JM Global Consultancy
ActiveJM Global Consultancy has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €20k. Its solvency ranks better than 62% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Stability82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 5.56 in 2024), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
49.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
5 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 267%
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€41k▲ 343%
2024 · €9k
2024: €9k
2024 → 2025
Net result
€20k▲ 342%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€28k▲ 267%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€28k▲ 267%
Operating result€6k-€26k▲ 347%
Net result€5k-€20k▲ 342%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 347% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €41k
Equity
€28k▲ 267%
Debt
€13k▲ 689%
The debt ratio rises from 18.0% to 32.0%: debt grows faster than equity.
Key figures and ratios
Solvency
68.0%▼
2024 · 82.0%
Current ratio
3.12▼
2024 · 5.56
Quick ratio
3.12▼
2024 · 5.56
Debt / equity
0.47▲
2024 · 0.22
ROE
72.7%▲
2024 · 60.4%
ROA
49.4%▼
2024 · 49.5%
Debt
€13k▲
2024 · €2k
Debt ≤ 1 year
€13k▲
2024 · €2k
Income taxes
€6k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€41k▲
Current assets29/58€9k€41k▲
Amounts receivable within one year40/41€8k€29k▲
Trade receivables40€8k€12k▲
Other amounts receivable41€230€17k▲
Cash at bank and in hand54/58€11€11k▲
Deferred charges and accrued income490/1€971€959▼
Equity and liabilities
Total equity and liabilities10/49€9k€41k▲
Equity10/15€8k€28k▲
Contributions10/11€3k€3k=
Reserves13€5k€25k▲
Distributable reserves133€5k€25k▲
Amounts payable17/49€2k€13k▲
Amounts payable within one year42/48€2k€13k▲
Trade debts44€210€3k▲
Suppliers440/4€210€3k▲
Taxes, remuneration and social security45€1k€10k▲
Taxes450/3€1k€10k▲
Other amounts payable47/48€230€0▼
Income statement
Code20242025
Other operating charges640/8-€585
Gross operating margin9900€6k€27k▲
Operating profit (loss)9901€6k€26k▲
Financial income75/76B-€466
Recurring financial income75-€466
Financial charges65/66B€15€69▲
Recurring financial charges65€15€69▲
Profit (loss) for the period before taxes9903€6k€26k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€5k€20k▲
Profit (loss) for the period to be appropriated9905€5k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€20k▲
Transfer to equity691/2€5k€20k▲
To other reserves6921€5k€20k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carnotstraat 372060 AntwerpenGround area
404 m²
Building footprint
329 m²
Volume, LiDAR
7,774 m³
Parcel 11808H0947/00C000, Flanders · tallest building 26.9 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
JM Global Consultancy
since 20242.379.693.575
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H0947/00C000 | Flanders | 404 m² | 1 · 329 m² | 26.9 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 33,714 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.