JLP CONSULT
ActiveJLP CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €58k. Equity is shrinking by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency17▲+10
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.51 in 2024), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
28.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31523 sector peers (2025).
NBB · sector comparisonPosition among 31523 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €41k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
2 d late
2022
65 d late
2021
on the day
2020
17 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 75.9%
2024 · €24k
2019: €102k
2020: €114k
2021: €120k
2022: €89k
2023: €24k
2024: €24k
2019 → 2025
Total assets
€205k▼ 1.9%
2024 · €209k
2019: €142k
2020: €136k
2021: €136k
2022: €196k
2023: €269k
2024: €209k
2019 → 2025
Net result
€58k▼ 38.9%
2024 · €95k
2019: €37k
2020: €56k
2021: €7k
2022: €68k
2023: €111k
2024: €95k
2019 → 2025
Working capital
€-54k▲ 39.1%
2024 · €-89k
2019: €32k
2020: €57k
2021: €55k
2022: €-32k
2023: €-91k
2024: €-89k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€89k▼ 26.0%€24k▼ 73.2%€24k▼ 1.5%€41k▲ 75.9%
Operating result€-9k-€50k€94k▲ 86.1%€104k▲ 10.9%€39k▼ 62.9%
Net result€7k-€68k▲ 935%€111k▲ 63.7%€95k▼ 14.6%€58k▼ 38.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€102k▼ 14.2%
Current assets
€104k▲ 14.0%
Equity and liabilities €205k
Equity
€41k▲ 75.9%
Debt
€164k▼ 11.8%
The debt ratio falls from 88.8% to 79.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€55k▼
2024 · €122k
Cash flow
€75k▼
2024 · €112k
Solvency
20.2%▲
2024 · 11.2%
Current ratio
0.66▲
2024 · 0.51
Quick ratio
0.66▲
2024 · 0.51
Debt / equity
3.96▼
2024 · 7.89
ROE
139.8%▼
2024 · 402.2%
ROA
28.2%▼
2024 · 45.2%
Interest coverage
54.21▼
2024 · 64.10
Debt
€164k▼
2024 · €186k
Debt ≤ 1 year
€158k▼
2024 · €180k
Income taxes
€13k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€209k€205k▼
Fixed assets21/28€118k€102k▼
Tangible fixed assets22/27€98k€81k▼
Furniture and vehicles24€219-
Other tangible fixed assets26€98k€81k▼
Financial fixed assets28€20k€20k=
Current assets29/58€91k€104k▲
Amounts receivable within one year40/41€38k€26k▼
Trade receivables40€36k€25k▼
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€51k€75k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€209k€205k▼
Equity10/15€24k€41k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€3k€21k▲
Amounts payable17/49€186k€164k▼
Amounts payable within one year42/48€180k€158k▼
Trade debts44€3k€15k▲
Suppliers440/4€3k€15k▲
Taxes, remuneration and social security45€42k€24k▼
Taxes450/3€40k€24k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€135k€118k▼
Accrued charges and deferred income492/3€6k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€123k€56k▼
Operating profit (loss)9901€104k€39k▼
Financial income75/76B€15k€33k▲
Recurring financial income75€15k€33k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€117k€71k▼
Income taxes67/77€23k€13k▼
Profit (loss) for the period9904€95k€58k▼
Profit (loss) for the period to be appropriated9905€95k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€61k▼
Profit (loss) brought forward from the previous period14P€3k€3k▼
Profit to be distributed694/7€95k€40k▼
Return on contributions (dividend)694€95k€40k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-06
Financial
Highest result since 2019net €111k ▲63.7%
Net result €111k, the highest in the series.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €7k ▼88.3%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
30-06
Financial
Liquidity doublescurrent ratio 3.60
Current ratio from 1.80 to 3.60; short-term debt falls from €40k to €22k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
2018
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belliardstraat 21040 EtterbeekGround area
5,560 m²
Building footprint
1,701 m²
Volume, LiDAR
63,204 m³
2 parcels, Brussels, Flanders · tallest building 84.9 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
JLP CONSULT
since 20152.238.791.276
Stichelgatstraat 36, 1700 Dilbeek
since 20152.264.898.233
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0424/00D000indicative | Brussels | 4,457 m² | 1 · 1,605 m² | 84.9 m · 9 fl. |
| 23016B0030/02K000indicative | Flanders | 1,102 m² | 1 · 96 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
0 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OptiSales
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ISALIS
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 36,845 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2015
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.