JM IMMO
ActiveJM IMMO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.29M and a net result of €652. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 11.03 against 11.0 in 2024), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
0%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
7 d early
2023
20 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.29M▲ 0.1%
2024 · €1.29M
2018: €1.28M
2019: €1.28M
2020: €1.28M
2021: €1.28M
2022: €1.29M
2023: €1.29M
2024: €1.29M
2018 → 2025
Total assets
€1.38M▲ 0.1%
2024 · €1.37M
2018: €1.29M
2019: €1.28M
2020: €1.28M
2021: €1.28M
2022: €1.30M
2023: €1.38M
2024: €1.37M
2018 → 2025
Net result
€652▼ 1.5%
2024 · €662
2018: €31k
2019: €74
2020: €1k
2021: €575
2022: €10k
2023: €3k
2024: €662
2018 → 2025
Working capital
€832k▲ 1.3%
2024 · €821k
2018: €1.28M
2019: €1.27M
2020: €1.28M
2021: €1.28M
2022: €1.29M
2023: €810k
2024: €821k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.29M▲ 0.8%€1.29M▲ 0.2%€1.29M▲ 0.1%€1.29M▲ 0.1%
Operating result€968-€14k▲ 1,371%€4k▼ 75.1%€963▼ 72.9%€789▼ 18.0%
Net result€575-€10k▲ 1,708%€3k▼ 73.7%€662▼ 75.8%€652▼ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 18% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€461k▼ 2.2%
Current assets
€915k▲ 1.3%
Equity and liabilities €1.38M
Equity
€1.29M▲ 0.1%
Debt
€83k▲ 1.0%
The debt ratio rises from 6.0% to 6.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€11k▼
2024 · €11k
Cash flow
€11k▼
2024 · €11k
Solvency
94.0%▼
2024 · 94.0%
Current ratio
11.03▲
2024 · 11.00
Quick ratio
11.03▲
2024 · 11.00
Debt / equity
0.06▲
2024 · 0.06
ROE
0.1%▼
2024 · 0.1%
ROA
0.0%▼
2024 · 0.0%
Debt
€83k▲
2024 · €82k
Debt ≤ 1 year
€83k▲
2024 · €82k
Income taxes
€137▼
2024 · €300
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€1.38M▲
Fixed assets21/28€472k€461k▼
Tangible fixed assets22/27€472k€461k▼
Land and buildings22€472k€461k▼
Current assets29/58€903k€915k▲
Amounts receivable within one year40/41€903k€914k▲
Trade receivables40€8k€19k▲
Other amounts receivable41€895k€895k=
Cash at bank and in hand54/58€143€772▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.38M▲
Equity10/15€1.29M€1.29M▲
Contributions10/11€19k€19k=
Reserves13€1.27M€1.27M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€55k€55k=
Distributable reserves133€1.22M€1.22M▲
Amounts payable17/49€82k€83k▲
Amounts payable within one year42/48€82k€83k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€528▼
Taxes450/3€2k€528▼
Other amounts payable47/48€79k€80k▲
Accrued charges and deferred income492/3€280€186▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€13k€12k▼
Operating profit (loss)9901€963€789▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1-
Recurring financial charges65€1-
Profit (loss) for the period before taxes9903€962€789▼
Income taxes67/77€300€137▼
Profit (loss) for the period9904€662€652▼
Profit (loss) for the period to be appropriated9905€662€652▼
Appropriation of the result
Profit (loss) to be appropriated9906€662€652▼
Transfer to equity691/2€662€652▼
To other reserves6921€662€652▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €74 ▼99.8%
Net result drops to €74, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 15current ratio 1272.26
Current ratio from 83.91 to 1272.26; short-term debt falls from €15k to €1k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekbergweg 103680 MaaseikGround area
5.0 ha
Building footprint
420 m²
Volume, LiDAR
2,881 m³
Parcel 72021A0332/00E000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broekbergweg 10, 3680 Maaseik
since 19982.089.726.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021A0332/00E000 | Flanders | 5.0 ha | 1 · 420 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Erpa Industrial Supplier
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BECO TECHNICS
BE 0475.714.328
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TMS International Belgium
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Of 3,448 companies in sector 25530 we hold annual accounts for 1,645. 1,050 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-12-1998
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
28520
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.