JLJ CONSTRUCT
ActiveSummary
JLJ CONSTRUCT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,103 and a net result of €144. Its solvency ranks better than 53% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-12-2023 Normal situation
- Registered office
- 679 active companies are registered at this address 135 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 1 other
- Establishment unit
- 2.354.066.274 4000 Liège, since 10-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.0%
- Gross margin
- €7,063
- ▼ 65.0%
- Turnover
- ≈ €93,000
- estimated
- Profit
- €144
- ▼ 99.0%
- Equity
- €18,103
- ▲ 0.8%
- Total assets
- €36,423
- ▲ 49.5%
- Staff
- ≈ 0 FTE
- estimated
Score breakdownraises riskFounded in 2023Size: total assets €36,423lowers riskLiquidity: current ratio 1.31, cash €7,179Equity €18,103 (49.7% of total assets)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 54% of them on solvency, 41% on liquidity, 36% on profitability and 37% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 22-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 98% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €19,225 | - |
| Financial fixed assets | €98 | - |
| Depreciation and write-downs of the year | €428 | €6,408 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €889 | €260 | ▼ 70.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €428 | €6,408 | ▲ 15× |
| Gross operating margin9900 | €20,161 | €7,063 | ▼ 65.0% |
| Operating profit (loss)9901 | €18,845 | €394 | ▼ 97.9% |
| Financial income75/76B | €6 | €5 | ▼ 9.1% |
| Recurring financial income75 | €6 | €5 | ▼ 9.1% |
| Financial charges65/66B | €152 | €182 | ▲ 20.3% |
| Recurring financial charges65 | €152 | €182 | ▲ 20.3% |
| Profit (loss) for the period before taxes9903 | €18,699 | €217 | ▼ 98.8% |
| Income taxes67/77 | €3,740 | €73 | ▼ 98.0% |
| Profit (loss) for the period9904 | €14,959 | €144 | ▼ 99.0% |
| Profit (loss) for the period to be appropriated9905 | €14,959 | €144 | ▼ 99.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €24,363 | €36,423 | ▲ 49.5% |
| Fixed assets21/28 | €18,896 | €12,487 | ▼ 33.9% |
| Tangible fixed assets22/27 | €18,798 | €12,389 | ▼ 34.1% |
| Furniture and vehicles24 | €18,798 | €12,389 | ▼ 34.1% |
| Financial fixed assets28 | €98 | €98 | = |
| Current assets29/58 | €5,468 | €23,936 | ▲ 338% |
| Amounts receivable within one year40/41 | €5,306 | €16,685 | ▲ 214% |
| Trade receivables40 | €1,975 | €16,091 | ▲ 715% |
| Other amounts receivable41 | €3,331 | €594 | ▼ 82.2% |
| Cash at bank and in hand54/58 | €162 | €7,179 | ▲ 44× |
| Deferred charges and accrued income490/1 | - | €72 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €24,363 | €36,423 | ▲ 49.5% |
| Equity10/15 | €17,959 | €18,103 | ▲ 0.8% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €14,959 | €15,103 | ▲ 1.0% |
| Amounts payable17/49 | €6,404 | €18,320 | ▲ 186% |
| Amounts payable within one year42/48 | €6,404 | €18,320 | ▲ 186% |
| Trade debts44 | €2,664 | €9,936 | ▲ 273% |
| Suppliers440/4 | €2,664 | €9,936 | ▲ 273% |
| Taxes, remuneration and social security45 | €3,740 | €3,813 | ▲ 2.0% |
| Taxes450/3 | €3,740 | €3,813 | ▲ 2.0% |
| Other amounts payable47/48 | - | €4,571 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14,959 | €144 | ▼ 99.0% |
| + Depreciation and write-downs630 | €428 | €6,408 | ▲ 15× |
| Operating cash flow (approximation) | €15,387 | €6,552 | ▼ 57.4% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €7,017 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,546 companies had the same profile as JLJ CONSTRUCT has now. Two years later, 94.3% were still going and 2.3% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JLJ CONSTRUCT itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for JLJ CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- BEN YAKHLAF Sami 100 shares (100%)
Capital transactions
- 08-12-2023 Incorporation · €3,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking, bij gebrek onbepaalde duur, algemene vergadering bepaalt aantal,duur en bij meerdere bevoegdheid”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 08-12-2023 (in Dutch)
Network & group
JLJ CONSTRUCT shares no director with another company.
Companies at the same address
678 other companies- Luxury Beauty Registered office · since 2026 1044703658
- DBF PLAFONNAGE Registered office · since 2026 1044619130
- LULU COMPANY Registered office · since 2026 1044618140
- NEKI GROUP Registered office · since 2026 1044617150
- MENC PROTECT Registered office · since 2026 1044546280
- MIRLES GROUP Registered office · since 2026 1044454329
- NORVAK CONSTRUCT Registered office · since 2026 1044243602
- L.A. Solutions Registered office · since 2026 1044150857
- M.CONSTRUCTOR Registered office · since 2026 1044152342
- NOVA CONSTRUCTION Registered office · since 2026 1044149768
Connections & network
1 current directorThe network starts from the directors of JLJ CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
07-08
Gazette deed
Registered office moved from Zaventem to sint-stevens-woluweNew seat: leuvensesteenweg 246 bus 1, 1932 sint-stevens-woluwe · Previous seat: Imperiastraat 8, 1930 Zaventem4 points ▸
- General meeting, 01-07-2024
- Other provision, “meeting quorum, aanwezig of geldig vertegenwoordigd” (deed in Dutch)
- Registered-office move, leuvensesteenweg 246 bus 1,1932 sint-stevens-woluwe
- Other provision, “meeting attendance” (deed in Dutch)
08-12
Gazette deed
IncorporationStarting capital €3,000 · Appointment: BEN YAKHLAF Sami (director) · Founder11 points ▸
- Incorporation, “JLJ CONSTRUCT” (deed in Dutch)
- Founder, BEN YAKHLAF Sami
- Other provision, “huwelijksstelsel, scheiding van goederen zuiver en eenvoudig” (deed in Dutch)
- Other provision, “financieel plan, overhandigd aan notaris voor verlijden” (deed in Dutch)
- Founding capital, €3,000
- Bank account, 3000, “vennootschap in oprichting” (deed in Dutch)
- Other provision, “bevestiging deponering aanvangsvermogen overeenkomstig WVV”, EUR (deed in Dutch)
- Capital
- Director appointment, BEN YAKHLAF Sami (director (not named in the articles))
- Registered office clause, “1930 Zaventem,Imperiastraat,8, leidinggevend orgaan” (deed in Dutch)
- Other provision, “Luik,in het kantoor, verlijding-ondertekening” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Imperiastraat 8, 1930 Zaventem until 01-07-2024 · act of 07-08-2024
Activities
NACEBEL 2025Codes under NACEBEL 2008
2 activities
- Het uitvoeren van alle vastgoedbouwwerkzaamheden en openbare of particuliere werken,de aankoop,verkoop en verhuur van alle te bouwen,in aanbouw zijnde of voltooide gebouwen en woningen,en alle vastgoedontwikkeling in de ruimste zin van het woord,met inbegrip van metsel-en betonwerk,tegelwerk,mozaïek,marmer en gehouwen steen,schilderwerk en alle andere muur-en vloerbedekkingen,grondwerken,akoestische en thermische isolatie,lichte scheidingswanden,valse plafonds en valse vloeren,al dan niet geprefabriceerd,installatie van keuken-en badkamermeubelen en-kasten,schrijn-en timmerwerk,met inbegrip van schrijn-en timmerwerk voor de bouw,installatie van sloten en hang-en sluitwerk,installatie van houten en kunststof deuren en plinten,installatie van houten en kunststof luiken,installatie van parketvloeren en alle houten wand-en vloerbekledingen,installatie van houten scheidingswanden en valse plafonds,het vervangen van ijzerwerk,luiken en metalen schrijnwerk,alsmede het plaatsen van poorten,oprol-en roldeuren,en buitenzonwering,het bekleden van muren en plafonds door het aanbrengen van metalen elementen,stukadoorswerk en pleisterwerk,restauratie en herstel van gevels,en opnieuw voegen,algemene bouw elektriciteit,installatie van zonnepanelen,domotica,installatie van verlichting en lichtreclames,en alle elektriciteitswerkzaamheden in het algemeen,alsmede het onderhoud van parken en tuinen;de installatie van verwarmingssystemen en het plaatsen van ramen;
- Restauratie van gebouwen en monumenten,metalen constructies en metalen kunstwerken,met inbegrip van de montage en demontage van buisconstructies en dergelijke,en de verkoop van alle bouwmaterialen in het algemeen.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1003.065.617
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 |
| 62812A0103/00T000 | Wallonia | 449 m² | 1 · 113 m² | 12.2 m · 3 |