JLD GESTION
ActiveJLD GESTION has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287k and a net result of €223k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 85% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+35
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.26 against 0.88 in 2024), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
62.2%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €287k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
31 d early
2023
43 d early
2022
42 d early
2021
17 d early
2020
48 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€287k▲ 351%
2024 · €64k
2019: €89k
2020: €111k
2021: €115k
2022: €97k
2023: €84k
2024: €64k
2019 → 2025
Total assets
€359k▲ 151%
2024 · €143k
2019: €342k
2020: €327k
2021: €249k
2022: €215k
2023: €188k
2024: €143k
2019 → 2025
Net result
€223k▲ 1,095%
2024 · €19k
2019: €20k
2020: €22k
2021: €4k
2022: €4k
2023: €13k
2024: €19k
2019 → 2025
Working capital
€234k
2024 · €-6k
2019: €86k
2020: €55k
2021: €52k
2022: €49k
2023: €16k
2024: €-6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€97k▼ 16.4%€84k▼ 13.0%€64k▼ 24.3%€287k▲ 351%
Operating result€12k-€13k▲ 8.7%€22k▲ 68.2%€27k▲ 20.7%€63k▲ 132%
Net result€4k-€4k▲ 0.4%€13k▲ 212%€19k▲ 47.5%€223k▲ 1,095%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 132% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359k
Fixed assets
€53k▼ 43.0%
Current assets
€306k▲ 520%
Equity and liabilities €359k
Equity
€287k▲ 351%
Debt
€72k▼ 9.2%
The debt ratio falls from 55.6% to 20.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€85k▲
2024 · €49k
Cash flow
€246k▲
2024 · €41k
Solvency
79.9%▲
2024 · 44.4%
Current ratio
4.26▲
2024 · 0.88
Quick ratio
4.26▲
2024 · 0.88
Debt / equity
0.25▼
2024 · 1.25
ROE
77.8%▲
2024 · 29.4%
ROA
62.2%▲
2024 · 13.1%
Interest coverage
45.92▲
2024 · 16.89
Debt
€72k▼
2024 · €80k
Debt ≤ 1 year
€72k▲
2024 · €56k
Income taxes
€39k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€359k▲
Fixed assets21/28€94k€53k▼
Tangible fixed assets22/27€75k€53k▼
Land and buildings22€42k€36k▼
Plant, machinery and equipment23€645€232▼
Furniture and vehicles24€1k€2k▲
Leasing and similar rights25€30k€15k▼
Financial fixed assets28€19k€50▼
Current assets29/58€49k€306k▲
Amounts receivable within one year40/41-€18k
Trade receivables40-€15k
Other amounts receivable41-€3k
Cash at bank and in hand54/58€48k€287k▲
Deferred charges and accrued income490/1€841€884▲
Equity and liabilities
Total equity and liabilities10/49€143k€359k▲
Equity10/15€64k€287k▲
Contributions10/11€0-
Reserves13€64k€287k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€64k€287k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€80k€72k▼
Amounts payable after more than one year17€23k-
Financial debts170/4€23k-
Amounts payable within one year42/48€56k€72k▲
Current portion of amounts payable after more than one year42€22k€23k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€13k€46k▲
Taxes450/3€11k€44k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€19k-
Accrued charges and deferred income492/3€384€387▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€51k€87k▲
Operating profit (loss)9901€27k€63k▲
Financial income75/76B-€201k
Recurring financial income75-€201k
Non-recurring financial income76B-€201k
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€24k€262k▲
Income taxes67/77€5k€39k▲
Profit (loss) for the period9904€19k€223k▲
Profit (loss) for the period to be appropriated9905€19k€223k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€223k▲
Transfer from equity791/2€20k-
Transfer to equity691/2€19k€223k▲
To other reserves6921€19k€223k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
State Gazette act
General meeting · Mandate compensationGeneral meeting · Mandate compensation · Mandate term4 facts ▸
State Gazette act
General meeting · Mandate compensation
General meeting · Mandate compensation · Mandate term4 facts ▸
- General meeting, 2026-06-29
- Mandate compensation, Jean-Luc DURRE
- Mandate term, limité à la liquidation
- Mandate condition, aucune prestation entre 7h00 et 18h00
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Highest result since 2019net €223k ▲1095%
Operating result €63k, net result €223k, both a record.
30-06
Financial
Liquidity times 5current ratio 4.26
Current ratio from 0.88 to 4.26.
30-06
Financial
Equity above €200kEq €287k ▲351%
7 profitable years in a row build equity to €287k.
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €4k ▼81.8%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €100kEq €111k ▲24.9%
2 profitable years in a row build equity to €111k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sainte-Ode · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fontenal 116680 Sainte-OdeGround area
1,627 m²
Building footprint
151 m²
Volume, LiDAR
823 m³
Parcel 82001D0108/00B003, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.L.D. GESTION SPRL
since 20062.155.750.764
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82001D0108/00B003 | Wallonia | 1,627 m² | 1 · 151 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMBO INVEST
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Of 7,288 companies in sector 68110 we hold annual accounts for 5,354. 3,836 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2006
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
70120
70200Business and other management consultancy
70220Business consulting
74142
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jldurre@skynet.be
Phone:061/68.87.60