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JLB FIN & TECH

Active
Rue des Déportés, Beuzet 23 ·5030 Gembloux, Belgium
KBO/BCE: BE 0445.403.115
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Age34 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JLB FIN & TECH is 0.1% (very low). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 02-06-2025 59 d early 2025-00114297
31-12-2023 31-07-2024 27-06-2024 34 d early 2024-00172393
31-12-2022 31-07-2023 25-08-2023 25 d late 2023-00353683
31-12-2021 31-07-2022 30-08-2022 30 d late 2022-20350849
31-12-2020 31-07-2021 07-10-2021 68 d late 2021-71300584
31-12-2019 31-07-2020 27-08-2020 27 d late 2020-50100328
31-12-2018 31-07-2019 14-08-2019 14 d late 2019-46600058
31-12-2017 31-07-2018 10-08-2018 10 d late 2018-45900227
31-03-2017 31-10-2017 29-11-2017 29 d late 2017-70600368
31-03-2016 31-10-2016 29-11-2016 29 d late 2016-68900215

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1991, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Long track record Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 02-06-2025 2025-00114297
31-12-2023 volledig 27-06-2024 2024-00172393
31-12-2022 volledig 25-08-2023 2023-00353683
31-12-2021 volledig 30-08-2022 2022-20350849
31-12-2020 micro 07-10-2021 2021-71300584
31-12-2019 volledig 27-08-2020 2020-50100328
31-12-2018 volledig 14-08-2019 2019-46600058
31-12-2017 volledig 10-08-2018 2018-45900227
31-03-2017 volledig 29-11-2017 2017-70600368
31-03-2016 volledig 29-11-2016 2016-68900215

Structure & network

Locations & real estate

Establishment units

1 location
Rue des Déportés, Beuzet 23, 5030 Gembloux
Ondersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19912.055.463.355
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,224 m²
Buildings1
Building footprint83 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92011A0045/00P000 Wallonia 2,224 m² 1 · 83 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
24-08-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
24-08-2023 Registered office moved from Tournai to BEUZET Registered-office change
  • Rue Albert Allard 15-7500 Tournai → rue des Déportés, 23 à 5030 BEUZET

Analysis

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR JLB FIN & TECH
Registered office
Rue des Déportés, Beuzet 23
5030 Gembloux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.