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JLMC

Active
Private limited companyfounded 20241 yr activeTen Heuvel 3, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 1017.711.627
Summary

JLMC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,300 and a net result of €6,300. Its solvency ranks better than 32% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.57; short-term debt: 63.6% and cash: 99.9% of total assets), but 63.6% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
39 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JLMC was incorporated on 20 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,300
Total assets
€22,822
Net result
€6,300
Working capital
€8,305

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €22,822
Equity €8,300
Debt €14,522
Debt finances 63.6% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.57
Debt to equity
1.75
ROE
75.9%
ROA
27.6%
Debt ≤ 1 year
€14,517
Income taxes
€1,575

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€22,822
Current assets29/58€22,822
Cash at bank and in hand54/58€22,808
Deferred charges and accrued income490/1€14
Equity and liabilities
Total equity and liabilities10/49€22,822
Equity10/15€8,300
Contributions10/11€2,000
Reserves13€6,300
Distributable reserves133€6,300
Amounts payable17/49€14,522
Amounts payable within one year42/48€14,517
Taxes, remuneration and social security45€5,789
Taxes450/3€5,789
Other amounts payable47/48€8,729
Accrued charges and deferred income492/3€4
Income statement Code2025
Gross operating margin9900€7,897
Operating profit (loss)9901€7,897
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€39
Recurring financial charges65€39
Profit (loss) for the period before taxes9903€7,875
Income taxes67/77€1,575
Profit (loss) for the period9904€6,300
Profit (loss) for the period to be appropriated9905€6,300
Appropriation of the result
Profit (loss) to be appropriated9906€6,300
Transfer to equity691/2€6,300
To other reserves6921€6,300

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€7,897
Operating profit (loss)9901€7,897
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€39
Recurring financial charges65€39
Profit (loss) for the period before taxes9903€7,875
Income taxes67/77€1,575
Profit (loss) for the period9904€6,300
Profit (loss) for the period to be appropriated9905€6,300
Line2025
Assets
Total assets20/58€22,822
Current assets29/58€22,822
Cash at bank and in hand54/58€22,808
Deferred charges and accrued income490/1€14
Equity and liabilities
Total equity and liabilities10/49€22,822
Equity10/15€8,300
Contributions10/11€2,000
Reserves13€6,300
Distributable reserves133€6,300
Amounts payable17/49€14,522
Amounts payable within one year42/48€14,517
Taxes, remuneration and social security45€5,789
Taxes450/3€5,789
Other amounts payable47/48€8,729
Accrued charges and deferred income492/3€4
Line2025
Profit (loss) for the period9904€6,300
Operating cash flow (approximation)€6,300

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
8,903 m²
Building footprint
759 m²
Volume, LiDAR
1,819 m³
Parcel 24098A0739/00A000, Flanders · tallest building 16.1 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
JLMC
Ten Heuvel 3, 3270 Scherpenheuvel-ZichemActivities of notaries
since 20252.368.112.369
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24098A0739/00A000 Flanders 8,903 m² 1 · 759 m² 16.1 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,261 companies in sector 69102 we hold annual accounts for 1,755. 513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end30-06
Activities, NACEBEL 2025
69102Activities of notaries
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017711627
Also 9925:BE1017711627
Registered 15-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.