Liquidity
Short-term debts fell from €21,638 to €12,790.
Short-term debts fell from €21,638 to €12,790.
The 2021 accounts came latest: 263 days after the end of the period.
Higher solvency than 95% of companies in specialised construction. Sector median 46.8% · 37,240 companies.
In July 2024, 34,721 companies had the same profile as JMB Solutions has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for JMB Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| JMB Solutions Ostend | €244,513 | €31,370 | 94.8% | - |
| ELECTROOD Wingene | €274,235 | €33,416 | 40.9% | - |
| WM ELECTRICS Tielt | €239,933 | €37,313 | 45.7% | - |
| GVE SOLUTIONS Wielsbeke | €274,592 | €35,468 | 97.5% | - |
| XL SOLUTIONS Mechelen | €258,896 | €31,928 | 60.2% | - |
| RENOVE - ELECTRIC Waterloo | €225,878 | €28,721 | 28.7% | - |
| BADCODE Enghien | €225,324 | €35,198 | 86.2% | - |
These companies have the same main activity as JMB Solutions: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €225,000 and €275,000, founded between 2013 and 2016.
JMB Solutions files the micro format. That format states no turnover. The gross margin fell from €60,010 in 2020 to €31,370 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €95,000 and €220,000.
Higher than 95% of 37,240 companies in 2025.
Higher than 94% of 36,534 companies in 2025.
Higher than 51% of 36,769 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
244,513 | 235,997 | 239,361 | 191,334 | 159,828 | 172,789 | |
21/28 |
110,286 | 116,411 | 115,991 | 115,233 | 116,261 | 124,291 | |
21 |
- | - | - | - | 0 | 2,992 | |
22/27 |
110,246 | 116,371 | 115,951 | 115,233 | 116,261 | 121,300 | |
22 |
105,598 | 108,189 | 110,779 | 113,369 | 115,959 | 118,549 | |
23 |
- | - | - | - | 0 | 2,200 | |
24 |
4,648 | 8,182 | 5,173 | 1,864 | 302 | 551 | |
28 |
40 | 40 | 40 | - | - | - | |
29/58 |
134,227 | 119,586 | 123,370 | 76,101 | 43,567 | 48,498 | |
40/41 |
128,574 | 115,639 | 84,079 | 59,963 | 26,431 | 41,910 | |
40 |
24,974 | 25,245 | 4,817 | 31,333 | 25,867 | 36,358 | |
41 |
103,600 | 90,395 | 79,263 | 28,630 | 564 | 5,552 | |
54/58 |
1,727 | 0 | 35,625 | 12,563 | 13,694 | 3,217 | |
490/1 |
3,925 | 3,947 | 3,666 | 3,575 | 3,443 | 3,371 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
244,513 | 235,997 | 239,361 | 191,334 | 159,828 | 172,789 | |
10/15 |
231,723 | 214,359 | 211,230 | 149,069 | 115,358 | 92,373 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
213,123 | 181,024 | 177,894 | 115,734 | 81,223 | 57,437 | |
132 |
504 | 504 | 504 | 504 | 504 | 504 | |
133 |
212,620 | 180,520 | 177,391 | 115,230 | 80,719 | 56,934 | |
14 |
0 | 14,736 | 14,736 | 14,736 | 15,536 | 16,336 | |
17/49 |
12,790 | 21,638 | 28,131 | 42,265 | 44,470 | 80,416 | |
17 |
- | - | - | - | - | 0 | |
170/4 |
- | - | - | - | - | 0 | |
42/48 |
12,790 | 21,638 | 28,131 | 42,265 | 44,470 | 80,416 | |
42 |
- | - | - | - | - | 0 | |
43 |
380 | 6,144 | 637 | 3,455 | 618 | 327 | |
430/8 |
380 | 6,144 | 637 | 3,455 | 618 | 327 | |
44 |
4,692 | 946 | 203 | 396 | 597 | 5,843 | |
440/4 |
4,692 | 946 | 203 | 396 | 597 | 5,843 | |
45 |
7,134 | 13,715 | 27,291 | 37,854 | 24,104 | 30,308 | |
450/3 |
7,134 | 13,715 | 27,291 | 37,854 | 24,104 | 30,308 | |
47/48 |
583 | 833 | 0 | 560 | 19,151 | 43,939 | |
| Income statement | |||||||
9900 |
31,370 | 9,753 | 99,040 | 60,444 | 50,426 | 60,010 | |
630 |
7,281 | 5,849 | 4,073 | 3,583 | 8,030 | 9,727 | |
640/8 |
1,310 | 1,170 | 1,054 | 886 | 888 | 4,156 | |
66A |
- | - | - | - | - | 0 | |
9901 |
22,779 | 2,734 | 93,913 | 55,975 | 41,508 | 46,126 | |
75/76B |
5,070 | 4,844 | 2,753 | 2 | 0 | 0 | |
75 |
5,070 | 4,844 | 2,753 | 2 | 0 | 0 | |
65/66B |
152 | 674 | 1,595 | 2,288 | 4,066 | 4,001 | |
65 |
152 | 674 | 1,595 | 2,288 | 4,066 | 4,001 | |
9903 |
27,697 | 6,904 | 95,071 | 53,689 | 37,442 | 42,125 | |
67/77 |
9,500 | 2,942 | 32,110 | 19,178 | 13,657 | 15,256 | |
9904 |
18,197 | 3,962 | 62,961 | 34,511 | 23,785 | 26,870 | |
9905 |
18,197 | 3,962 | 62,961 | 34,511 | 23,785 | 26,870 | |
| Appropriation of the result | |||||||
9906 |
32,933 | 18,698 | 77,696 | 50,047 | 40,121 | 44,005 | |
14P |
14,736 | 14,736 | 14,736 | 15,536 | 16,336 | - | |
691/2 |
32,100 | 3,129 | 62,161 | 34,511 | 23,785 | 26,870 | |
6921 |
32,100 | 3,129 | 62,161 | 34,511 | 23,785 | 26,870 | |
694/7 |
833 | 833 | 800 | 800 | 800 | 800 | |
694 |
833 | 833 | 800 | 800 | 800 | 800 | |
| Document | |||||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 10-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00277710 | |
| 31-12-2024 | micro format | 07-08-2025 | 2025-00363324 | |
| 31-12-2023 | micro format | 10-09-2024 | 2024-00457803 | |
| 31-12-2022 | micro format | 28-08-2023 | 2023-00360299 | |
| 31-12-2021 | micro format | 20-04-2023 | 2023-00061738 | |
| 31-12-2020 | micro format | 31-08-2021 | 2021-58300414 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 30,060 | 8,583 | 97,986 | 59,558 | 49,538 | 55,853 | ||
| 25,478 | 9,811 | 67,034 | 38,094 | 31,816 | 36,597 | ||
| 1,156 | 6,268 | 4,832 | 2,555 | 0 | 746 | ||
| 1,727 | -35,625 | 23,061 | -1,131 | 10,476 | - | ||
| 121,437 | 97,948 | 95,238 | 33,837 | -903 | -31,919 | ||
| 94.8% | 90.8% | 88.2% | 77.9% | 72.2% | 53.5% | ||
| 10.49 | 5.53 | 4.39 | 1.80 | 0.98 | 0.60 | ||
| 0.06 | 0.10 | 0.13 | 0.28 | 0.39 | 0.87 | ||
| 7.9% | 1.8% | 29.8% | 23.2% | 20.6% | 29.1% | ||
| 7.4% | 1.7% | 26.3% | 18.0% | 14.9% | 15.6% | ||
| over 100 | 12.73 | 61.43 | 26.03 | 12.18 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,156 | €6,268 | €4,792 | €2,555 | - |
| Financial fixed assets | €0 | - | €40 | - | - |
| €7,281 | €5,849 | €4,073 | €3,583 | €8,030 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 8.3 times that of 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 9.2% to 5.2%. Equity is higher and debt is lower.
| DR. PETRA VAN DE SIJPE
registered office since 19-08-2021 · founded in 2021 |
total assets €92,312 (2025) 0772.681.610 |
| Kenis, Khely (sole trader)
establishment since 22-04-2015 |
founded in 2015 0628.802.993 |
| RESIDENTIE HET ANKER VME
registered office since 01-06-1993 |
founded in 1993 0851.407.107 |
See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.
This company merged into JMB Solutions on 25-07-2019.
The network lets you explore the ties of JMB Solutions.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
JMB Solutions was incorporated on 9 January 2015.1 In 2019 the capital was increased by €17,600 to €18,600.2 JEANROSE was merged into the company in 2019.3 The registered office was moved to Ostend in 2020.4 is manager of the company, appointed by deed of 25-04-2019.2 Total assets rose from €172,789 in 2020 to €244,513 in 2025.5
| Establishment | Since | Unit number |
|---|---|---|
| Bauwensplein 10 registered office 8400 Ostend | 09-01-2015 | 2.238.294.301 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 35020C0277/00K000 | 1,292 m² | 1 · 411 m² | 17.6 m · 4 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0568.549.167
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