JLMV
ActiveSummary
JLMV has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €486,416 and a net result of €3,319. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-29
Solvency63▼-12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.56 against 3.9 in 2024; short-term debt: 29.8% and cash: 13.9% of total assets), and 61.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
8 d early
2023
13 d early
2022
28 d early
2021
33 d early
2020
19 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€486,416▲ 0.7%
2024 · €483,096
Total assets
€1.3m▲ 31.7%
2024 · €966,559
Net result
€3,319▼ 92.9%
2024 · €46,947
Working capital
-€168,860
2024 · €195,074
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€87,706▲ 368%€52,043▼ 40.7%€454,100▲ 773%€82,428▼ 81.8%€20,216▼ 75.5%
Net result€62,460above the sector's middle half▲ 440%€33,824within the sector's middle half▼ 45.8%€303,176above the sector's middle half▲ 796%€46,947within the sector's middle half▼ 84.5%€3,319within the sector's middle half▼ 92.9%
Equity€199,012within the sector's middle half▲ 45.7%€145,600within the sector's middle half▼ 26.8%€436,149above the sector's middle half▲ 200%€483,096above the sector's middle half▲ 10.8%€486,416above the sector's middle half▲ 0.7%
Total assets€591,464above the sector's middle half▼ 2.5%€509,303above the sector's middle half▼ 13.9%€744,122above the sector's middle half▲ 46.1%€966,559above the sector's middle half▲ 29.9%€1.3mabove the sector's middle half▲ 31.7%
Debt€392,452▼ 16.5%€363,703▼ 7.3%€307,973▼ 15.3%€483,462▲ 57.0%€786,200▲ 62.6%
Working capital€154,973above the sector's middle half▲ 6.8%€94,222within the sector's middle half▼ 39.2%€163,627above the sector's middle half▲ 73.7%€195,074above the sector's middle half▲ 19.2%-€168,860below the sector's middle half
Solvency33.6%within the sector's middle half▲ 11.1pp28.6%within the sector's middle half▼ 5.1pp58.6%within the sector's middle half▲ 30.0pp50.0%within the sector's middle half▼ 8.6pp38.2%within the sector's middle half▼ 11.8pp
Current ratio4.41within the sector's middle half▼ 0.262.58within the sector's middle half▼ 1.831.89within the sector's middle half▼ 0.693.90within the sector's middle half▲ 2.010.56below the sector's middle half▼ 3.34
Return on assets (ROA)10.6%within the sector's middle half▲ 8.7pp6.6%within the sector's middle half▼ 3.9pp40.7%above the sector's middle half▲ 34.1pp4.9%within the sector's middle half▼ 35.9pp0.3%below the sector's middle half▼ 4.6pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 75% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€1.1m ▲ 50.8%
Current assets
€210,655 ▼ 19.7%
Equity and liabilities €1.3m
Equity
€486,416 ▲ 0.7%
Debt
€786,200 ▲ 62.6%
Debt's share of the balance-sheet total rises from 50.0% to 61.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49,991▼
2024 · €105,417
Cash flow
€33,095▼
2024 · €69,936
Debt to equity
1.62▲
2024 · 1.00
ROE
0.7%▼
2024 · 9.7%
Interest coverage
3.24▼
2024 · 7.26
Debt ≤ 1 year
€379,514▲
2024 · €67,360
Debt > 1 year
€406,686=
2024 · €406,686
Income taxes
€8,824▼
2024 · €22,863
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €44,190 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,964 | €35,618 | €28,617 | €22,989 | €29,775 | ▲ 29.5% |
| Other operating charges640/8 | €962 | €1,214 | €864 | €6,314 | €1,847 | ▼ 70.7% |
| Gross operating margin9900 | €123,632 | €88,875 | €483,580 | €111,731 | €51,838 | ▼ 53.6% |
| Operating profit (loss)9901 | €87,706 | €52,043 | €454,100 | €82,428 | €20,216 | ▼ 75.5% |
| Financial income75/76B | €26 | €40 | €997 | €1,905 | €7,341 | ▲ 285% |
| Recurring financial income75 | €26 | €40 | €997 | €1,905 | €7,341 | ▲ 285% |
| Financial charges65/66B | €96 | €216 | €338 | €14,523 | €15,414 | ▲ 6.1% |
| Recurring financial charges65 | €96 | €216 | €338 | €14,523 | €15,414 | ▲ 6.1% |
| Profit (loss) for the period before taxes9903 | €87,636 | €51,867 | €454,759 | €69,810 | €12,143 | ▼ 82.6% |
| Income taxes67/77 | €25,176 | €18,044 | €151,583 | €22,863 | €8,824 | ▼ 61.4% |
| Profit (loss) for the period9904 | €62,460 | €33,824 | €303,176 | €46,947 | €3,319 | ▼ 92.9% |
| Profit (loss) for the period to be appropriated9905 | €62,460 | €33,824 | €303,176 | €46,947 | €3,319 | ▼ 92.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €591,464 | €509,303 | €744,122 | €966,559 | €1.3m | ▲ 31.7% |
| Fixed assets21/28 | €391,057 | €355,438 | €396,348 | €704,125 | €1.1m | ▲ 50.8% |
| Tangible fixed assets22/27 | €56,057 | €20,438 | €61,348 | €119,125 | €89,350 | ▼ 25.0% |
| Furniture and vehicles24 | €56,057 | €20,438 | €51,149 | €110,028 | €81,354 | ▼ 26.1% |
| Other tangible fixed assets26 | - | - | €10,199 | €9,097 | €7,996 | ▼ 12.1% |
| Financial fixed assets28 | €335,000 | €335,000 | €335,000 | €585,000 | €972,612 | ▲ 66.3% |
| Current assets29/58 | €200,408 | €153,864 | €347,774 | €262,434 | €210,655 | ▼ 19.7% |
| Amounts receivable within one year40/41 | €81,231 | €91,416 | €319,247 | €232,612 | €33,635 | ▼ 85.5% |
| Trade receivables40 | €81,051 | €90,758 | €117,573 | €40,525 | €11,495 | ▼ 71.6% |
| Other amounts receivable41 | €180 | €658 | €201,675 | €192,087 | €22,140 | ▼ 88.5% |
| Cash at bank and in hand54/58 | €119,177 | €60,049 | €28,526 | €26,822 | €177,020 | ▲ 560% |
| Deferred charges and accrued income490/1 | - | €2,400 | €0 | €3,000 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €591,464 | €509,303 | €744,122 | €966,559 | €1.3m | ▲ 31.7% |
| Equity10/15 | €199,012 | €145,600 | €436,149 | €483,096 | €486,416 | ▲ 0.7% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €186,612 | €133,200 | €423,749 | €470,696 | €474,016 | ▲ 0.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | €3,495 | €3,495 | €3,495 | €3,495 | €3,495 | = |
| Distributable reserves133 | €181,258 | €127,845 | €420,254 | €467,202 | €470,521 | ▲ 0.7% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €392,452 | €363,703 | €307,973 | €483,462 | €786,200 | ▲ 62.6% |
| Amounts payable after more than one year17 | €347,018 | €304,061 | €86,686 | €406,686 | €406,686 | = |
| Financial debts170/4 | €340,000 | €285,000 | €25,000 | €0 | - | - |
| Other amounts payable178/9 | €7,018 | €19,061 | €61,686 | €406,686 | €406,686 | = |
| Amounts payable within one year42/48 | €45,434 | €59,642 | €184,147 | €67,360 | €379,514 | ▲ 463% |
| Trade debts44 | €1,487 | €3,828 | €2,249 | €2,127 | €3,192 | ▲ 50.1% |
| Suppliers440/4 | €1,487 | €3,828 | €2,249 | €2,127 | €3,192 | ▲ 50.1% |
| Taxes, remuneration and social security45 | €37,432 | €55,814 | €181,897 | €24,342 | €8,824 | ▼ 63.7% |
| Taxes450/3 | €37,432 | €55,814 | €181,897 | €24,342 | €8,824 | ▼ 63.7% |
| Other amounts payable47/48 | €6,515 | €0 | - | €40,891 | €367,499 | ▲ 799% |
| Accrued charges and deferred income492/3 | - | - | €37,140 | €9,416 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62,460 | €33,824 | €303,176 | €46,947 | €3,319 | ▼ 92.9% |
| + Depreciation and write-downs630 | €34,964 | €35,618 | €28,617 | €22,989 | €29,775 | ▲ 29.5% |
| Operating cash flow (approximation) | €97,424 | €69,442 | €331,793 | €69,936 | €33,095 | ▼ 52.7% |
| Investment in fixed assets (approximation) | - | €0 | -€69,526 | -€330,766 | -€387,612 | ▼ 17.2% |
| Change in cash | - | -€59,128 | -€31,523 | -€1,704 | €150,198 | ▲ 8,913% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
State Gazette act
Auditor reappointment · Permanent representative
Director reappointment
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €3,319 ▼92.9%
Net result drops to €3,319, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
15-07
State Gazette act
General meeting · Director resignation
Director appointment · Board composition
2024
31-12
Financial
Liquidity doublescurrent ratio 3.90
Current ratio from 1.89 to 3.90; short-term debt falls from €184,147 to €67,360.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €303,176 ▲796%
Operating result €454,100, net result €303,176, both a record.
31-12
Financial
Equity above €200,000Eq €436,149 ▲200%
6 profitable years in a row build equity to €436,149.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
State Gazette act
General meeting · Director reappointment
Permanent representative
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Show earlier events
2021
31-12
Financial
Equity above €150,000Eq €199,012 ▲45.7%
4 profitable years in a row build equity to €199,012.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
11-06
State Gazette act
Board meeting · Demerger
Capital · Corporate purpose
11-06
State Gazette act
Board meeting · Demerger
Capital · Corporate purpose
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-09
State Gazette act
General meeting · Board meeting
Director appointment · Permanent representative
14-09
State Gazette act
General meeting · Board meeting
Director appointment · Permanent representative
27-05
State Gazette act
Incorporation · Corporate purpose
Founding capital · First fiscal year
2013
18-10
State Gazette act
General meeting · Demerger
Accounting effect · Capital increase · VERBIST Steven
18-10
State Gazette act
General meeting · Demerger
Accounting effect · Capital increase · Steven VERBIST
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2010
Ground area
899 m²
Building footprint
289 m²
Volume, LiDAR
3,274 m³
Parcel 34354C0013/00V005, Flanders · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JLMV
since 20102.184.408.623
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0013/00V005 | Flanders | 899 m² | 1 · 289 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
99.91%
-
10%
According to the 2025 annual accounts of JLMV and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
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Shareholding
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Linked via shared directors
Fedustria
Shared director
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Ownership & control
4 board mandatesBoard mandates of this companythis company sits on their board4
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 3,148 EUR awarded · 3,148 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,148 EUR | 3,148 EUR |
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 34,896 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822569007
Also
9925:BE0822569007
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.