JMB
ActiveJMB has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €22k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 36% of 405 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+65
Solvency59▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.41 in 2024; short-term debt: 65.6% and cash: 0.8% of total assets), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.4%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
42 d late
2023
21 d late
2022
3 d early
2021
6 d early
2020
37 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€97k▲ 28.6%
2024 · €76k
2018: €118k
2019: €124k
2020: €92k
2021: €118k
2022: €127k
2023: €129k
2024: €76k
2018 → 2025
Total assets
€284k▲ 21.3%
2024 · €234k
2018: €268k
2019: €255k
2020: €222k
2021: €239k
2022: €275k
2023: €306k
2024: €234k
2018 → 2025
Net result
€22k
2024 · €-53k
2018: €22k
2019: €7k
2020: €-32k
2021: €26k
2022: €9k
2023: €2k
2024: €-53k
2018 → 2025
Working capital
€92k▲ 41.3%
2024 · €65k
2018: €112k
2019: €119k
2020: €89k
2021: €117k
2022: €119k
2023: €118k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€127k▲ 7.5%€129k▲ 1.4%€76k▼ 41.1%€97k▲ 28.6%
Operating result€32k-€14k▼ 56.3%€11k▼ 22.8%€-42k€30k
Net result€26k-€9k▼ 66.1%€2k▼ 79.6%€-53k€22k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €42k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€5k▼ 51.6%
Current assets
€278k▲ 24.8%
Equity and liabilities €284k
Equity
€97k▲ 28.6%
Debt
€186k▲ 17.9%
The debt ratio falls from 67.6% to 65.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €-35k
Cash flow
€27k▲
2024 · €-46k
Solvency
34.4%▲
2024 · 32.4%
Current ratio
1.50▲
2024 · 1.41
Quick ratio
0.71▲
2024 · 0.57
Debt / equity
1.91▼
2024 · 2.08
ROE
22.2%▲
2024 · -69.8%
ROA
7.6%▲
2024 · -22.6%
Interest coverage
4.40▲
2024 · -3.26
Debt
€186k▲
2024 · €158k
Debt ≤ 1 year
€186k▲
2024 · €158k
Staff costs
€60k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€234k€284k▲
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€11k€5k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€4k€339▼
Other tangible fixed assets26€393€196▼
Current assets29/58€223k€278k▲
Stocks and contracts in progress3€133k€147k▲
Stocks30/36€133k€147k▲
Amounts receivable within one year40/41€81k€124k▲
Trade receivables40€78k€119k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€234k€284k▲
Equity10/15€76k€97k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€14k€35k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€8k€29k▲
Amounts payable17/49€158k€186k▲
Amounts payable within one year42/48€158k€186k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€85k€85k=
Credit institutions430/8€85k€85k=
Trade debts44€47k€76k▲
Suppliers440/4€47k€76k▲
Taxes, remuneration and social security45€17k€25k▲
Taxes450/3€11k€18k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€9k€373▼
Accrued charges and deferred income492/3€115€0▼
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€50k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€886€2k▲
Gross operating margin9900€15k€97k▲
Operating profit (loss)9901€-42k€30k▲
Financial income75/76B€0€6▲
Recurring financial income75€0€6▲
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€-53k€22k▲
Profit (loss) for the period9904€-53k€22k▲
Profit (loss) for the period to be appropriated9905€-53k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€22k▲
Transfer from equity791/2€53k€0▼
Transfer to equity691/2€0€22k▲
To other reserves6921€0€22k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-12
Financial
Weakest financial yearnet €-53k ▼3035%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Equity above €100kEq €118k ▲28.2%
Equity rises from €92k to €118k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1974
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtsweg 109820 Merelbeke-MelleGround area
1,250 m²
Building footprint
626 m²
Volume, LiDAR
4,112 m³
Parcel 44412C0123/00C000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JMB
since 19742.009.134.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412C0123/00C000 | Flanders | 1,249 m² | 1 · 626 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KVH CONSTRUCTIE
BE 1017.692.920
Lievegem · Eq €100k
CERTUM ENGINEERING
BE 0872.032.374
Dilsen-Stokkem · Eq €100k
NEYRINCK DESMYTTERE
BE 1006.298.388
Veurne · Eq €92k
VAN EYNDE CHRIS
BE 0878.265.912
Putte · Eq €107k
VAN EDOM TECHNICS
BE 0439.749.894
Duffel · Eq €117k
Of 263 companies in sector 28300 we hold annual accounts for 197. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-01-1974
Fiscal year end31-12
Activities, NACEBEL
28300Manufacture of machinery and equipment not elsewhere classified
29321
28420Manufacture of machinery and equipment not elsewhere classified
Sources
Crossroads Bank for EnterprisesNational Bank · 50 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.