JM DAKWERKEN
Open bankruptcyA bankruptcy procedure is open for JM DAKWERKEN according to publications in the Belgian State Gazette; curator: PATRICK SCHRUERS. The 2025 annual accounts show negative equity (€-10k) and a net result of €-30k.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
1 d early
2022
4 d early
2021
1 d late
2020
2 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-10k
2024 · €21k
2018: €16k
2019: €35k
2020: €44k
2021: €35k
2022: €11k
2023: €86k
2024: €21k
2018 → 2025
Total assets
€159k▲ 17.7%
2024 · €135k
2018: €47k
2019: €84k
2020: €91k
2021: €71k
2022: €74k
2023: €152k
2024: €135k
2018 → 2025
Net result
€-30k▲ 53.6%
2024 · €-65k
2018: €-807
2019: €19k
2020: €9k
2021: €-9k
2022: €-24k
2023: €76k
2024: €-65k
2018 → 2025
Working capital
€-80k▼ 177%
2024 · €-29k
2018: €12k
2019: €26k
2020: €35k
2021: €22k
2022: €-17k
2023: €47k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€11k▼ 68.9%€86k▲ 704%€21k▼ 75.8%€-10k
Operating result€-13k-€52k€97k▲ 87.8%€-68k€-33k▲ 52.5%
Net result€-9k-€-24k▼ 157%€76k€-65k€-30k▲ 53.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €68k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€75k▲ 29.6%
Current assets
€84k▲ 8.7%
Key figures and ratios
EBITDA
€-13k▲
2024 · €-51k
Cash flow
€-11k▲
2024 · €-48k
Solvency
-6.0%▼
2024 · 15.4%
Current ratio
0.51▼
2024 · 0.73
Quick ratio
0.51▼
2024 · 0.73
Debt / equity
-17.71▼
2024 · 5.48
ROA
-19.1%▲
2024 · -48.4%
Interest coverage
-3.13▲
2024 · -36.83
Debt
€168k▲
2024 · €114k
Debt ≤ 1 year
€163k▲
2024 · €106k
Debt > 1 year
€5k▼
2024 · €9k
Income taxes
€711
Staff costs
€139k▲
2024 · €122k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€159k▲
Fixed assets21/28€58k€75k▲
Tangible fixed assets22/27€58k€75k▲
Plant, machinery and equipment23€21k€15k▼
Furniture and vehicles24€37k€61k▲
Current assets29/58€77k€84k▲
Amounts receivable within one year40/41€49k€61k▲
Trade receivables40€35k€52k▲
Other amounts receivable41€14k€9k▼
Cash at bank and in hand54/58€27k€23k▼
Equity and liabilities
Total equity and liabilities10/49€135k€159k▲
Equity10/15€21k€-10k▼
Contributions10/11€6k€6k=
Reserves13€80k€80k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€-65k€-96k▼
Amounts payable17/49€114k€168k▲
Amounts payable after more than one year17€9k€5k▼
Financial debts170/4€9k€5k▼
Amounts payable within one year42/48€106k€163k▲
Current portion of amounts payable after more than one year42€4k€4k▼
Financial debts43-€45k
Credit institutions430/8-€45k
Trade debts44€56k€49k▼
Suppliers440/4€56k€49k▼
Taxes, remuneration and social security45€45k€7k▼
Taxes450/3€45k€5k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48-€58k
Income statement
Code20242025
Remuneration, social security and pensions62€122k€139k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€20k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€72k€128k▲
Operating profit (loss)9901€-68k€-33k▲
Financial income75/76B€5k€8k▲
Recurring financial income75€286€298▲
Non-recurring financial income76B€5k€7k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€1k€4k▲
Non-recurring financial charges66B€636€561▼
Profit (loss) for the period before taxes9903€-65k€-30k▲
Income taxes67/77-€711
Profit (loss) for the period9904€-65k€-30k▲
Profit (loss) for the period to be appropriated9905€-65k€-30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-96k▼
Profit (loss) brought forward from the previous period14P-€-65k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · JM DAKWERKEN BV KOMP- VELDSTRAAT 54, 3620 LANAKEN · event 05-08-2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-65k ▼187%
Net result drops to €-65k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €76k
Net result €76k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.73
Current ratio from 0.70 to 1.73.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kompveldstraat 543620 LanakenGround area
3,030 m²
Building footprint
119 m²
Volume, LiDAR
778 m³
Parcel 73014B0813/00B000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JM Dakwerken bvba
since 20102.186.308.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014B0813/00B000 | Flanders | 3,030 m² | 1 · 119 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PATRICK SCHRUERS KEMPISCHE KAAI 7C/1.01,
3500 HASSELT |
05-08-2026 → present |
Similar companies · same sector, comparable size
Menuiserie VANSALEN
BE 0742.875.290
Sint-Agatha-Berchem · Eq €21k
AG TOITURE
BE 0521.694.011
Walcourt · Eq €22k
BL-SERVICES
BE 0734.945.838
Durbuy · Eq €22k
CARPATIC
BE 0724.878.327
Anderlecht · Eq €19k
Dry Home Solutions
BE 0630.958.274
Ieper · Eq €19k
Of 366 companies in sector 43421 we hold annual accounts for 203. 147 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2010
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.