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JMJ PHARMA

Active
Private limited companyfounded 20215 yrs activeRue Jules Hagnoul(O) 1, 1350 Orp-Jauche, BelgiumKBO/BCE: BE 0766.337.513
Summary

JMJ PHARMA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111,605 and a net result of €1,900. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
JMJ PHARMAActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of pharmaceutical products
NACE 47730
#7 company by total assets in Orp-Jauche, Wholesale and retail trade sector1 site
Size
€850,094total assets 2025
Staff
1.8 FTE
Equity
€111,605
Profit
€1,900
Financial health
64 Healthy Checked score 2025
Bankruptcy chance 12 m
1.3%
Structure
Accounts 53 d early0 of 1 deed read
Why 64- Equity €111,605 (13.1% of total assets)- Founded in 2021+ Size: 1.8 FTE, total assets €850,094+ Figures for FY 2025 (filed 08-06-2026)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 41% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 38+1
equity 13.1% of total assets
Liquidity 44-2
short-term debt 22.7% · cash 1.8%
Profitability 69-2
return on assets 0.2%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 1.1% 12-2024: 0.9%▼ -14.2% vs 11-2024lowest value 01-2025: 0.9%● 0.0% vs 12-2024lowest value 02-2025: 0.9%▲ +1.5% vs 01-2025 03-2025: 0.9%● 0.0% vs 02-2025 04-2025: 0.9%▼ -1.3% vs 03-2025 05-2025: 1.0%▲ +13.4% vs 04-2025 06-2025: 1.1%▲ +10.3% vs 05-2025 07-2025: 1.2%▲ +5.0% vs 06-2025 08-2025: 1.4%▲ +18.7% vs 07-2025 09-2025: 1.5%▲ +3.2% vs 08-2025 10-2025: 1.5%● 0.0% vs 09-2025 11-2025: 1.5%● 0.0% vs 10-2025 12-2025: 1.5%● 0.0% vs 11-2025 01-2026: 1.5%● 0.0% vs 12-2025 02-2026: 1.5%● 0.0% vs 01-2026 03-2026: 1.4%▼ -2.9% vs 02-2026 04-2026: 1.5%▲ +4.5% vs 03-2026 05-2026: 1.5%▲ +2.5% vs 04-2026 06-2026: 1.8%▲ +15.8% vs 05-2026highest value 07-2026: 1.3%▼ -28.7% vs 06-2026 08-2026: 1.3%● 0.0% vs 07-2026 09-2026: 1.3%▼ -0.3% vs 08-2026 10-2026: 1.3%▲ +2.4% vs 09-2026
  • Equity €111,605 (13.1% of total assets) raises the probability
  • Founded in 2021 raises the probability for this profile
  • Size: 1.8 FTE, total assets €850,094 lowers the probability for this profile
  • Figures for FY 2025 (filed 08-06-2026) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.37 in 2024; short-term debt: 22.7% and cash: 1.8% of total assets), and 86.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 29%, liquidity 43%, profitability 49%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Equity €111,605 (13.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: 1.8 FTE, total assets €850,094
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 08-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11770 sector peers (2025).
NBB · sector comparison
Position among 11770 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
53 d early
2024
2 d early
2023
50 d early
2022
59 d early
2021
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Equity above €100,000Eq €109,706 ▲14.7%

Key points

  • Positive: Company by total assets in Orp-Jauche, Wholesale and…in the Checked rankings #7 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20255 fiscal years filed €850,094 View

By topic

Financials

Fiscal year
2025
Total assets
€850,094
Profit
€1,900
Solvency
13.1%
Turnover▲ 40.6%
Net result
20212022
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 08-06-2026Annual accounts filed
  2. 29-07-2025Annual accounts filed
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of pharmaceutical productsNACE 47730
Founded
02-04-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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