JLC CONSULT
ActiveSummary
JLC CONSULT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231k and a net result of €167k. Equity is growing by ~69.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency78▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.43 in 2023; short-term debt: 35.6% and cash: 24.6% of total assets), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
38%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 27-03-2025 was due by 27-10-2025 and was filed on 03-12-2025, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
37 d late
2023
3 d early
2021
5 d late
2019
21 d early
2017
29 d early
2016
3 d early
2015
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€231k▲ 259%
2023 · €64k
2019: €19k
2021: €13k
2023: €64k
2019 → 2025
Total assets
€438k▲ 194%
2023 · €149k
2019: €171k
2021: €119k
2023: €149k
2019 → 2025
Net result
€167k▲ 226%
2023 · €51k
2019: €-8k
2021: €-5k
2023: €51k
2019 → 2025
Working capital
€111k▲ 392%
2023 · €23k
2019: €14k
2021: €-9k
2023: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202120232025Trend
Equity€19k-€13k▼ 29.1%€64k▲ 385%€231k▲ 259%
Operating result€-5k-€-2k▲ 58.5%€74k€252k▲ 242%
Net result€-8k-€-5k▲ 29.5%€51k€167k▲ 226%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €252k in 2025, compared with €74k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €438k
Fixed assets
€171k ▲ 134%
Current assets
€267k ▲ 253%
Equity and liabilities €438k
Equity
€231k ▲ 259%
Debt
€207k ▲ 145%
Debt's share of the balance-sheet total falls from 56.8% to 47.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€290k▲
2023 · €88k
Cash flow
€205k▲
2023 · €65k
Current ratio
1.71▲
2023 · 1.43
Debt to equity
0.90▼
2023 · 1.31
ROE
72.2%▼
2023 · 79.4%
ROA
38.0%▲
2023 · 34.3%
Interest coverage
52.42▲
2023 · 24.69
Debt ≤ 1 year
€156k▲
2023 · €53k
Debt > 1 year
€51k▲
2023 · €31k
Income taxes
€80k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 52 lines
Balance sheet
Code20232025
Assets
Total assets20/58€149k€438k▲
Fixed assets21/28€73k€171k▲
Tangible fixed assets22/27€72k€170k▲
Land and buildings22€2k€2k=
Plant, machinery and equipment23-€4k
Furniture and vehicles24€2k€72k▲
Other tangible fixed assets26€67k€91k▲
Financial fixed assets28€1k€1k=
Current assets29/58€76k€267k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€11k€109k▲
Trade receivables40€2k€23k▲
Other amounts receivable41€9k€86k▲
Cash at bank and in hand54/58€23k€108k▲
Deferred charges and accrued income490/1€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€149k€438k▲
Equity10/15€64k€231k▲
Contributions10/11€7k€7k=
Reserves13€58k€225k▲
Tax-exempt reserves132€12k€12k=
Distributable reserves133€46k€213k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€85k€207k▲
Amounts payable after more than one year17€31k€51k▲
Financial debts170/4€31k€51k▲
Amounts payable within one year42/48€53k€156k▲
Current portion of amounts payable after more than one year42€12k€28k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€15k€29k▲
Suppliers440/4€15k€29k▲
Taxes, remuneration and social security45€26k€100k▲
Taxes450/3€26k€100k▲
Other amounts payable47/48€0-
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€38k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€92k€294k▲
Operating profit (loss)9901€74k€252k▲
Financial income75/76B€35€167▲
Recurring financial income75€35€167▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€70k€247k▲
Income taxes67/77€19k€80k▲
Profit (loss) for the period9904€51k€167k▲
Profit (loss) for the period to be appropriated9905€51k€167k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€167k▲
Profit (loss) brought forward from the previous period14P€-5k-
Transfer from equity791/2€0-
Transfer to equity691/2€46k€167k▲
To other reserves6921€46k€167k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-03
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose · Ann Michèle D'hoore
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 37 days late
27-03
Financial
Highest result since 2019net €167k ▲226%
Operating result €252k, net result €167k, both a record.
27-03
Financial
Equity above €200kEq €231k ▲259%
2 profitable years in a row build equity to €231k.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
28-03
Financial
Back to profitnet €51k
Net result €51k after 2 loss-making years.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
01-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
28-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2013
28-10
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2012
31-10
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollewijk 129250 WaasmunsterGround area
817 m²
Building footprint
87 m²
Volume, LiDAR
503 m³
Parcel 42023A0802/00H000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JLC CONSULT
since 20102.186.512.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023A0802/00H000 | Flanders | 817 m² | 1 · 87 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACORUS
BE 0480.275.506
Asse · Eq €231,101
GLOBAL GRID
BE 0763.806.110
Liège · Eq €231,110
"NICOLAS DEMEURE" EN/OF "MAVIL"
BE 0821.445.686
Huldenberg · Eq €231,125
VAM Consulting
BE 0773.368.330
Brasschaat · Eq €231,067
Jako Consult
BE 0896.424.807
Tielt-Winge · Eq €231,058
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2010
Fiscal year end27-03
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.