JLP CONSTRUCT

Active

Private limited companyfounded 196759 yrs activeRue des Viviers au Bois (Bel) 43, 7970 Beloeil, BelgiumKBO/BCE: BE 0405.879.375

JLP CONSTRUCT has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 998 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

50 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability73▲+1

Solvency28▲+5

Growth78▲+26

Track record100

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.86 against 1.05 in 2023; short-term debt: 92.4% and cash: 4.2% of total assets), and 97.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

2.9%

Return on assets

3.6%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 998 sector peers (2024).

NBB · sector comparison

Position among 998 sector peers

Solvency

better than 15%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

70 d late

2023

89 d late

2022

26 d late

2021

131 d late

2020

119 d late

2019

229 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€28k▲ 313%

2023 · €7k

2018: €19k 2019: €16k 2020: €-893 2021: €-5k 2022: €7k 2023: €7k

2018 → 2024

Working capital

€-102k

2023 · €13k

2018: €-32k 2019: €-14k 2020: €-15k 2021: €-20k 2022: €-12k 2023: €13k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-15k-€-20k▼ 32.3%€-12k▲ 37.5%€-5k▲ 55.2%€22k

Operating result€-771-€-1k▼ 89.5%€11k€18k▲ 68.8%€45k▲ 150%

Net result€-893-€-5k▼ 437%€7k€7k▼ 8.0%€28k▲ 313%

Result per fiscal year

Operating resultNet result

After the dip in 2021 the operating result has climbed three years in a row; 2024 is 150% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €774k

20.7%

79.3%

Fixed assets €161k▲ 2,961%

Current assets €613k▲ 112%

Equity and liabilities €774k

97.1%

Equity €22k

Debt €751k

Debt finances 97.1% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

EBITDA

€61k▲

2023 · €18k

Cash flow

€45k▲

2023 · €7k

Solvency

2.9%▲

2023 · -1.9%

Current ratio

0.86▼

2023 · 1.05

Quick ratio

0.86▼

2023 · 1.05

Debt / equity

33.46▲

2023 · -54.52

ROE

124.5%

ROA

3.6%▲

2023 · 2.3%

Interest coverage

11.59▼

2023 · 227.83

Debt

€751k▲

2023 · €300k

Debt ≤ 1 year

€715k▲

2023 · €276k

Debt > 1 year

€36k

Income taxes

€11k▲

2023 · €11k

Staff costs

€438k▲

2023 · €306k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€294k€774k▲

Fixed assets21/28€5k€161k▲

Tangible fixed assets22/27€5k€161k▲

Plant, machinery and equipment23-€39k

Furniture and vehicles24€5k€122k▲

Current assets29/58€289k€613k▲

Amounts receivable within one year40/41€199k€581k▲

Trade receivables40€183k€495k▲

Other amounts receivable41€16k€86k▲

Cash at bank and in hand54/58€90k€32k▼

Equity and liabilities

Total equity and liabilities10/49€294k€774k▲

Equity10/15€-5k€22k▲

Contributions10/11€29k€29k=

Reserves13€3k€3k=

Distributable reserves133€3k€3k=

Profit (loss) carried forward14€-37k€-9k▲

Amounts payable17/49€300k€751k▲

Amounts payable after more than one year17-€36k

Financial debts170/4-€36k

Amounts payable within one year42/48€276k€715k▲

Current portion of amounts payable after more than one year42-€9k

Trade debts44€174k€310k▲

Suppliers440/4€174k€310k▲

Taxes, remuneration and social security45€61k€64k▲

Taxes450/3€44k€43k▼

Remuneration and social security454/9€17k€21k▲

Other amounts payable47/48€41k€332k▲

Accrued charges and deferred income492/3€24k-

Income statement Code20232024

Remuneration, social security and pensions62€306k€438k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5€17k▲

Other operating charges640/8€17k€3k▼

Non-recurring operating charges66A-€7k

Gross operating margin9900€340k€509k▲

Operating profit (loss)9901€18k€45k▲

Financial income75/76B-€95

Recurring financial income75-€95

Financial charges65/66B€78€5k▲

Recurring financial charges65€78€5k▲

Profit (loss) for the period before taxes9903€18k€39k▲

Income taxes67/77€11k€11k▲

Profit (loss) for the period9904€7k€28k▲

Profit (loss) for the period to be appropriated9905€7k€28k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-37k€-9k▲

Profit (loss) brought forward from the previous period14P€-44k€-37k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2025

09-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 70 days late

2024

31-12

Financial Highest result since 2018net €28k ▲313%

Operating result €45k, net result €28k, both a record.

28-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 89 days late

2023

26-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 26 days late

2022

31-12

Financial Back to profitnet €7k

Net result €7k after 2 loss-making years.

09-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 131 days late

2021

31-12

Financial Weakest financial yearnet €-5k

Net result drops to €-5k, the lowest in the series; recovery starts the following year.

27-11

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 119 days late

17-03

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 229 days late

2020

22-01

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 175 days late

2019

21-02

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 205 days late

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 31 days late

2016

11-10

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 72 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Beloeil · 1 establishment unit since 1967

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Viviers au Bois (Bel) 437970 Beloeil

Ground area

3,768 m²

Building footprint

619 m²

Parcel 51008A0635/00T004, Wallonia. Linked by address, not a title deed.

1 establishment unit

JLP CONSTRUCT

Rue des Viviers au Bois (Bel) 43, 7970 BeloeilNACE 4531006

since 19672.002.624.386

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
51008A0635/00T004	Wallonia	3,768 m²	1 · 618 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

5 categories

JLP CONSTRUCT SRL45712

category C, class 1 · category C1, class 1 · category C2, class 1 · category C5, class 1 · category C7, class 1

decision 11-12-2025

Similar companies · same sector, comparable size

Sint-Pieters-Leeuw · Eq €22k

Sint-Pieters-Leeuw · Eq €22k

Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,813 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-01-1967

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

78200Temporary employment agencies and other provision of personnel

78300Employment activities

Sources

Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.