JMGC
ActiveJMGC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €11k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+5
Solvency92▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 4.71 in 2024; short-term debt: 16.6% and cash: 50.4% of total assets), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
27 d late
2022
on the day
2021
29 d late
2020
24 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 12.9%
2024 · €82k
2018: €46k
2019: €48k
2020: €47k
2021: €52k
2022: €54k
2023: €77k
2024: €82k
2018 → 2025
Total assets
€139k▼ 3.5%
2024 · €144k
2018: €92k
2019: €88k
2020: €72k
2021: €70k
2022: €86k
2023: €111k
2024: €144k
2018 → 2025
Net result
€11k▲ 107%
2024 · €5k
2018: €4k
2019: €2k
2020: €-690
2021: €5k
2022: €2k
2023: €23k
2024: €5k
2018 → 2025
Working capital
€69k▼ 29.5%
2024 · €98k
2018: €26k
2019: €28k
2020: €31k
2021: €46k
2022: €38k
2023: €65k
2024: €98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€54k▲ 3.0%€77k▲ 43.4%€82k▲ 6.6%€92k▲ 12.9%
Operating result€8k-€2k▼ 78.8%€27k▲ 1,411%€8k▼ 70.8%€15k▲ 92.8%
Net result€5k-€2k▼ 69.6%€23k▲ 1,407%€5k▼ 78.1%€11k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 93% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€46k▲ 143%
Current assets
€92k▼ 26.0%
Equity and liabilities €139k
Equity
€92k▲ 12.9%
Debt
€46k▼ 25.2%
The debt ratio falls from 43.1% to 33.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €17k
Cash flow
€24k▲
2024 · €14k
Solvency
66.6%▲
2024 · 56.9%
Current ratio
4.01▼
2024 · 4.71
Quick ratio
3.75▼
2024 · 4.43
Debt / equity
0.50▼
2024 · 0.76
ROE
11.4%▲
2024 · 6.2%
ROA
7.6%▲
2024 · 3.5%
Interest coverage
16.81▼
2024 · 24.13
Debt
€46k▼
2024 · €62k
Debt ≤ 1 year
€23k▼
2024 · €26k
Debt > 1 year
€23k▼
2024 · €35k
Income taxes
€3k▲
2024 · €2k
Staff costs
€32k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€139k▼
Fixed assets21/28€19k€46k▲
Tangible fixed assets22/27€19k€46k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€16k€42k▲
Financial fixed assets28€60€60=
Current assets29/58€125k€92k▼
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€32k€16k▼
Trade receivables40€17k€6k▼
Other amounts receivable41€15k€10k▼
Cash at bank and in hand54/58€84k€70k▼
Deferred charges and accrued income490/1€527-
Equity and liabilities
Total equity and liabilities10/49€144k€139k▼
Equity10/15€82k€92k▲
Contributions10/11€8k€8k=
Reserves13€7k€18k▲
Distributable reserves133€7k€18k▲
Profit (loss) carried forward14€67k€67k=
Amounts payable17/49€62k€46k▼
Amounts payable after more than one year17€35k€23k▼
Financial debts170/4€35k€23k▼
Amounts payable within one year42/48€26k€23k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Advances received on contracts in progress46€161€161=
Taxes, remuneration and social security45€1k€2k▲
Remuneration and social security454/9€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€17k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€888€739▼
Gross operating margin9900€34k€62k▲
Operating profit (loss)9901€8k€15k▲
Financial income75/76B€76€119▲
Recurring financial income75€76€119▲
Financial charges65/66B€697€2k▲
Recurring financial charges65€697€2k▲
Profit (loss) for the period before taxes9903€7k€14k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€5k€11k▲
Profit (loss) for the period to be appropriated9905€5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€78k▲
Profit (loss) brought forward from the previous period14P€67k€67k=
Transfer to equity691/2€5k€11k▲
To other reserves6921€5k€11k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €23k ▲1407%
Operating result €27k, net result €23k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-690 ▼132%
Net result drops to €-690, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ohey · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Comognes 175350 OheyGround area
3,056 m²
Building footprint
206 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
JMGC
since 20082.171.616.006
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92040D0413/00V000 | Wallonia | 2,153 m² | 1 · 73 m² | - |
| 61039A0305/00L003 | Wallonia | 903 m² | 1 · 133 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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INELEC ELECTRO
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Coeckelbergs Eddy
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Gery Brosens
BE 0644.915.683
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Nico Meersman BV
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 8,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2008
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.