JMDKonstruct
Bankruptcy closedInactive since 22-04-2026; last annual accounts for fiscal year 2023.
Summary
JMDKonstruct was declared bankrupt on 21-10-2024 (Tribunal de l’entreprise du Hainaut, division Mons); the bankruptcy was closed for insufficient assets by judgment of 20-04-2026, published in the Belgian State Gazette on 06-05-2026.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 10-06-2024, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
51 d early
2022
30 d late
2021
24 d late
2020
83 d late
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 21 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Still owed money by this company? This is how you file your claim.Creditor guide Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€34,716▼ 123%
2022 · -€15,601
Working capital
-€18,609
2022 · €17,027
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€27,392€20,941€7,396▼ 64.7%-€15,288-€33,896▼ 122%
Net result-€27,667€20,609€7,146▼ 65.3%-€15,601-€34,716▼ 123%
Equity€5,326▼ 83.9%€25,934▲ 387%€33,080▲ 27.6%€17,480▼ 47.2%-€17,236
Total assets€29,844▼ 81.7%€43,424▲ 45.5%€56,531▲ 30.2%€77,901▲ 37.8%€36,638▼ 53.0%
Debt€24,519▼ 81.2%€17,490▼ 28.7%€23,451▲ 34.1%€60,421▲ 158%€53,874▼ 10.8%
Working capital€315▼ 98.6%€25,197▲ 7,897%€34,413▲ 36.6%€17,027▼ 50.5%-€18,609
Staff (FTE)1▼ 37.5%1=1.8▲ 80.0%2.4▲ 33.3%4.1▲ 70.8%
Why a figure moved sharply
- 2019 Total assets -82% on 2018. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33,896 in 2023 against €15,288 in 2022; the loss grows and 2023 has the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €35,467
Fixed assets
€7,555 ▼ 10.0%
Current assets
€27,911 ▼ 59.8%
Key figures and ratios
EBITDA
-€32,972▼
2022 · -€14,600
Cash flow
-€33,792▼
2022 · -€14,913
Solvency
-47.0%▼
2022 · 22.4%
Current ratio
0.60▼
2022 · 1.32
Debt to equity
-3.13▼
2022 · 3.46
ROA
-94.8%▼
2022 · -20.0%
Interest coverage
-40.22▲
2022 · -46.66
Debt ≤ 1 year
€46,520▼
2022 · €52,481
Debt > 1 year
€2,547▼
2022 · €5,373
Staff costs
€127,504▲
2022 · €72,980
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3,665 | - | - | - |
| Remuneration, social security and pensions62 | - | - | €65,069 | €72,980 | €127,504 | ▲ 74.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,299 | €3,994 | €2,020 | €688 | €924 | ▲ 34.4% |
| Other operating charges640/8 | - | - | €5,453 | €905 | €1,492 | ▲ 65.0% |
| Gross operating margin9900 | €7,794 | €60,065 | €79,938 | €59,284 | €96,024 | ▲ 62.0% |
| Operating profit (loss)9901 | -€27,392 | €20,941 | €7,396 | -€15,288 | -€33,896 | ▼ 122% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | €254 | €1 | - | - | €0 | - |
| Financial charges65/66B | - | - | €249 | €313 | €820 | ▲ 162% |
| Recurring financial charges65 | €529 | €333 | €249 | €313 | €820 | ▲ 162% |
| Profit (loss) for the period before taxes9903 | -€27,667 | €20,609 | €7,146 | -€15,601 | -€34,716 | ▼ 123% |
| Profit (loss) for the period9904 | -€27,667 | €20,609 | €7,146 | -€15,601 | -€34,716 | ▼ 123% |
| Profit (loss) for the period to be appropriated9905 | -€27,667 | €20,609 | €7,146 | -€15,601 | -€34,716 | ▼ 123% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29,844 | €43,424 | €56,531 | €77,901 | €36,638 | ▼ 53.0% |
| Formation expenses20 | - | - | - | - | €1,171 | - |
| Fixed assets21/28 | €6,715 | €2,721 | €701 | €8,393 | €7,555 | ▼ 10.0% |
| Tangible fixed assets22/27 | €6,490 | €2,496 | €476 | €8,168 | €7,330 | ▼ 10.3% |
| Plant, machinery and equipment23 | - | - | €476 | €8,168 | €7,330 | ▼ 10.3% |
| Financial fixed assets28 | €225 | €225 | €225 | €225 | €225 | = |
| Current assets29/58 | €23,129 | €40,703 | €55,831 | €69,508 | €27,911 | ▼ 59.8% |
| Amounts receivable within one year40/41 | €18,777 | €35,509 | €35,964 | €59,258 | €25,937 | ▼ 56.2% |
| Trade receivables40 | - | - | €7,815 | €50,356 | €19,718 | ▼ 60.8% |
| Other amounts receivable41 | - | - | €28,149 | €8,902 | €6,219 | ▼ 30.1% |
| Cash at bank and in hand54/58 | €2,608 | €1,127 | €16,581 | €9,315 | €1,160 | ▼ 87.6% |
| Deferred charges and accrued income490/1 | - | - | €3,286 | €935 | €815 | ▼ 12.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29,844 | €43,424 | €56,531 | €77,901 | €36,638 | ▼ 53.0% |
| Equity10/15 | €5,326 | €25,934 | €33,080 | €17,480 | -€17,236 | ▼ 199% |
| Contributions10/11 | €20,000 | - | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €2,000 | €5,934 | €13,080 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | - | - |
| Reserves not available under the articles1311 | - | - | €2,000 | €2,000 | - | - |
| Distributable reserves133 | - | - | €11,080 | - | €2,000 | - |
| Profit (loss) carried forward14 | -€16,674 | €93 | - | -€4,520 | -€39,236 | ▼ 768% |
| Amounts payable17/49 | €24,519 | €17,490 | €23,451 | €60,421 | €53,874 | ▼ 10.8% |
| Amounts payable after more than one year17 | - | - | - | €5,373 | €2,547 | ▼ 52.6% |
| Financial debts170/4 | - | - | - | €5,373 | €2,547 | ▼ 52.6% |
| Amounts payable within one year42/48 | €22,814 | €15,506 | €21,418 | €52,481 | €46,520 | ▼ 11.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,595 | €2,826 | ▲ 8.9% |
| Trade debts44 | €17,506 | €13,603 | €18,701 | €49,358 | €34,149 | ▼ 30.8% |
| Suppliers440/4 | - | - | €18,701 | €49,358 | €34,149 | ▼ 30.8% |
| Taxes, remuneration and social security45 | - | - | €1,404 | €489 | €9,432 | ▲ 1,828% |
| Taxes450/3 | - | - | - | €26 | - | - |
| Remuneration and social security454/9 | - | - | €1,404 | €463 | €9,432 | ▲ 1,936% |
| Other amounts payable47/48 | - | - | €1,313 | €38 | €113 | ▲ 196% |
| Accrued charges and deferred income492/3 | - | - | €2,033 | €2,567 | €4,807 | ▲ 87.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,667 | €20,609 | €7,146 | -€15,601 | -€34,716 | ▼ 123% |
| + Depreciation and write-downs630 | €4,299 | €3,994 | €2,020 | €688 | €924 | ▲ 34.4% |
| Operating cash flow (approximation) | -€23,368 | €24,603 | €9,166 | -€14,913 | -€33,792 | ▼ 127% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€8,380 | -€86 | ▲ 99.0% |
| Change in cash | - | -€1,481 | €15,454 | -€7,266 | -€8,155 | ▼ 12.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
06-05
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise du Hainaut, division Mons · event 20-04-2026
2024
28-10
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · event 21-10-2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€34,716
Net result drops to -€34,716, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 83 days late
2020
31-12
Financial
Back to profitnet €20,609
Net result €20,609 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.63
Current ratio from 1.01 to 2.63; short-term debt falls from €22,814 to €15,506.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Show earlier events
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
30-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av.du Parc d'Avent.Scientifiques 787080 FrameriesInsolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CHRISTOPHE TAQUIN RUE DES FOSSES 6,
7000 MONS- .
Date provisoire de cessation de paiement : 21/10/2024 |
21-10-2024 → 20-04-2026 |
Similar companies · same sector and region
BAGETRA
BE 0428.101.382
Frameries
BATICAZA
BE 0897.190.315
Frameries
BC BATI SERVICES
BE 0756.468.257
Frameries
BJF RENOVATION
BE 0627.949.888
Frameries
CAZA IMMO
BE 0764.460.760
Frameries
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43310Plastering work
43320Joinery installation
43422Screed work
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.