JMBH
ActiveJMBH is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €123k and a net result of €121k. Its solvency ranks better than 82% of 18035 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability50
Credit verdict
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 3.11), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
56 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€123k
Total assets
€169k
Net result
€121k
Working capital
€96k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €169k
Fixed assets
€26k
Current assets
€142k
Equity and liabilities €169k
Equity
€123k
Debt
€46k
Debt finances 27.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€160k
Cash flow
€122k
Solvency
72.8%
Current ratio
3.11
Quick ratio
3.11
Debt / equity
0.37
ROE
98.9%
ROA
72.0%
Interest coverage
38.06
Debt
€46k
Debt ≤ 1 year
€46k
Income taxes
€34k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€169k
Fixed assets21/28€26k
Tangible fixed assets22/27€26k
Furniture and vehicles24€26k
Current assets29/58€142k
Amounts receivable within one year40/41€47k
Trade receivables40€7k
Other amounts receivable41€40k
Cash at bank and in hand54/58€95k
Deferred charges and accrued income490/1€78
Equity and liabilities
Total equity and liabilities10/49€169k
Equity10/15€123k
Contributions10/11€3k
Reserves13€120k
Distributable reserves133€120k
Profit (loss) carried forward14€0
Amounts payable17/49€46k
Amounts payable within one year42/48€46k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€43k
Taxes450/3€43k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€131
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€240
Other operating charges640/8€114
Gross operating margin9900€160k
Operating profit (loss)9901€159k
Financial income75/76B€88
Recurring financial income75€88
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€155k
Income taxes67/77€34k
Profit (loss) for the period9904€121k
Profit (loss) for the period to be appropriated9905€121k
Appropriation of the result
Profit (loss) to be appropriated9906€121k
Transfer to equity691/2€120k
To other reserves6921€120k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenlaan 172382 RavelsGround area
720 m²
Building footprint
127 m²
Parcel 13033D0746/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
JMBH
since 20252.378.389.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13033D0746/00D000 | Flanders | 720 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64884CSW6P0R585UN443
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2025
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.