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JLO SYSTEMS

Active
Private limited companyfounded 200224 yrs activeRue de la Baume 49, 4040 Herstal, BelgiumKBO/BCE: BE 0478.203.961

The file of JLO SYSTEMS contains 2 judicial reorganisation notices, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 7.9% (elevated). The 2025 annual accounts show equity of €163,978 and a net result of €29,786. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 63% of 2204 sector peers (fiscal year 2025).

Risk analysisWatch ReportCompare
JLO SYSTEMSActiveChecked score 53/100
Risk analysis ReportCompare

Overview

What they do
Joinery installation
NACE 43320
1 site
How big
€188,577turnover 2025
Equity
€163,978
Profit
€29,786
Financially healthy?
53 Fair Checked score 2025
Bankruptcy chance 12 m
7.9%
Who decides
Accounts filed 40 d late0 of 3 deeds read
Why 53- Judicial reorganisation on record- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025
53 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+67
Solvency78▲+6
Growth67▲+1
Track record60
Bankruptcy probability, 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 0.96 in 2024; short-term debt: 33.9% and cash: 1.6% of total assets), and 47.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Judicial reorganisation on record
A judicial reorganisation is on record, and one often precedes a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52.6%
Return on assets
9.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
40 d late
2024
4 d early
2023
348 d late
2022
28 d early
2021
75 d early
2020
10 d early
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 71 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Highest result since 2018net €29,786 ▲1,187%
  3. Equity above €150,000Eq €163,978 ▲22.2%

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €29,786 8 years View
  • Turnover 20256 fiscal years filed €188,577 View
  • Active since 2002founded 23-08-2002 24 years View

By topic

Financials

Fiscal year
2025
Turnover
€188,577
Profit
€29,786
Solvency
52.6%
Turnover▲ 8.4%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 31-07-2027
  1. 09-09-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
23-08-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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