Financials
- Fiscal year
- 2024
- Total assets
- €31,668
- Loss
- -€36,329
- Solvency
- 11.6%
JM PRODUCTION
ActiveSummary
The computed 12-month bankruptcy probability of JM PRODUCTION is 3.8% (moderate). The annual accounts of JM PRODUCTION for fiscal year 2024 show a net loss of 115% of total assets. The 2024 annual accounts show equity of €3,671 and a net result of -€36,329. Its solvency ranks better than 32% of 26033 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of information and communication equipment
NACE 47400NACE 47410
2 sites
Size
€31,668total assets 2024
- Equity
- €3,671
- Loss
- -€36,329
Turnover not published (abridged schema)
Structure
Accounts filed 12 d late0 of 1 deed read
Why 48- Figures for FY 2024 (filed 12-08-2025)- Founded in 2024+ Liquidity: current ratio 1.76, cash €18,188+ Size: total assets €31,668Show the evidence
Checked score
Score 2024
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 37% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
37
equity 11.6% of total assets
Liquidity
72
short-term debt 54.3% · cash 57.4%
Profitability
0
return on assets -114.7%
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 1.1%lowest value
10-2025: 1.1%● 0.0% vs 09-2025lowest value
11-2025: 1.1%● 0.0% vs 10-2025lowest value
12-2025: 1.2%▲ +1.4% vs 11-2025
01-2026: 1.2%▼ -1.0% vs 12-2025
02-2026: 1.2%▲ +2.5% vs 01-2026
03-2026: 1.3%▲ +8.0% vs 02-2026
04-2026: 1.3%▲ +2.2% vs 03-2026
05-2026: 1.3%▼ -0.5% vs 04-2026
06-2026: 1.3%▼ -1.0% vs 05-2026
07-2026: 1.3%▲ +5.1% vs 06-2026
08-2026: 2.0%▲ +48.1% vs 07-2026
09-2026: 2.4%▲ +22.2% vs 08-2026
10-2026: 3.8%▲ +55.2% vs 09-2026highest value
- Figures for FY 2024 (filed 12-08-2025) raises the probability
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 1.76, cash €18,188 lowers the probability
- Size: total assets €31,668 lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.76; short-term debt: 54.3% and cash: 57.4% of total assets), but 88.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 28%, liquidity 78%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 12-08-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of information and communication equipmentNACE 47400
- Founded
- 08-08-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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