JMC
ActiveJMC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €1k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 94% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+31
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 17.06 against 9.13 in 2024; short-term debt: 4.9% and cash: 68.8% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
1.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
4 d early
2023
5 d early
2022
1 d early
2021
3 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 1.6%
2024 · €64k
2019: €55k
2020: €72k
2021: €71k
2022: €73k
2023: €64k
2024: €64k
2019 → 2025
Total assets
€69k▼ 3.0%
2024 · €71k
2019: €75k
2020: €94k
2021: €84k
2022: €91k
2023: €75k
2024: €71k
2019 → 2025
Net result
€1k▲ 48.7%
2024 · €682
2019: €6k
2020: €18k
2021: €-1k
2022: €1k
2023: €-9k
2024: €682
2019 → 2025
Working capital
€54k▲ 2.5%
2024 · €53k
2019: €49k
2020: €68k
2021: €65k
2022: €68k
2023: €56k
2024: €53k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€73k▲ 1.9%€64k▼ 12.3%€64k▲ 1.1%€65k▲ 1.6%
Operating result€-1k-€3k€-9k€672€986▲ 46.7%
Net result€-1k-€1k€-9k€682€1k▲ 48.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€11k▼ 2.6%
Current assets
€57k▼ 3.1%
Equity and liabilities €69k
Equity
€65k▲ 1.6%
Debt
€3k▼ 48.1%
The debt ratio falls from 9.2% to 4.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €2k
Cash flow
€3k▲
2024 · €2k
Solvency
95.1%▲
2024 · 90.8%
Current ratio
17.06▲
2024 · 9.13
Quick ratio
17.06▲
2024 · 9.13
Debt / equity
0.05▼
2024 · 0.10
ROE
1.6%▲
2024 · 1.1%
ROA
1.5%▲
2024 · 1.0%
Interest coverage
28.70
Debt
€3k▼
2024 · €6k
Debt ≤ 1 year
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€69k▼
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€5k€5k▼
Furniture and vehicles24€5k€5k▼
Financial fixed assets28€6k€6k=
Current assets29/58€59k€57k▼
Amounts receivable within one year40/41€11k€10k▼
Trade receivables40€11k€10k▼
Other amounts receivable41-€36
Cash at bank and in hand54/58€48k€47k▼
Equity and liabilities
Total equity and liabilities10/49€71k€69k▼
Equity10/15€64k€65k▲
Contributions10/11€6k€6k=
Reserves13€66k€66k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€-8k€-7k▲
Amounts payable17/49€6k€3k▼
Amounts payable within one year42/48€6k€3k▼
Trade debts44€515€581▲
Suppliers440/4€515€581▲
Taxes, remuneration and social security45€2k€594▼
Taxes450/3€2k€594▼
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€814€1k▲
Gross operating margin9900€3k€4k▲
Operating profit (loss)9901€672€986▲
Financial income75/76B€119€121▲
Recurring financial income75€119€121▲
Financial charges65/66B-€93
Recurring financial charges65-€93
Profit (loss) for the period before taxes9903€791€1k▲
Income taxes67/77€109-
Profit (loss) for the period9904€682€1k▲
Profit (loss) for the period to be appropriated9905€682€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-7k▲
Profit (loss) brought forward from the previous period14P€-9k€-8k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €682
Net result €682 after one loss-making year.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-9k ▼757%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €18k ▲201%
Net result €18k, the highest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijsenbergstraat 3909000 GentGround area
8,674 m²
Building footprint
1,933 m²
Volume, LiDAR
70,238 m³
Parcel 44809I0228/00G000, Flanders · tallest building 45.1 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
JMC bvba
since 20112.200.022.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0228/00G000 | Flanders | 8,674 m² | 1 · 1,933 m² | 45.1 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DESCHRIJVERE MICHIEL
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Of 1,075 companies in sector 46140 we hold annual accounts for 644. 483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2011
Fiscal year end30-06
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.