JM AIRCO

Active

Private limited companyfounded 2008active for 18 yearsRinglaan 40, 2240 Zandhoven, BelgiumKBO/BCE: BE 0896.670.770

Summary

JM AIRCO has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €142,731. Equity is growing by about 42% per year across the filed financial years. Its solvency ranks better than 30% of 9,802 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

JM AIRCOActiveChecked score 88/100

Risk analysis Report Compare

Activity

Installation of electric heating, air conditioning, cooling and ventilation

NACE 43222

5th largest employer in Zandhoven, Construction sector1 site

Size

€4.6mtotal assets 2025

Staff: 17.5 FTE
Equity: €1.3m
Profit: €142,731

Turnover not published (abbreviated format)

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 49 days early3 deeds in the Belgian Official Gazette

Why 88raises riskSector: Specialised construction activities (NACE 43)lowers riskFounded in 2008Figures for financial year 2025 (filed 12-06-2026)Size: 17.5 FTE, total assets €4.6mShow the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 42% of its sector peers (NACE 43, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 53-7

equity 27.6% of total assets

Liquidity 57-3

short-term debt 19.7% · cash 10.3%

Profitability 73-10

return on assets 3.1%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,646 companies, NACE 43, small)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.2%▼ -0.2 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €110,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.65, compared with 2.17 in 2024, above the usual 1.5; short-term debt: 19.7% and cash: 10.3% of total assets), but 72.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 34% on solvency, 71% on liquidity, 49% on profitability and 15% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2008

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 12-06-2026)

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Size: 17.5 FTE, total assets €4.6m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

49 days early

2024

31 days early

2023

16 days late

2022

31 days early

2021

3 days late

2020

13 days late

2019

8 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 34 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

12-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
10-02-2026 General meeting · Registered-office moveRepresentation rule · Amendment of…
30-06-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: Result fell in 2025from €464,977 to €142,731 ▼ 69.3% View
Positive: Among the best 10% on equitysector median €252,955 · 9,804 companies €1.3m View
Positive: 8 profitable years in a rowprofit 2025: €142,731 8 years View

By topic

Financials

Financial year: 2025
Total assets: €4.6m
Profit: €142,731
Solvency: 27.6%

Total assets▲ 11.0%

Net result

20182025

Go to Financials

Timeline

Events: 23
Since: 2010
Next accounts: by 31-07-2027

31-12-2024Highest result from 2018 to 2025
31-12-2024Equity above €1m
16-08-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded: 19-03-2008
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about JM AIRCO

What is the company number of JM AIRCO?: 0896.670.770. In Belgium the VAT number is the company number with BE in front: BE 0896.670.770.
Where is JM AIRCO based?: The registered office is at Ringlaan 40, 2240 Zandhoven.Company details
What does JM AIRCO do?: According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of JM AIRCO?: Private limited company (BV).
When was JM AIRCO founded?: On 19-03-2008.
Is JM AIRCO still active?: Yes, JM AIRCO is an active enterprise in the KBO register.
How many employees does JM AIRCO have?: On average 17.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JM AIRCO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JM AIRCO profitable?: In financial year 2025, JM AIRCO made a profit of €142,731.
Where can I find the annual accounts of JM AIRCO?: JM AIRCO filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JM AIRCO due?: By 31-07-2027, for financial year 2026.Timeline