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JMC BABY

Active
Private limited company (pre-2019)founded 2010active for 16 yearsRue de Namur 31, 6041 Charleroi, BelgiumKBO/BCE: BE 0828.124.236
Summary

JMC BABY has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€188,990) and a net result of €10,353. Equity has been stable since 2018 (±0.7% per year). Its solvency ranks better than 12% of 5,717 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 28-07-2010 Normal situation
Activity
Personal service activities NACE 96101
Establishment unit
2.200.235.756 6041 Charleroi, since 01-08-2011
Financial year end
31 December
Peppol
Reachable since 15-01-2026

Board and ownership

Board
  • VERHOEVEN JonathanDirector · since 28-07-2010

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€38,911
▲ 82.9%
Turnover
≈ €110,000
estimated
Profit
€10,353
Equity
-€188,990
▲ 5.2%
Total assets
€169,221
▲ 26.5%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€188,9901 of the last 3 accounts latelowers riskSize: total assets €169,221Founded in 2010Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 34% of micro companies in personal services (NACE 96)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -111.7% of total assets
Liquidity 16+3
short-term debt 211.7% · cash 12.5%
Profitability 76+18
return on assets 6.1%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.1%▼ -0.1 percentage points vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 2.0%▲ +0.6 percentage points vs 08-2025highest value 10-2025: 2.0%● unchanged vs 09-2025highest value 11-2025: 1.9%▼ -0.1 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.8%▼ -0.1 percentage points vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.6%▼ -0.2 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 0.6%▼ -1.0 percentage point vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.08 (0.12 in 2024), below 1. Short-term debt is 211.7% and cash 12.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 11% of them on solvency, 13% on liquidity, 60% on profitability and 50% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €169,221
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€188,990
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 5717 sector peers (2025).
NBB · sector comparison
Position among 5717 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
on the day
2023
31 days late
2022
31 days late
2021
31 days late
2020
27 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€188,990 View
  • Caution: Less equity than 95% of companies in personal servicessector median €15,361 · 5,730 companies -€188,990 View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as JMC BABY: personal service activities (NACE 96101). They are comparable in size and age: total assets between €74,700 and €248,000, founded between 2005 and 2011.

CompanyTotal assetsGross margin
JMC BABY Charleroi€169,221€38,911
NETT-EXPRESS CHATELET Châtelet€74,700€58,969
MARCUS TEXTIELREINIGING Koekelare€247,902€55,316
DS Boom€172,638€107,436
JULES C . Oudergem€188,146€109,281
LD WASH Alveringem€125,524€102,988
EURO PRESSING WALHAIN Walhain€87,741€67,428
Full comparison

Key facts about JMC BABY

What is the company number of JMC BABY?
The company number of JMC BABY is 0828.124.236. The VAT number is the same number with BE in front: BE 0828.124.236.
Where is JMC BABY based?
The registered office is at Rue de Namur 31, 6041 Charleroi.Company details
What does JMC BABY do?
According to the KBO register, the main activity is personal service activities (NACE 96101).
What is the legal form of JMC BABY?
The legal form of JMC BABY is Private limited company (pre-2019) (BVBA).
When was JMC BABY founded?
JMC BABY was founded on 28-07-2010.
Is JMC BABY still active?
Yes, JMC BABY is an active enterprise in the KBO register.
What is the turnover of JMC BABY?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €38,911 and 51 comparable companies (NACE 96). It probably lies between €85,000 and €170,000.Financials
Is JMC BABY profitable?
In financial year 2025, JMC BABY made a profit of €10,353.
Where can I find the annual accounts of JMC BABY?
JMC BABY filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JMC BABY due?
JMC BABY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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