Financials
- Fiscal year
- 2025
- Total assets
- €36,907
- Profit
- €13,856
- Solvency
- 37.3%
Total assets▲ 123%
Net result
20182025
JMD
ActiveSummary
JMD has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,752 and a net result of €13,856. Equity is shrinking by ~24.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 46% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Wholesale of information and communication equipment
NACE 46500NACE 46660NACE 51475
#6 oldest company in Marche-en-Famenne, Wholesale and retail trade sector1 site
Size
€36,907total assets 2025
- Equity
- €13,752
- Profit
- €13,856
Turnover not published (abridged schema)
Structure
Accounts 52 d early0 of 2 deeds read
Why 91- Sector Wholesale trade (NACE 46)+ Founded in 1981+ Figures for FY 2025 (filed 09-06-2026)+ Size: total assets €36,907Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
62+38
equity 37.3% of total assets
Liquidity
21+16
short-term debt 62.7% · cash 2.8%
Profitability
100+100
return on assets 37.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 20 months
03-2025: 0.8%
04-2025: 0.8%▲ +6.3% vs 03-2025
05-2025: 0.9%▲ +3.1% vs 04-2025
06-2025: 0.9%▲ +10.8% vs 05-2025
07-2025: 1.1%▲ +12.4% vs 06-2025
08-2025: 1.8%▲ +71.1% vs 07-2025highest value
09-2025: 1.8%● 0.0% vs 08-2025highest value
10-2025: 1.8%● 0.0% vs 09-2025highest value
11-2025: 1.8%● 0.0% vs 10-2025highest value
12-2025: 1.8%● 0.0% vs 11-2025highest value
01-2026: 1.8%● 0.0% vs 12-2025highest value
02-2026: 1.8%● 0.0% vs 01-2026highest value
03-2026: 0.8%▼ -56.4% vs 02-2026
04-2026: 0.8%▲ +5.0% vs 03-2026
05-2026: 0.8%▲ +1.2% vs 04-2026
06-2026: 0.9%▲ +9.8% vs 05-2026
07-2026: 0.2%▼ -81.3% vs 06-2026lowest value
08-2026: 0.2%● 0.0% vs 07-2026lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%● 0.0% vs 09-2026lowest value
- Founded in 1981 lowers the probability for this profile
- Figures for FY 2025 (filed 09-06-2026) lowers the probability
- Sector Wholesale trade (NACE 46) raises the probability
- Size: total assets €36,907 lowers the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.11 against 0.14 in 2024; short-term debt: 62.7% and cash: 2.8% of total assets), and 62.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 46%, liquidity 19%, profitability 95%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
14 d early
2023
5 d early
2022
52 d early
2021
39 d early
2020
50 d early
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €13,856
- Liquidity times 8current ratio 1.11
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 09-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 31-12-2025Liquidity times 8
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of information and communication equipmentNACE 46500
- Founded
- 08-10-1981
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.