JMi ONConsulting
ActiveJMi ONConsulting has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €142k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+68
Solvency76▼-24
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 6.86 in 2024; short-term debt: 46.6% and cash: 66.3% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
26.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
45 d early
2023
43 d early
2022
4 d late
2021
33 d early
2020
17 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€269k▼ 4.7%
2024 · €282k
2018: €85k
2019: €57k
2020: €107k
2021: €188k
2022: €274k
2023: €280k
2024: €282k
2018 → 2025
Total assets
€532k▲ 60.3%
2024 · €332k
2018: €174k
2019: €108k
2020: €217k
2021: €317k
2022: €434k
2023: €420k
2024: €332k
2018 → 2025
Net result
€142k▲ 5,497%
2024 · €3k
2018: €3k
2019: €-28k
2020: €70k
2021: €104k
2022: €116k
2023: €6k
2024: €3k
2018 → 2025
Working capital
€214k▼ 23.7%
2024 · €280k
2018: €82k
2019: €52k
2020: €102k
2021: €183k
2022: €269k
2023: €275k
2024: €280k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€274k▲ 45.4%€280k▲ 2.3%€282k▲ 0.9%€269k▼ 4.7%
Operating result€159k-€168k▲ 5.7%€14k▼ 91.9%€1k▼ 90.5%€156k▲ 11,951%
Net result€104k-€116k▲ 12.3%€6k▼ 94.7%€3k▼ 58.8%€142k▲ 5,497%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11,951% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €532k
Fixed assets
€71k▲ 1,664%
Current assets
€461k▲ 40.7%
Equity and liabilities €532k
Equity
€269k▼ 4.7%
Debt
€263k▲ 432%
The debt ratio rises from 14.9% to 49.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€168k▲
2024 · €2k
Cash flow
€153k▲
2024 · €3k
Solvency
50.5%▼
2024 · 85.1%
Current ratio
1.86▼
2024 · 6.86
Quick ratio
1.86▼
2024 · 6.86
Debt / equity
0.98▲
2024 · 0.18
ROE
52.8%▲
2024 · 0.9%
ROA
26.7%▲
2024 · 0.8%
Interest coverage
52.73▲
2024 · 1.48
Debt
€263k▲
2024 · €50k
Debt ≤ 1 year
€248k▲
2024 · €48k
Debt > 1 year
€15k
Income taxes
€54k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€532k▲
Fixed assets21/28€4k€71k▲
Tangible fixed assets22/27€351€71k▲
Furniture and vehicles24€351€71k▲
Financial fixed assets28€4k€160▼
Current assets29/58€328k€461k▲
Amounts receivable within one year40/41€70k€88k▲
Trade receivables40€70k€74k▲
Other amounts receivable41-€13k
Current investments50/53€182k€15k▼
Cash at bank and in hand54/58€68k€353k▲
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€332k€532k▲
Equity10/15€282k€269k▼
Reserves13€282k€269k▼
Distributable reserves133€282k€269k▼
Amounts payable17/49€50k€263k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€48k€248k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€24k€29k▲
Suppliers440/4€24k€29k▲
Taxes, remuneration and social security45€13k€53k▲
Taxes450/3€13k€53k▲
Other amounts payable47/48€11k€156k▲
Accrued charges and deferred income492/3€2k€110▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€402€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-9k-
Other operating charges640/8€923€11k▲
Gross operating margin9900€-6k€178k▲
Operating profit (loss)9901€1k€156k▲
Financial income75/76B€5k€42k▲
Recurring financial income75€5k€42k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€5k€196k▲
Income taxes67/77€3k€54k▲
Profit (loss) for the period9904€3k€142k▲
Profit (loss) for the period to be appropriated9905€3k€142k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€142k▲
Transfer from equity791/2-€155k
Transfer to equity691/2€3k€142k▲
To other reserves6921€3k€142k▲
Profit to be distributed694/7-€155k
Return on contributions (dividend)694-€155k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €142k ▲5497%
Net result €142k, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.86
Current ratio from 2.97 to 6.86; short-term debt falls from €140k to €48k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Equity above €200kEq €274k ▲45.4%
3 profitable years in a row build equity to €274k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €188k ▲76.6%
2 profitable years in a row build equity to €188k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲85.7%
Equity rises from €57k to €107k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-28k ▼992%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 1771170 Watermaal-BosvoordeGround area
5,127 m²
Building footprint
1,510 m²
Volume, LiDAR
23,163 m³
Parcel 21652E0039/00H003, Brussels · tallest building 36.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JMi ONConsulting
since 20122.209.575.470
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0039/00H003 | Brussels | 5,127 m² | 1 · 1,510 m² | 36.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
72101Research and development on biotechnology
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.