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JLB Trans

Active
Private limited companyfounded 200521 yrs activePlassendonk 4, 2260 Westerlo, BelgiumKBO/BCE: BE 0873.243.686

JLB Trans has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €17k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 4488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-4
Solvency100▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 3.72 in 2024; short-term debt: 15.2% and cash: 21.7% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.4%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
61 d late
2023
8 d early
2022
on the day
2021
23 d early
2020
17 d late
2019
21 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€219k▼ 4.0%
2024 · €228k
2018: €101k 2019: €133k 2020: €151k 2021: €159k 2022: €179k 2023: €196k 2024: €228k
2018 → 2025
Total assets
€290k▼ 14.4%
2024 · €339k
2018: €294k 2019: €251k 2020: €245k 2021: €299k 2022: €316k 2023: €325k 2024: €339k
2018 → 2025
Net result
€17k▼ 45.4%
2024 · €32k
2018: €32k 2019: €32k 2020: €18k 2021: €8k 2022: €19k 2023: €18k 2024: €32k
2018 → 2025
Working capital
€173k▼ 2.4%
2024 · €177k
2018: €41k 2019: €81k 2020: €114k 2021: €129k 2022: €143k 2023: €144k 2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€159k-€179k▲ 12.1%€196k▲ 10.0%€228k▲ 16.1%€219k▼ 4.0%
Operating result€11k-€29k▲ 159%€29k▼ 0.5%€52k▲ 80.9%€26k▼ 49.4%
Net result€8k-€19k▲ 135%€18k▼ 7.2%€32k▲ 77.5%€17k▼ 45.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €11k€11kNet result 2021: €8k€8kOperating result 2022: €29k€29kNet result 2022: €19k€19kOperating result 2023: €29k€29kNet result 2023: €18k€18kOperating result 2024: €52k€52kNet result 2024: €32k€32kOperating result 2025: €26k€26kNet result 2025: €17k€17k20212022202320242025
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets €73k▼ 24.3%
Current assets €217k▼ 10.4%
Equity and liabilities €290k
Equity €219k▼ 4.0%
Debt €71k▼ 35.8%
The debt ratio falls from 32.8% to 24.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€51k
2024 · €75k
Cash flow
€42k
2024 · €55k
Solvency
75.4%
2024 · 67.2%
Current ratio
4.91
2024 · 3.72
Quick ratio
4.91
2024 · 3.72
Debt / equity
0.33
2024 · 0.49
ROE
7.9%
2024 · 13.9%
ROA
6.0%
2024 · 9.3%
Interest coverage
26.39
2024 · 20.67
Debt
€71k
2024 · €111k
Debt ≤ 1 year
€44k
2024 · €65k
Debt > 1 year
€27k
2024 · €46k
Income taxes
€7k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€339k€290k
Fixed assets21/28€97k€73k
Tangible fixed assets22/27€97k€73k
Land and buildings22€58k€49k
Plant, machinery and equipment23€0-
Furniture and vehicles24€4k€3k
Leasing and similar rights25€35k€21k
Financial fixed assets28-€135
Current assets29/58€242k€217k
Amounts receivable within one year40/41€28k€20k
Trade receivables40€28k€17k
Other amounts receivable41€652€2k
Current investments50/53€131k€131k=
Cash at bank and in hand54/58€81k€63k
Deferred charges and accrued income490/1€2k€4k
Equity and liabilities
Total equity and liabilities10/49€339k€290k
Equity10/15€228k€219k
Contributions10/11€19k€19k=
Reserves13€207k€198k
Distributable reserves133€207k€198k
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€111k€71k
Amounts payable after more than one year17€46k€27k
Financial debts170/4€46k€27k
Amounts payable within one year42/48€65k€44k
Current portion of amounts payable after more than one year42€18k€19k
Trade debts44€31k€10k
Suppliers440/4€31k€10k
Taxes, remuneration and social security45€13k€13k
Taxes450/3€11k€13k
Remuneration and social security454/9€2k€0
Other amounts payable47/48€2k€2k
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€25k
Other operating charges640/8€6k€7k
Gross operating margin9900€81k€57k
Operating profit (loss)9901€52k€26k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€2k
Recurring financial charges65€4k€2k
Profit (loss) for the period before taxes9903€48k€24k
Income taxes67/77€17k€7k
Profit (loss) for the period9904€32k€17k
Profit (loss) for the period to be appropriated9905€32k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€34k€20k
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2-€26k
Transfer to equity691/2€32k€17k
To other reserves6921€32k€17k
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Equity above €200kEq €228k ▲16.1%
7 profitable years in a row build equity to €228k.
23-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €8k ▼55.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
17-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial Equity above €150kEq €151k ▲13.7%
3 profitable years in a row build equity to €151k.
10-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
22-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Plassendonk 42260 Westerlo
Ground area
1,639 m²
Building footprint
277 m²
Volume, LiDAR
1,731 m³
Parcel 13028C0310/00E000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JLB Trans
Plassendonk 4, 2260 WesterloNACE 6024201
since 20052.147.944.640
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13028C0310/00E000 Flanders 1,639 m² 1 · 277 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,603 companies in sector 49410 we hold annual accounts for 8,196. 6,125 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-04-2005
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.