early
2021
4 d early
2020
12 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€18,849▼ 164%
2024 · -€7,145
Total assets
€15,461▼ 55.1%
2024 · €34,448
Net result
-€11,705▲ 70.3%
2024 · -€39,368
Working capital
-€22,601▲ 18.5%
2024 · -€27,735
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,529▲ 76.7%€21,204▲ 21.0%€9,884▼ 53.4%-€38,358-€11,112▲ 71.0%
Net result€14,172▲ 92.2%€12,959▼ 8.6%€5,894▼ 54.5%-€39,368-€11,705▲ 70.3%
Equity€13,371▲ 1.3%€26,330▲ 96.9%€32,224▲ 22.4%-€7,145-€18,849▼ 164%
Total assets€47,667▼ 8.7%€48,244▲ 1.2%€69,193▲ 43.4%€34,448▼ 50.2%€15,461▼ 55.1%
Debt€34,296▼ 12.1%€21,914▼ 36.1%€36,970▲ 68.7%€41,593▲ 12.5%€34,310▼ 17.5%
Working capital-€1,067€16,338-€699-€27,735▼ 3,866%-€22,601▲ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11,112 in 2025 against €38,358 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15,461
Fixed assets
€3,752 ▼ 83.2%
Current assets
€11,709 ▼ 3.5%
Key figures and ratios
EBITDA
€7,454▲
2024 · -€15,913
Cash flow
€6,862▲
2024 · -€16,924
Solvency
-121.9%▼
2024 · -20.7%
Current ratio
0.34▲
2024 · 0.30
Debt to equity
-1.82▲
2024 · -5.82
ROA
-75.7%▲
2024 · -114.3%
Interest coverage
16.37▲
2024 · -18.22
Debt ≤ 1 year
€34,310▼
2024 · €39,866
Income taxes
€141▲
2024 · €139
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,475 | €5,295 | €21,341 | €22,444 | €18,566 | ▼ 17.3% |
| Other operating charges640/8 | €952 | €969 | €1,218 | €820 | €820 | = |
| Gross operating margin9900 | €31,955 | €27,469 | €32,443 | -€15,093 | €8,275 | ▲ 155% |
| Operating profit (loss)9901 | €17,529 | €21,204 | €9,884 | -€38,358 | -€11,112 | ▲ 71.0% |
| Financial income75/76B | €1,133 | €1,138 | €102 | €2 | €4 | ▲ 73.0% |
| Recurring financial income75 | €1,133 | €1,138 | €102 | €2 | €4 | ▲ 73.0% |
| Financial charges65/66B | €359 | €588 | €1,377 | €873 | €455 | ▼ 47.9% |
| Recurring financial charges65 | €359 | €588 | €1,377 | €873 | €455 | ▼ 47.9% |
| Profit (loss) for the period before taxes9903 | €18,303 | €21,754 | €8,609 | -€39,229 | -€11,564 | ▲ 70.5% |
| Income taxes67/77 | €4,131 | €8,795 | €2,715 | €139 | €141 | ▲ 1.0% |
| Profit (loss) for the period9904 | €14,172 | €12,959 | €5,894 | -€39,368 | -€11,705 | ▲ 70.3% |
| Profit (loss) for the period to be appropriated9905 | €14,172 | €12,959 | €5,894 | -€39,368 | -€11,705 | ▲ 70.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47,667 | €48,244 | €69,193 | €34,448 | €15,461 | ▼ 55.1% |
| Fixed assets21/28 | €14,438 | €9,992 | €44,762 | €22,318 | €3,752 | ▼ 83.2% |
| Tangible fixed assets22/27 | €13,504 | €9,808 | €44,578 | €22,134 | €3,568 | ▼ 83.9% |
| Plant, machinery and equipment23 | - | - | €1,736 | €1,551 | €1,366 | ▼ 11.9% |
| Furniture and vehicles24 | €13,504 | €9,808 | €42,842 | €20,583 | €2,202 | ▼ 89.3% |
| Financial fixed assets28 | €934 | €184 | €184 | €184 | €184 | = |
| Current assets29/58 | €33,229 | €38,252 | €24,431 | €12,131 | €11,709 | ▼ 3.5% |
| Amounts receivable within one year40/41 | €16,431 | €17,048 | €1,278 | €7,344 | €7,077 | ▼ 3.6% |
| Trade receivables40 | €811 | €811 | - | €6,111 | €7,077 | ▲ 15.8% |
| Other amounts receivable41 | €15,620 | €16,237 | €1,278 | €1,233 | - | - |
| Cash at bank and in hand54/58 | €15,029 | €18,345 | €20,725 | €3,077 | €2,814 | ▼ 8.5% |
| Deferred charges and accrued income490/1 | €1,769 | €2,859 | €2,429 | €1,710 | €1,819 | ▲ 6.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47,667 | €48,244 | €69,193 | €34,448 | €15,461 | ▼ 55.1% |
| Equity10/15 | €13,371 | €26,330 | €32,224 | -€7,145 | -€18,849 | ▼ 164% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €226 | €13,185 | €19,079 | €19,079 | €19,079 | = |
| Non-distributable reserves130/1 | €226 | €226 | €226 | €226 | €226 | = |
| Reserves not available under the articles1311 | €226 | €226 | €226 | €226 | €226 | = |
| Distributable reserves133 | - | €12,959 | €18,853 | €18,853 | €18,853 | = |
| Profit (loss) carried forward14 | €745 | €745 | €745 | -€38,624 | -€50,328 | ▼ 30.3% |
| Amounts payable17/49 | €34,296 | €21,914 | €36,970 | €41,593 | €34,310 | ▼ 17.5% |
| Amounts payable after more than one year17 | - | - | €11,839 | €1,727 | - | - |
| Financial debts170/4 | - | - | €11,839 | €1,727 | - | - |
| Amounts payable within one year42/48 | €34,296 | €21,914 | €25,131 | €39,866 | €34,310 | ▼ 13.9% |
| Current portion of amounts payable after more than one year42 | €8,783 | - | €9,692 | €10,112 | €1,727 | ▼ 82.9% |
| Trade debts44 | €1,454 | €3,515 | €9,663 | €3,866 | €4,144 | ▲ 7.2% |
| Suppliers440/4 | €1,454 | €3,515 | €9,663 | €3,866 | €4,144 | ▲ 7.2% |
| Taxes, remuneration and social security45 | €10,060 | €18,399 | €5,776 | €2,854 | €2,375 | ▼ 16.8% |
| Taxes450/3 | €10,060 | €16,899 | €4,095 | €2,854 | €2,375 | ▼ 16.8% |
| Remuneration and social security454/9 | - | €1,500 | €1,680 | - | - | - |
| Other amounts payable47/48 | €14,000 | - | - | €23,034 | €26,064 | ▲ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,172 | €12,959 | €5,894 | -€39,368 | -€11,705 | ▲ 70.3% |
| + Depreciation and write-downs630 | €13,475 | €5,295 | €21,341 | €22,444 | €18,566 | ▼ 17.3% |
| Operating cash flow (approximation) | €27,647 | €18,254 | €27,235 | -€16,924 | €6,862 | ▲ 141% |
| Investment in fixed assets (approximation) | - | -€849 | -€56,111 | €0 | €0 | - |
| Change in cash | - | €3,316 | €2,380 | -€17,649 | -€263 | ▲ 98.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€39,368
Net result drops to -€39,368, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €14,172 ▲92.2%
Net result €14,172, the highest in the series.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €6,698
Net result €6,698 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2015
Ground area
435 m²
Building footprint
77 m²
Volume, LiDAR
658 m³
Parcel 25033B1390/00F000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Jean-Baptiste Stouffs 35, 1332 Rixensart
since 20152.241.555.281
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B1390/00F000 | Wallonia | 435 m² | 1 · 77 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,530 companies in sector 68322 we hold annual accounts for 740. 472 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.