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JM GOLF

Active
Private limited companyfounded 2016active for 9 yearsBinnenvaartstraat 87, 2000 Antwerpen, BelgiumKBO/BCE: BE 0665.829.378
Summary

JM GOLF has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€232,611) and a net result of €22,438. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 5% of 9,652 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 08-11-2016 Normal situation
Activity
Other business support services NACE 82990
Establishment unit
2.259.158.704 2000 Antwerpen, since 08-11-2016
Financial year end
31 December
Peppol
Reachable since 06-08-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€22,996
▲ 7.5%
Turnover
≈ €130,000
estimated
Profit
€22,438
▲ 7.8%
Equity
-€232,611
▲ 8.8%
Total assets
€24,360
▲ 101%
  • Negative equity on 31-12-2025
Filed on 16-07-2026, 15 days before the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€232,6111 change of registered office in 24 monthslowers riskLiquidity: current ratio 0.49, cash €22,608Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in office administrative support (NACE 82)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 0=
equity -954.9% of total assets
Liquidity 50=
short-term debt 203.2% · cash 92.8%
Profitability 100=
return on assets 92.1%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,670 companies, NACE 82, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.5%▲ +0.3 percentage points vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%▼ -0.1 percentage points vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.7%● unchanged vs 08-2026highest value 10-2026: 0.7%● unchanged vs 09-2026highest value 11-2026: 0.7%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.49 (0.2 in 2024), below 1. Short-term debt is 203.2% and cash 92.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 4% of them on solvency, 37% on liquidity, 87% on profitability and 54% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€232,611
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 0.49, cash €22,608
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9652 sector peers (2025).
NBB · sector comparison
Position among 9652 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
15 days early
2024
3 days early
2023
1 day early
2022
24 days early
2021
54 days early
2020
60 days late
2019
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€232,611 View
  • Caution: Lower solvency than 95% of companies in office administrative supportsector median 50.3% · 9,652 companies -954.9% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Registered office moved within AntwerpenReappointment: Jasper BEERENS (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as JM GOLF: other business support services (NACE 82990). They are comparable in size and age: total assets between €27,300 and €35,700, founded between 2015 and 2017.

CompanyTotal assetsGross margin
JM GOLF Antwerpen€24,360€22,996
K. Verbrugghe Zwevegem€27,343€22,581
BLUE SKY CONSULTANCY Antwerpen€32,259€20,996
Lupus Healthcare Solutions Antwerpen€29,092€33,989
DP Transport Services Bornem€35,656€28,299
DE PASSAGE SINT-MARTENS Ronse€30,771€19,304
GREAT DANE PRODUCTIONS Boutersem€28,942€16,750
Full comparison

Key facts about JM GOLF

What is the company number of JM GOLF?
The company number of JM GOLF is 0665.829.378. The VAT number is the same number with BE in front: BE 0665.829.378.
Where is JM GOLF based?
The registered office is at Binnenvaartstraat 87, 2000 Antwerpen.Company details
What does JM GOLF do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of JM GOLF?
The legal form of JM GOLF is Private limited company (BV).
When was JM GOLF founded?
JM GOLF was founded on 08-11-2016.
Is JM GOLF still active?
Yes, JM GOLF is an active enterprise in the KBO register.
How many employees does JM GOLF have?
JM GOLF had an average of 0.7 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of JM GOLF?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €22,996 and 44 comparable companies (NACE 82990). It probably lies between €70,000 and €260,000. It is a rough estimate.
Is JM GOLF profitable?
In financial year 2025, JM GOLF made a profit of €22,438.
Where can I find the annual accounts of JM GOLF?
JM GOLF filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JM GOLF due?
JM GOLF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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