Skip to content

JMI Catering

Active
Private limited companyfounded 20223 yrs activeTerwouwenstraat 73, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0794.622.812
Summary

The computed 12-month bankruptcy probability of JMI Catering is 3.2% (moderate). The 2025 annual accounts show equity of €467k and a net result of €176k. Its solvency ranks better than 87% of 3674 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency98
Growth-
Track record79
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.34; short-term debt: 24.1% and cash: 29.2% of total assets), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.6%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€467k
Total assets
€643k
Net result
€176k
Working capital
€362k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €643k
Fixed assets €127k
Current assets €517k
Equity and liabilities €643k
Equity €467k
Debt €176k
Debt finances 27.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€264k
Cash flow
€204k
Current ratio
3.34
Quick ratio
3.24
Debt / equity
0.38
ROE
37.7%
ROA
27.4%
Interest coverage
41.65
Debt ≤ 1 year
€155k
Debt > 1 year
€21k
Income taxes
€55k
Staff costs
€235k
Filed annual accounts As filed with the NBB · 2025 · 51 lines
Balance sheet Code2025
Assets
Total assets20/58€643k
Fixed assets21/28€127k
Intangible fixed assets21€920
Tangible fixed assets22/27€126k
Plant, machinery and equipment23€84k
Furniture and vehicles24€30k
Other tangible fixed assets26€11k
Current assets29/58€517k
Stocks and contracts in progress3€16k
Stocks30/36€16k
Amounts receivable within one year40/41€250k
Trade receivables40€248k
Other amounts receivable41€1k
Current investments50/53€55k
Cash at bank and in hand54/58€188k
Deferred charges and accrued income490/1€8k
Equity and liabilities
Total equity and liabilities10/49€643k
Equity10/15€467k
Contributions10/11€1k
Reserves13€85k
Distributable reserves133€85k
Profit (loss) carried forward14€381k
Amounts payable17/49€176k
Amounts payable after more than one year17€21k
Financial debts170/4€21k
Amounts payable within one year42/48€155k
Current portion of amounts payable after more than one year42€6k
Trade debts44€37k
Suppliers440/4€37k
Advances received on contracts in progress46€14k
Taxes, remuneration and social security45€91k
Taxes450/3€70k
Remuneration and social security454/9€21k
Other amounts payable47/48€7k
Income statement Code2025
Non-recurring operating income76A€3k
Remuneration, social security and pensions62€235k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k
Other operating charges640/8€4k
Gross operating margin9900€503k
Operating profit (loss)9901€237k
Financial income75/76B€521
Recurring financial income75€521
Financial charges65/66B€6k
Recurring financial charges65€6k
Profit (loss) for the period before taxes9903€231k
Income taxes67/77€55k
Profit (loss) for the period9904€176k
Profit (loss) for the period to be appropriated9905€176k
Appropriation of the result
Profit (loss) to be appropriated9906€381k
Profit (loss) brought forward from the previous period14P€205k
Social balance
Average headcount (FTE)90874.3

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Terwouwenstraat 733800 Sint-Truiden
Ground area
7,319 m²
Building footprint
894 m²
Volume, LiDAR
3,178 m³
2 parcels, Flanders · tallest building 17.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Blickenberg
Tongersesteenweg 120, 3840 Tongeren-BorgloonFull-service restaurants
since 20232.338.847.073
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73009C0464/00Z000 Flanders 4,220 m² 1 · 660 m² 17.5 m
71064B0197/00E000 Flanders 3,099 m² 1 · 234 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tongeren-Borgloon2.338.847.073
2 permissions
Toelating · Eetgelegenheid · since 11-01-2023
Toelating · Traiteur · since 11-01-2023

Similar companies · same sector, comparable size

Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,331 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-12-2022
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
56101Full-service restaurants
56111Full-service restaurants
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
85599Other education
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:info@blickenberg.com
Establishment Tongeren-Borgloon 2.338.847.073
Phone:0477/35.52.40
Establishment Tongeren-Borgloon 2.338.847.073